Who we are:

Nirvana is on a mission to harness the power of data to revolutionize commercial insurance and enable a safer world. We're bringing much-needed innovation to the legacy, trillion-dollar commercial insurance industry with an AI-native platform that changes how an insurance company operates, from risk selection and pricing to underwriting, claims and loss prevention.

We proved the model in commercial auto, one of the toughest lines in insurance. Using real-time telematics data from more than 30 billion miles, we built predictive models that understand and price risk better. Since then we've grown to serve thousands of fleets and more than doubled written premium year over year, with a loss ratio, efficiency and customer experience that are redefining what's possible. Now we're taking the same platform (data, technology and underwriting discipline) into new lines of business and new programs.

With $270+ million raised, including our Series D round in December 2025, we’re only accelerating our growth, with strong support from top-tier VCs including Lightspeed, General Catalyst, and Valor. Nirvana’s leadership team has previously helped scale multi-billion-dollar companies from scratch, including Samsara, Glassdoor, and Flexport, and includes industry veterans from Nationwide, The Hartford, and RLI.

About the role:

Nirvana is expanding beyond commercial auto, and we’re looking for a New Programs Development to help build our next generation of insurance programs. You’ll be at the forefront of building the repeatable pipeline: uncovering attractive market opportunities, finding exceptional underwriting leaders, helping find capacity partners, and launching programs.

Our approach starts with people and opportunity—not just a predetermined list of product lines. When we find an underwriting leader with deep expertise in a profitable niche, we want to explore building a program around them on the Nirvana platform. You’ll help make those connections happen.

This is a hands-on, relationship-driven, new program development role for someone who already knows the insurance ecosystem and has a network they can put to work. You’ll report directly to the General Manager, and have a front row seat in shaping the future of our growth.

If you enjoy opening doors, connecting the right people, and turning market insight into new business, this is an opportunity to help shape a diversified insurance platform from the ground up.

What you’ll do:

Constantly expand your network across reinsurance brokers, fronting carriers, MGAs and underwriting leaders, and represent Nirvana in the market as a go-to partner for new programs.
Source program opportunities through multiple channels, including broker and carrier relationships, underwriting talent, industry events and market research, so we see the best opportunities before the broader market.
Build and manage a continuous pipeline of opportunities across multiple lines of business, from first introduction through launch.
Build the business case for each program and help secure capacity, working with reinsurers, fronting carriers and Nirvana leadership.
Collaborate with senior leadership to shape our portfolio strategy: which lines and niches we enter, and how we build a diversified, multi-line insurance platform.

About you:

7+ years in insurance, in reinsurance brokerage, MGA (managing general agent) program development, fronting-carrier business development or closely related roles.
An established network across reinsurance brokers, fronting carriers, MGAs and underwriting leaders that you can put to work from day one.
A proven track record of originating, structuring or launching programs and driving relationships. You've originated program opportunities or helped bring them to market yourself, rather than only managing inbound deals or an existing book.
A hands-on operator who is comfortable with ambiguity, disciplined about follow-through, and uses AI to scale your sourcing, research and pipeline work.
A clear communicator who works well with senior industry professionals and with Nirvana leadership, and keeps everyone aligned on priorities and next steps.

Benefits:

Competitive salary & equity
Medical, dental & vision insurance
401k with company match
Unlimited PTO
U.S.-based candidates welcome; San Francisco preferred

Nirvana offers a wide range of best-in-class, comprehensive benefits for this role including 100% employer paid healthcare plans, a healthy 401k match program, paid time off, parental leave, wellness reimbursement, work-from-home stipend and more. In addition, Nirvana offers equity for all full-time employees, which will have a significant impact on your overall compensation.

We set our salary ranges using compensation data from companies similar to our stage and size. For this role, the estimated salary range including bonus is $137,000-$196,000. The actual base salary will vary depending on multiple factors unique to each candidate, including location, job-related knowledge, transferable skills, work experience and our assessment of your level during the interview process.

Nirvana is committed to building a diverse and inclusive workforce. If you're interested in this role, but do not meet 100% of the qualifications listed above, we encourage you to apply. We'd like to consider you for this position and roles that may be a fit in the future. Nirvana is an Equal Opportunity Employer and considers applicants for employment without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics or any other basis forbidden under federal, state, or local law. Nirvana considers all qualified applicants in accordance with the San Francisco Fair Chance Ordinance.

