V

Visa

Runs a global network for digital payments

Machine Learning Engineer Senior Consultant

Full-TimeUpdated on 10/21/2026
$163.4k - $261.5k/yr+ Potential sales incentive payments + Bonus + Equity
Senior, Expert
Bachelor's
Austin, TX, USA
HybridAt least 3 days per week in the office; travel required 5–10%.
AI & Machine LearningApplied Machine Learning

About the job

Requirements
  • At least 8 years of relevant work experience with a Bachelor's Degree, at least 5 years with an advanced degree, or 2 years with a PhD; alternatively, at least 11 years of relevant work experience.
  • Experience developing and programming integrated software algorithms for structured and unstructured data environments.
  • Experience applying statistical modeling techniques such as decision trees, logistic regression, and Bayesian analysis.
  • Experience validating machine learning solutions and identifying logical flaws.
  • Experience translating algorithms and technical specifications into code using current programming languages and technologies.
  • Experience designing and implementing adaptive learning methods, model validation, and A/B testing.
  • Experience explaining model decisions and ensuring post-deployment integrity and accuracy.
  • Experience working with large datasets and modern big data and machine learning/artificial intelligence technologies.
  • Experience collaborating with cross-functional teams to define requirements and execute machine learning initiatives.
  • A Bachelor's Degree in Computer Science, Operations Research, Statistics, or a highly quantitative field, or equivalent experience, with strength in deep learning, machine learning, data mining, statistical analysis, or other mathematical analysis.
  • Relevant coursework in modeling techniques such as logistic regression, Naïve Bayes, support vector machines, decision trees, or neural networks.
  • Ability to program in one or more scripting languages such as Perl or Python and one or more programming languages such as Java, C++, or C#.
  • Experience with one or more statistical tools such as SAS, R, KNIME, or MATLAB.
Responsibilities
  • Develop and program integrated software algorithms for product and systems applications in structured and unstructured environments.
  • Apply machine learning and statistical modeling techniques to improve product/system performance, quality, data management, and accuracy.
  • Conduct rigorous validation and identify logical flaws using sound machine learning practices.
  • Translate algorithms and technical specifications into code using current programming languages and technologies.
  • Design and implement adaptive learning methods, model validation, A/B testing, and explainability of model decisions.
Desired Qualifications
  • At least 9 years of relevant work experience with a Bachelor's Degree, at least 7 years with an advanced degree, or at least 3 years with a PhD.
  • Deep learning experience with TensorFlow.

About the company

Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.

Company Size

10,001+

Company Stage

N/A

Total Funding

$24.2M

Headquarters

San Francisco, California

Founded

1958

Get referred to Visa

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
  • Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
  • Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.

What critics are saying

  • Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
  • Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
  • Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.

What makes Visa unique

  • Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
  • Visa avoids consumer lending exposure: it bears no cardholder credit risk.
  • Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance.
  • Life Insurance.
  • Dental Insurance.
  • Disability Insurance.
  • Accidental Death & Dismemberment Insurance.

Company News

Fortune
Oct 26th, 2026
AI is giving cybercrime a makeover, and this startup just raised $15 million to fight back | Fortune

Overwatch’s CEO says AI is merging fraud, hacking and money laundering into one threat.

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.