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Monzo

Digital banking platform with mobile app

Technology and Operational Risk Senior Manager

Risk ManagementConfirmed live in the last 24 hours
Full-timeDublin, Ireland

About the Job

Requirements

  • At least 8 years of experience in operational risk, technology risk, or related financial-services roles, ideally in a digital or challenger bank or pan-European firm.
  • Deep knowledge of risk management practices, regulatory expectations, and industry standards for operational risk, technology, and operational resilience, including EBA Guidelines on ICT and Security Risk Management, DORA, Central Bank of Ireland Guidance on Operational Resilience, GDPR, and PSD2/PSD3.
  • Strong understanding of digital banking technology, including cloud computing, cybersecurity, fintech integrations, and data management.
  • Experience evaluating and challenging risk and control environments, particularly in high-growth or fast-changing environments.
  • Strong analytical, problem-solving, and project management skills.
  • Ability to influence senior leadership and manage stakeholders effectively.
  • Ability to navigate complex stakeholder landscapes, including working with regulators and managing regulatory engagements.

Responsibilities

  • Act as the second-line subject matter expert for operational risk, technology risk (including ICT and security/cyber risk), and operational resilience.
  • Review and challenge the design and effectiveness of controls over key technology systems and digital infrastructure.
  • Provide oversight and challenge of first-line risk and control self-assessments (RCSA), incident management and reporting, issue remediation, and risk mitigation processes.
  • Provide second-line input into technology and security strategies and business continuity planning.
  • Support the ongoing development and maintenance of the Operational Risk Management Framework (ORMF), policies, standards, ICT, security and resilience policies, and risk appetite metrics.
  • Coordinate second-line assurance reviews and risk deep dives into critical operational and technology areas, providing actionable recommendations and insights.
  • Oversee ongoing compliance with the Digital Operational Resilience Act (DORA) in the EU and ensure alignment with applicable local regulatory standards.
  • Prepare operational and technology risk reports and provide updates to relevant governance forums, including risk committees and senior management.

Desired Qualifications

  • Experience in financial services ideally within a digital or challenger bank, or a pan-European firm.

About the Company

Monzo

Digital banking platform with mobile app

Monzo is a digital-only bank that serves individual consumers through a mobile app to manage money, track income and spending, and save automatically. The app provides real-time balance updates and instant spending notifications, and includes features to save money—such as setting aside a portion of each paycheck or rounding up purchases to the nearest unit—and to pay bills. It also offers overdrafts and personal loans. Revenue comes from interest on deposits, service fees, card interchange, and loan-related income. The platform differentiates itself with a mobile-first, user-friendly experience that emphasizes real-time insights and easy saving, serving millions of customers. Monzo’s goal is to make everyday banking more convenient and proactive for users, helping them stay on top of finances and grow savings.

Company size
1,001-5,000
Company stage
Growth Equity (Venture Capital)
Total funding
$2.1B
Headquarters
London, United Kingdom
Founded
2015

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