About the company

NirvanaTech provides trucking insurance by acting as an independent producer with access to multiple insurance carriers. It uses data-driven methods to price and manage risk, offering fast online quotes in under 10 minutes and proactive protection that rewards safety and efficiency. The product works by pairing state-admitted, A.M. Best A-rated coverage with reinsurance partners to ensure reliability, while enabling customers to obtain competitive rates through a marketplace of partner insurers. The company differentiates itself from competitors through its data-driven approach, focus on safety rewards, hassle-free claims handled by transportation experts, and fast, online onboarding. Its goal is to make trucking insurance fairer, faster, and more affordable, helping customers stay on the road safely and cost-effectively.

Company Size

201-500

Company Stage

Series D

Total Funding

$262M

Headquarters

San Francisco, California

Founded

2020

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Simplify's Take

What believers are saying

Nirvana said 2025 fleet and non-fleet businesses doubled while preserving strong loss ratios.
It moved claims fully in-house in 2025, claiming double-average 30-day closure speed.
Telematics integrations and AI underwriting tools deepen lock-in for fleets in 2026.

What critics are saying

Progressive owns about 15% of U.S. commercial auto, crushing pricing and distribution.
As an MGA, Nirvana depends on carrier paper and reinsurance partners.
Litigation-driven nuclear verdicts can spike loss ratios and erase telematics advantages quickly.

What makes Nirvana Insurance unique

Nirvana raised $100M Series D in May 2026, valuing it at $1.5B.
Its models use 30B-plus telematics miles, pricing trucking risk from live behavior.
TruckX integration connects ELD data directly to underwriting, shrinking onboarding friction.

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Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Unlimited Paid Time Off
Remote Work Options
Home Office Stipend
Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

2 year growth

Advertisement Shout

Sep 30th, 2026

Corgi appoints Stephen Segroves as Head of Pricing.

Corgi appoints Stephen Segroves as Head of Pricing. Corgi Insurance, an AI-native insurance carrier built for high-growth companies, has announced the appointment of Stephen Segroves as Head of Pricing. In his new role, Segroves will lead pricing for the company's trucking programme, building rating models across commercial and business lines nationwide. He brings nearly two decades of experience across actuarial science, pricing, data science, predictive modelling and insurance analytics. Segroves joins Corgi from Nirvana Insurance, where he served as Senior Director, Actuary, overseeing insurance analytics and pricing. Prior to that, he was Senior Director of Data Science at VoyageWorks, where he led a cross-functional team of data scientists, actuaries and data engineers developing predictive and machine learning models for pricing and underwriting, delivering custom solutions that improve commercial auto profitability for clients. Segroves also spent 14 years at Travelers, where he held various senior leadership roles across actuarial, data science, research and development, pricing and predictive modelling. Most recently, he served as AVP and Data Scientist. "Pricing is at the core of building a great insurance company," said Segroves. "Corgi has an opportunity to bring together deep insurance expertise, data, and technology in a fundamentally different way. I'm excited to help build that from the ground up." The post Corgi appoints Stephen Segroves as Head of Pricing appeared first on ReinsuranceNe.ws. Spread the love

TruckX

Aug 20th, 2026

TruckX and Nirvana: smarter insurance for modern fleets.

