AVP, Loan Review Officer

Description

AVP, Loan Review Officer

Kokomo, IN

$65,000-$75,000/year

About First Farmers Bank & Trust

First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we’ve grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services—from personal and business banking to agricultural lending and mortgage solutions.

Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today’s digital banking convenience with the traditional values of integrity, perseverance, and customer care.

With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most—people.

At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you’re not just starting a job—you’re joining a company built on heart and grit.

Position Summary:

Performs analysis of assigned loan relationships.

Key Responsibilities: 

• Complete assigned loan reviews. Ensuring the following are completed with the loan reviews: Loans are classified to the proper regulator loan risk rating, Loans are evaluated from a risk assessment point of view, Loan reviews are completed in accordance with the loan review procedures
• Assist with the establishment and monitoring of procedures for identifying deterioration in quality of individual loans and groups of loans. Also, mitigating the risk of loss from those loans or group of loans that were identified
• Assist and attend the quarterly loan review meetings
• All other duties as assigned 

* The company reserves the right to modify duties and responsibilities over time as needed.

Requirements

Minimum Qualifications

•  Bachelor’s degree in accounting, finance, economics, data analytics, statistics, business analytics, or a related field 
• Demonstrated ability to effectively prioritize multiple responsibilities and meet deadlines in a fast-paced environment

Preferred Qualifications

• Two or more years of experience in lending, loan operations, credit, or a related financial services roleGeneral banking experience to include banking regulations, specifically security and compliance regulations

Skills

• Proficiency in Microsoft Office Suite, with a strong working knowledge of Excel
• Strong written and verbal communication skills
• Strong analytical, critical-thinking, and problem-solving skills
• Strong attention to detail and accuracy
• Ability to organize and manage multiple priorities effectively

Work Environment

• Primarily office or branch-based environment with standard business hours. Occasional travel to other branch locations or community events may be required
• Occasional work outside of traditional work hours may be required
• Daily extended use of banking software, secure digital platforms, and standard office equipment
• Repetitive hand and arm movements
• Ability to sit or stand for extended periods of time
• Ability to lift up to 25 pounds as needed

Benefits Overview:

At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:

Health & Wellness

• Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
• Vision Coverage
• Dental Coverage
• Prescription Plan
• Wellness Incentive – earn up to $25 per pay period toward premium reduction

Financial Security

• Life & Accidental Death & Dismemberment Insurance – 100% employer-paid
• Short & Long-Term Disability Insurance – 100% employer-paid
• 401(k) Plan
• Profit Sharing Stock Option
• Health Savings Account (HSA) contributions for HDHP participants

Paid Time Off

• Vacation time
• Sick Time
• Personal Day
• 11 Paid Holidays
• Paid Bereavement

Additional Benefits

• Paid time to volunteer (when representing FFBT and supervisor approved)
• Voluntary Donated PTO Program
• Employee Assistance Program
• Travel Assistance Program
• Educational Assistance Program
• Corporate Discounts
• Employee Referral Program
• Stock Purchase Loan Option
• Retirement Plan Counseling
• Wellness Program
• Gym Reimbursement
• Employee Quarterly Recognition Program
• AFLAC supplemental benefits
• Cincinnati Life supplemental coverage
• Family Medical Leave
• Paid Bereavement Leave
• Maternity Leave Policy