Assistant Vice President Accounts

 

About Credit Saison India

Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.

Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.

Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.

Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainments.

Role Overview

1. Accounts Payable Operations and Supervision

• Oversee end-to-end AP operations: vendor onboarding, invoice processing, three-way matching, approvals, payments, and reconciliations
• Ensure accurate, timely processing and month-end and year-end close support
• Supervise, coach, and develop the AP team; set performance goals and manage workload and capacity
• Manage escalations, exceptions, and vendor disputes

2. Control, Compliance, and Risk

• Maintain strong internal controls, including segregation of duties, approval matrices, and delegation-of-authority adherence
• Ensure compliance with applicable regulations, tax requirements (e.g., TDS, GST), and internal policies
• Prevent and detect duplicate payments, errors, and fraud through preventive and detective controls
• Act as the primary contact for internal audit, statutory audit, and regulatory queries related to Accounts Payable

3. Automation and Process Transformation

• Define and execute the Accounts Payable automation roadmap to reduce manual touchpoints and improve processing times
• Evaluate, select, and implement tools such as OCR/intelligent invoice capture, workflow automation, and RPA
• Partner with IT, Finance Systems, and vendors on implementation, testing, and change management
• Track ROI and benefits realization from automation initiatives

4. Governance and Scalability

• Establish AP policies, SOPs, and exception-handling protocols
• Define KPIs and SLAs, and report performance regularly to senior management
• Build capacity-planning and contingency models to absorb anticipated volume growth
• Drive continuous improvement and standardization across the function

5. Stakeholder Experience

• Serve as the single accountable point of contact for business functions and key vendors
• Improve transparency through dashboards, status tracking, and clear communication
• Gather stakeholder feedback regularly and act on it to improve service quality

6. Reporting and Analytics

• Provide MIS on payables, ageing, accruals, cash-flow forecasts, and vendor spend

Experience

• 10 to 15 years in finance operations, with 3+ years leading an Accounts Payable or P2P function
• Experience in asset management, financial services, or another regulated environment (preferred)
• Demonstrated track record of delivering AP automation or process-transformation projects
• Experience managing audits and strengthening control frameworks