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Santander

Global retail and commercial banking group

Expert Risco de Conduta

Regulatory Compliance & EthicsPosted on Nov 9
Full-timeSão Paulo, State of São Paulo, BrazilIn-person

About the Job

Requirements

  • Substantial experience in Compliance, Risk, Legal, or related areas, preferably in financial institutions, payment methods, fintechs, or regulated environments.
  • Relevant experience with Digital Assets, including cryptoassets, stablecoins, blockchain, and initiatives involving new technologies.
  • Experience in strategic discussions with business areas, local and global teams, supervisors such as Bacen and CVM, and trade associations such as Febraban and Anbima.
  • Degree in Law, Business Administration, Economics, or related areas.
  • Advanced fluency in English and/or Spanish, with confidence participating in technical and strategic discussions with international stakeholders.
  • Knowledge of Digital Assets, including cryptoassets, stablecoins, blockchain, and new technologies.
  • Knowledge of Artificial Intelligence and Responsible AI.
  • Ability to assess risks related to bias, discrimination, hallucinations, conduct, and responsible use of Artificial Intelligence.
  • Knowledge of data protection and privacy applied to products, technologies, and regulated environments.
  • Knowledge of compliance risks associated with digital assets.
  • Knowledge related to anti-money laundering.
  • Knowledge of Compliance by Design.
  • Knowledge of product governance and approval processes.
  • Ability to influence and negotiate.
  • Ability to navigate complex organizational structures.
  • Ability to connect different stakeholders.
  • Ability to participate in strategic discussions with business areas and local and global teams.

Responsibilities

  • Act as the Compliance reference for Digital Assets, following initiatives involving cryptoassets, stablecoins, blockchain, and other emerging technologies.
  • Identify and assess compliance risks associated with digital assets, including conduct in the marketing of products and services, anti-money laundering, and related risks.
  • Act in the second line of defense for Responsible AI by assessing Artificial Intelligence initiatives from a Compliance, ethics, conduct, and data protection perspective.
  • Evaluate and challenge AI solutions, helping identify and mitigate bias, discrimination, hallucinations, and other model-related risks, especially in solutions for customers and employees.
  • Contribute to the second line of defense for Data Protection and assess risks related to the use and processing of data in new technologies.
  • Participate in global Compliance by Design initiatives, incorporating Compliance perspectives from the early stages of developing and implementing new products and solutions.
  • Support and facilitate product governance and approval processes, connecting local needs with the bank's global guidelines and initiatives.
  • Interact with different business areas and domains in a high-exposure local and global environment, contributing to the safe and compliant evolution of the innovation agenda.

Desired Qualifications

  • Fluency in both English and Spanish is considered an advantage.

About the Company

Santander

Global retail and commercial banking group

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas, serving individuals and SMEs with regional franchises and a broad consumer finance arm, plus a Corporate & Investment Banking division for multinational clients. It uses its Gravity cloud platform to migrate core banking and rapidly deploy digital services such as Openbank across markets, combining fintech-style agility with a bank's balance sheet. The bank differentiates itself by marrying a large retail footprint with global CIB capabilities under the One Santander verticals model to boost efficiency and cross-border revenue. Its goals include improving returns on tangible equity and financing the green economy through sustainable finance and renewable energy projects.

Company size
10,001+
Company stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902

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