TruckX and Nirvana: smarter insurance for modern fleets. * Integrations Owner-operators and fleet managers juggle enough without chasing paperwork for insurance renewals. The TruckX-Nirvana integration closes that gap by connecting real-time fleet data directly to underwriting, cutting friction from day one. For an industry where margins are tight and time on the road matters more than time on hold with insurance agents, this kind of automation isn't a luxury; it's a necessity. Who is Nirvana? Nirvana is an A-rated commercial trucking insurance provider built around active safety solutions rather than static, annual risk assessments. Traditional insurers price policies based on historical claims and broad industry averages. Nirvana instead uses live telematics to build a dynamic, ongoing picture of how a fleet actually operates, which means pricing reflects real behavior instead of outdated assumptions. How the integration works. By syncing TruckX's ELD and telematics data with Nirvana's platform, fleets can: * Speed up onboarding - Quotes and policy setup happen faster since underwriters access verified driving data instantly instead of waiting on manual submissions. * Reduce risk exposure - Continuous monitoring of driving behavior helps flag issues like hard braking or speeding patterns before they escalate into claims. * Simplify daily operations - No manual data entry or duplicate reporting between fleet management and insurance systems, which frees up hours that would otherwise go into administrative back-and-forth. This isn't just a convenience feature bolted onto existing software. It reflects a broader shift in trucking insurance, where telematics-driven underwriting is replacing the slow, paperwork-heavy processes that have defined the industry for decades. Why this matters for owner-operators. Owner-operators often lack the negotiating leverage that large fleets have with insurers. Historically, a single owner-operator with a clean driving record had no easy way to prove it beyond a claims history that took years to build. This integration levels that field; safe driving data collected through TruckX's ELD becomes a direct input into premium calculations, meaning good habits behind the wheel can translate into real savings, potentially up to 20%. For someone running a single truck, that kind of savings can meaningfully affect annual operating costs. Impact on fleet operations. For larger fleets, the benefit compounds. Safety managers gain a single source of truth: the same dashboard used for compliance and dispatch also feeds insurance risk scoring. This reduces administrative overhead, shortens renewal cycles, and rewards fleets that already invest in driver safety programs. Fleet owners no longer need to manually compile safety reports every renewal cycle; the data is already flowing where it needs to go. There's also a downstream effect on retention and recruiting. Drivers who know their safe habits are being rewarded financially, rather than just tracked for compliance, tend to stay more engaged with safety protocols. That creates a feedback loop: safer driving lowers premiums, and lower premiums free up budget for better pay or equipment upgrades. Bottom line. The TruckX-Nirvana partnership turns everyday telematics data into a financial asset, lowering insurance costs while keeping compliance and safety data centralized in one platform built for U.S. trucking operations. For owner-operators and fleet managers alike, it represents a shift from insurance as a fixed cost to insurance as something drivers can actively influence through the way they operate every day on the road. Explore its Fleet Management and ELD Solutions at TruckX.com or call +1 (650) 600-6007 today to discover more. * Published: August 20, 2026 Article roadmap. TruckX ELD One. Choose the Best ELD for Your Fleet Today!

State & Co Insurance

Jul 20th, 2026

The best commercial truck insurance companies in 2026, ranked by an agency that quotes them daily.

The best commercial truck insurance companies in 2026, ranked by an agency that quotes them daily. The best commercial truck insurance company in 2026 depends on your operation, not a universal ranking. Progressive is the strongest all-around market for owner-operators. Northland and Great West lead for experienced fleets. Canal and Progressive are the most workable markets for brand-new authorities. Nirvana is the top pick for safety-focused fleets willing to run telematics. State & Co Insurance, LLC. is State & Co Insurance, an independent trucking agency in Charlotte, NC. Nobody paid to be on this list. State & Co Insurance, LLC. quote these carriers against each other every week, so this ranking reflects real pricing, claims outcomes, and filing speed - not affiliate deals. How State & Co Insurance, LLC. ranked them. Five criteria: pricing on typical owner-operator and small-fleet risks, appetite (who they'll actually write), claims handling, FMCSA filing reliability (BMC-91/91X turnaround), and underwriting service. The rankings at a glance. | Rank | Carrier | Best for | | 1 | Progressive | Best overall; owner-operators and new authorities | | 2 | Northland (Travelers) | Experienced operators with clean loss runs | | 3 | Canal | New authorities and mileage-based pricing | | 4 | Nirvana | Telematics-friendly, safety-focused fleets | | 5 | Great West | Fleets that value claims service | | 6 | Berkley (Carolina Casualty) | Mid-size fleets, harder commodity classes | | 7 | IAT | Niche and tougher-to-place risks | | 8 | Crum & Forster | Regional specialty fits | | 9 | Geico Commercial | Local trucking; expanding long-haul appetite (state-dependent) | The rankings. #1Progressive. Best overall Broad equipment appetite, competitive rates for clean records, reliable filings, and 24/7 claims. Writes new authorities, which most specialty carriers won't. Weakness: pricing gets less competitive for larger fleets and tougher commodities. #2Northland (travelers). Best for experienced operators A++ rated paper and consistently sharp pricing for operators with 2+ years authority and clean loss runs. Generally won't touch new ventures. #3Canal. Best for new authorities and mileage-based pricing One of the few specialty carriers with genuine new-venture appetite, and their mileage-based programs fit low-mileage regional operations well. #4Nirvana. Best for telematics-friendly fleets Usage and safety-data driven pricing. Fleets with strong ELD/camera data and low harsh-event rates can beat traditional carriers meaningfully. Not a fit if you don't want your data priced. #5Great West. Best for fleets that value claims service A trucking-only carrier with a decades-long reputation for claims handling. Selective underwriting - they want established, well-run operations. #6Berkley (carolina Casualty and affiliates). Best specialty depth Strong for mid-size fleets and harder commodity classes when the account is well-presented. #7iat. Best for niche and tougher-to-place risks Broad specialty appetite where standard markets decline. #8Crum & Forster. Solid specialty market Competitive on the right fleet profile, particularly regional operations. #9Geico commercial. Best for local trucking, with expanding long-haul appetite Long a workable market for local and lighter-duty operations, Geico recently started writing long-haul trucking as well, plus limited coverage for box trucks and car haulers depending on the state. Availability varies by state, so it's a quote-and-see market - but a name worth adding to the comparison. Honorable mentions. Highlander and Southlake Specialty for non-standard risks; MTM for specific program fits. The honest takeaway. No carrier is cheapest for everyone. A new authority's best market (Canal, Progressive) is rarely an experienced fleet's best market (Northland, Great West, Nirvana). The only reliable way to find your lowest workable rate is to quote them side by side - which is the entire point of using an independent agency instead of a single-carrier writer. Faq. Who is the cheapest trucking insurance company? Which carriers write brand-new trucking authorities? Does an A.M. Best rating matter? State & Co Insurance · Independent trucking insurance agency, Charlotte, NC. State & Co Insurance, LLC. quote 10+ carriers so you don't have to.

