Finance Intern - Finance Leadership Development Program
About the job
- Students expecting to graduate prior to August 2028 with a bachelor's degree in Finance, Accounting, Economics, Insurance Risk, or Business Analytics.
- A GPA of 3.0 or higher at graduation.
- A record of high achievement, analytical thinking, initiative, and process improvement.
- Strong communication, change agility, and team skills.
- Leadership experience outside of the classroom.
- Complete a challenging assignment in the Finance organization.
- Develop critical leadership and functional skills in financial planning and analysis, management reporting, financial reporting, and investment accounting and analysis.
- Participate in formal and experiential learning, volunteerism, and networking during the 10-week Finance internship program.
- Complete a capstone team project outside the assignment domain by partnering with other interns to research and present.
- Develop required corporate core competencies.
- Participate in coaching, mentoring, evaluation, and feedback.
- Data analytics and financial modeling coursework.
- Access as an early candidate to future early-career opportunities, including a full-time rotational program.
About the company
The Hartford sells insurance to businesses and individuals, covering property, liability, workers' compensation and auto risks, along with group disability, life and paid-leave benefits that employers offer their staff. Its business unit insures everything from local shops to large corporations and writes specialty coverage in the United States and abroad, while its personal unit sells car and home policies to individual customers. Agents, brokers and direct channels sell the policies, and the company earns money from premiums and from investing them before claims are paid. Its oldest insurer was founded in 1810, and the company is based in Hartford, Connecticut.
Company Size
10,001+
Company Stage
IPO
Headquarters
Hartford, Connecticut
Founded
1810
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Simplify's Take
What believers are saying
- Small business is accelerating: premiums grew 7% in the April to June 2026 quarter, with double-digit growth from first-time customers.
- Benefits is scaling: an August 2026 deal for Equitable's benefits unit brings about 300 staff and $500 million in premium.
- Early-career hires rotate through roles: its leadership development program moves participants across functions, and tuition aid starts on day one.
What critics are saying
- Older claims are biting: Business Insurance spent 91.4 cents per premium dollar in the June 2026 quarter, up from 87.0.
- Personal lines are shrinking: auto and home premiums fell 7% to $915 million in the quarter reported July 2026.
- Expect regular office time: corporate staff have worked on site three days a week since January 2024.
What makes The Hartford unique
- AARP members are its home market: The Hartford is the only auto and home insurer AARP endorses, through 2033.
- Small companies are its specialty: The Hartford insures nearly 1.5 million small businesses through dedicated service centers.
- Workplace leave is its stronghold: LIMRA ranks it first in fully insured disability and paid family leave coverage in force.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Paid Vacation
Paid Holidays
Hybrid Work Options
Remote Work Options
Tuition Reimbursement
Company News
The Hartford has appointed Randy Larsen to its board of directors, effective 1 September. He will serve on the Finance, Investment and Risk Management Committee and the Nominating and Corporate Governance Committee. Larsen spent 13 years with AssuredPartners, a large insurance brokerage firm, serving as chief executive officer from 2023 until Gallagher acquired the company in 2025. During his tenure, he oversaw significant business growth through organic initiatives and acquisitions whilst leading operational transformation efforts. Prior to AssuredPartners, Larsen spent 14 years with insurance brokerage Schifman Remley & Associates, which AssuredPartners acquired in 2012. He earned a bachelor's degree in finance from Nebraska Wesleyan University.
Hartford reported Q1 revenues of $7.23 billion, up 6.1% year on year, exceeding analyst expectations by 40%. Despite the top-line beat, the multi-line insurance company missed analysts' book value per share and earnings per share estimates. The Hartford, recognisable by its stag logo dating to 1810, provides property and casualty insurance, group benefits and investment products across the United States. The company delivered the largest analyst estimate beat among multi-line insurance stocks tracked this quarter. However, investors appeared dissatisfied with the results. Hartford's stock has declined 2.6% since reporting and currently trades at $132.15. The multi-line insurance sector overall saw revenues beat consensus estimates by 8.6%, though share prices have declined an average of 2.8% following earnings.
The Hartford and the University of Connecticut have launched a collaboration focused on business resiliency, worker safety and energy innovation. The partnership includes two key initiatives: The Hartford Laborer Safety Fund and The Hartford Sustainability Research Fellowship. The Hartford will invest in UConn's Korey Stringer Institute to research how extreme heat affects workers across industries, examining both short- and long-term impacts on health and productivity. The companies plan to pilot heat-management programmes with select business customers. The Hartford Sustainability Research Fellowship, established within UConn's College of Engineering, will examine evolving energy needs of data centres and emerging risks related to onsite generation, battery storage and renewable energy. The research aims to provide insights into future insurance and risk-management needs for emerging technologies.
Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.
The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.