Junior Consultant - Banking Finance, Risks
About the job
- The candidate must be a recent graduate of a leading business or engineering school, or hold a master's degree from a recognized university with a specialization in finance, accounting, or risk management.
- The candidate must have financial awareness, including knowledge of a bank's balance-sheet structure, regulatory and ESG issues relevant to financial institutions, and capital management.
- The candidate should seek to strengthen expertise in risk management, prudential and ESG regulation, particularly in banking, insurance, or asset management.
- The candidate must have good spoken and written English proficiency.
- The candidate should be pragmatic, rigorous, and proactive, and be able to propose effective, operational solutions to clients.
- The candidate should be comfortable working in teams and in project mode.
- Advise companies on risk-management frameworks covering market risk, credit risk, liquidity and asset-liability management risk, climate risk, stress testing, risk appetite, performance management, ESG frameworks, and regulatory reporting.
- Define risk-management frameworks, design and implement models, implement and produce regulatory reports, implement new regulations, integrate ESG considerations into traditional risk-management and reporting systems, and analyze risk and regulatory impacts in divestment or acquisition transactions.
- Work within finance, risk, strategy, and sustainability departments on financial and climate risk management, ESG integration into finance and risk processes, risk and finance department organization, capital management and planning, regulatory statements, and prudential and accounting regulation.
- Integrate ESG indicators into finance and risk frameworks and support green-taxonomy and Pillar III ESG reporting.
- Measure the impact of climate risk on asset portfolios and support financial and climate stress tests.
- Implement capital and liquidity management frameworks, including ICAAP and ILAAP, and adapt liquidity risk-management frameworks using asset-liability management.
- Formalize risk-appetite frameworks, review and redesign FINREP and COREP reporting methods and processes, and formalize recovery and resolution plans.
- Redesign permanent-control and risk-management frameworks, automate capital and regulatory-reporting processes, prepare authorization applications for new banks, banking subsidiaries, and banking offers, and analyze and implement new banking regulations such as CRR2 and CRR3.
- Calculate risk-weighted assets and optimize banks' regulatory ratios.
About the company
What Deloitte does: Deloitte provides professional services to organizations, offering a range of services including consulting, auditing, tax, and advisory work to help clients improve performance and manage risk. How its products work: It blends practical advice with hands-on implementation through a global network of member firms and specialists. Teams assess clients’ needs, develop strategies, and help execute processes, controls, and transformations while upholding professional standards and integrity. How it differs from competitors: It operates at a large scale with a global network of diverse professionals, bringing cross‑disciplinary expertise and a wide range of services to many industries, which allows it to address complex challenges from multiple angles. What its goal is: To help clients and society become stronger by enabling sustainable progress and responsible growth through trusted services and collaboration.
Company Size
10,001+
Company Stage
Late Stage VC
Total Funding
$17.1M
Headquarters
Madrid, Spain
Founded
1845
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Simplify's Take
What believers are saying
- August 2026 AI launches expand client demand for enterprise transformation and audit automation.
- Omnia's agentic workflows can compress delivery time and deepen client dependence.
- The DOJ settlement removes one distraction, letting leadership refocus on growth and AI.
What critics are saying
- DOJ settled $21.5 million on August 25, 2026 over DEI contracting practices.
- Deloitte UK plans up to 175 audit redundancies amid stagnant revenue and low attrition.
- Federal consulting cuts already forced 2025 layoffs; more contract losses hit 2026 demand.
What makes Deloitte unique
- Deloitte's Omnia, Enterprise AI Navigator, and ControlCatalyst.AI show deep, productized consulting capability.
- Its nearly 85,000-person Audit & Assurance bench creates scale competitors struggle to match.
- Global federal, audit, and risk relationships give Deloitte cross-sell power across industries.
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Benefits
Professional Development Budget
Hybrid Work Options
Company News
Business Insider convened 15 HR and C-suite leaders in Davos to discuss how AI is reshaping hiring and talent pipelines. The roundtable, presented by Indeed, revealed growing concerns about entry-level positions and skills assessment. Deloitte's Elizabeth Faber emphasised maintaining a "human-led, technology-powered" approach whilst carefully navigating reduced junior hiring. TCW's Melissa Stolfi noted her firm has downsized its analyst class but maintains a pyramid structure to preserve apprenticeship culture and future leadership pipelines. Indeed's chief economist Svenja Gudell warned that whilst tech employers now demand five-plus years' experience, this creates future talent shortages if junior hiring continues declining. Salesforce's Nathalie Scardino said her company receives two million applications annually and has shifted focus from years of experience to learning aptitude. Manpower Group's Becky Frankiewicz noted AI can process candidates faster whilst reducing bias, potentially unlocking opportunities beyond traditional qualifications.
Deloitte plans to hire 50,000 employees in India and is evaluating Mangaluru, Karnataka, as a potential new location, according to South Asia CEO Romal Shetty. The company currently employs 140,000 people in India, representing one in four Deloitte employees globally. Shetty said India hosts 50% of all global capability centres worldwide, with significant growth potential in Tier II and Tier III cities. He proposed creating digital economic zones integrating GCCs, GPU-based data centres, startups and academic institutions to accelerate expansion. The CEO called for streamlining GCC setup processes from six months to two weeks, whilst acknowledging infrastructure constraints around energy and water for data centres. Shetty noted Mangaluru offers advantages including talent availability and real estate, adding the company's presence there is a matter of timing.
Deloitte has invested in Kihomac to enhance U.S. drone manufacturing, aiming to strengthen national security and supply chains. This investment will allow Kihomac, a veteran-owned company, to expand production in Utah and mass-produce drones for U.S. government agencies and businesses. Deloitte's support will create manufacturing jobs and secure the supply chain for American customers.
Deloitte has acquired 100% of Virtus Partners, founded by Gonzalo and Marcelo Larraguibel, to enhance its strategic consulting business in Chile. This acquisition aims to offer comprehensive solutions from strategy design to execution. Deloitte's CEO, Christian Durán, emphasized the significance of this move in strengthening their market position. The merger combines Deloitte's global capabilities with Virtus Partners' local expertise, offering a unique strategic consulting platform in Chile.
Deloitte Canada has acquired Toronto-based fintech firm Allevar, enhancing its capabilities in regulatory compliance and technology solutions. Allevar specializes in fraud management, AML, payment systems, and KYC regulations, crucial for Canadian banks and the financial services industry. Allevar's leadership, including CEO Dan Wood, will join Deloitte's Regulatory Risk practice. This acquisition aligns with Deloitte's strategy for growth in the digital and AI age.