Nirvana Tech

Jan 29th, 2026

Nirvana 2025 Hackathon - Embedding AI into our DNA

Nirvana 2025 Hackathon - embedding AI into its DNA. At Nirvana, AI isn't just a tool in its stack. It shapes how teams across the company build, decide, and operate every day. That way of working is part of its AI-native DNA. This December, Nirvana Tech Inc. once again hosted its annual company-wide AI Hackathon, with a simple goal: create space for everyone, not just engineers, to build with AI. The hackathon was designed to be both practical and energizing: a chance to experiment hands-on, collaborate across teams, and rethink everyday workflows using modern AI tools. What followed was one of the most collaborative and eye-opening days Nirvana Tech Inc. has had as a company. An AI Hackathon for the entire company. The true measure of an AI-native organization isn't what the R&D team builds, but what the rest of the company does when given the right tools. For this hackathon, Nirvana Tech Inc. focused on lowering the barrier to building so every team member could work on the problems they know best. Behind the scenes, an internal group of AI champions coordinated model and API access, set up shared workspaces, and showcased new capabilities - from AI-powered compliance reviews and dynamic audio generation to content summarization and custom-built agents. A day of building and learning. As a global organization, Nirvana Tech Inc. had to coordinate teams across time zones and continents. Some groups met in person; others collaborated remotely. Throughout the day, Slack filled with questions, quick demos, and rapid feedback. Teams helped each other debug, iterate, and refine ideas. Non-technical teammates paired with engineers to bring domain expertise to life. The result was a day that felt both focused and fun; and for many teammates, a shift in how they think about what's possible with AI in their own roles. What teams built in a single day. By the end of the hackathon, Nirvana Tech Inc. saw 26 completed projects, 60% of them led by non-technical groups. Several showed immediate efficiency gains; others pointed toward longer-term platform and product opportunities. While Nirvana Tech Inc. is being purposefully vague to protect some of the innovations Nirvana Tech Inc. plan to fully launch, here are a few flavors of what teams built: * Its People team leaders partnered with engineering to build an AI coaching "wingman" to support managers and team members with things like 1:1 prep, feedback summaries, and growth plan drafts. * Engineers and data scientists created AI copilots and "AI interns" to assist with investigations, analysis, and internal tooling - helping them get from raw data to initial hypotheses faster * Finance teams built agents to streamline and automate day-to-day operational workflows such as pulling, reconciling, and explaining key metrics across systems * Compliance teams prototyped AI assistants to support regulatory reporting and documentation, parsing rules and mapping them to internal controls * Business and underwriting teams explored tools that turned complex data into faster, clearer decisions by surfacing decision-ready summaries instead of raw inputs More than the output, the hackathon reinforced the Nirvana way of solving problems: experiment directly, learn fast, and build solutions that meaningfully improve what Nirvana Tech Inc. deliver for customers. Looking ahead. As the year came to a close, the hackathon left teams energized and curious about what comes next. Many of the ideas will continue to evolve into tools and products, but all of them elevated its shared understanding of how AI fits into everyday work at Nirvana. The hackathon reinforced a belief Nirvana Tech Inc. hold strongly: AI creates the most impact when everyone is empowered to build with it, every day.

Tech Funding News

Dec 19th, 2025

Commercial trucking insurer Nirvana Insurance hits $1.5B valuation with $100M funding — TFN

Commercial trucking insurer Nirvana Insurance has raised a $100 million Series D, lifting its valuation to $1.5 billion.

Nirvana Insurance

New Programs Development

About the job