A

American Express

Issues credit cards and runs a payment network

Software Engineer 2 New Grad - Enterprise Technology Services

Full-TimeDeadline 11/1/26
$89.3k - $150.3k/yr+ Bonus
Entry
Master's
Sunrise, FL, USA
In Person
Software Engineering
No H1B Sponsorship

About the job

Requirements
  • Must have earned a Master's degree in Computer Science, Computer Engineering, Software Engineering, or another technical field before the full-time start date.
  • Students must have a graduation date between December 2026 and June 2027.
  • Experience developing products or projects in an academic, personal, internship, research, open-source, hackathon, or professional setting.
  • Exposure to backend engineering, frontend engineering, cloud engineering, mobile engineering, artificial intelligence or machine learning, data engineering, application programming interface development, or full-stack product development.
  • Familiarity with Java, JavaScript, React, TypeScript, Python, C#, Go, Kotlin, Node.js, REST APIs, SQL, Spring, or similar frameworks and tools.
  • Exposure to cloud-native development, microservices, containerization, continuous integration and continuous delivery, DevOps, automated testing, accessibility, or secure software development concepts.
  • Interest in AI-powered development tools, generative AI, intelligent automation, responsible AI, or machine learning fundamentals.
  • Employment eligibility to work in the United States is required.
Responsibilities
  • Develop, test, and improve software applications as part of an Agile scrum team.
  • Write clean, maintainable code; participate in code reviews; and create unit tests with guidance from experienced engineers.
  • Identify opportunities to apply new technologies, automation, and engineering practices to solve real business challenges.
  • Partner with Product Managers, Senior Engineers, Quality Engineers, Architects, and business partners to understand requirements, prioritize features, and deliver value.
  • Work across different parts of the technology stack, such as APIs, services, microservices, user interfaces, mobile experiences, cloud platforms, or data-driven solutions.
  • Explore responsible use of AI-powered developer tools, machine learning concepts, and intelligent automation relevant to the team's work.
  • Participate in graduate program learning, mentorship, networking, community, and career-development experiences while building a full-time career.
  • Develop software in one or more areas such as back-end engineering, front-end engineering, cloud engineering, AI and machine learning engineering, or mobile engineering.
  • Build software applications across web, mobile, back-end, cloud, API, microservices, or full-stack environments.
  • Build or integrate AI-enabled applications using APIs, data pipelines, model inference endpoints, evaluation workflows, or cloud-based AI services.
  • Apply responsible AI practices, including model reliability, explainability, privacy, security, governance, bias mitigation, guardrails, and validation of AI-generated outputs.
  • Use modern software development practices such as version control, testing, code reviews, Agile methodologies, and collaborative development.
Desired Qualifications
  • Programming experience through coursework, projects, research, internships, open-source contributions, hackathons, or extracurricular activities using one or more languages such as Java, JavaScript, Python, C#, Go, Kotlin, Node.js, or similar technologies.
  • Exposure to advanced AI software engineering concepts such as large language model integrations, prompt engineering, prompt evaluation, embeddings, retrieval-augmented generation, vector search, AI agents, agentic workflows, or human-in-the-loop review.
  • Curiosity for emerging technologies, including artificial intelligence, machine learning, developer productivity tooling, automation, and responsible AI practices.
  • Strong communication, teamwork, collaboration, learning agility, and the ability to learn emerging technologies.
  • Back-end engineering experience with Java, Python, Go, APIs, microservices, distributed systems, Big Data, or data-oriented engineering concepts.
  • Front-end engineering experience with JavaScript, React, TypeScript, REST APIs, accessibility, and user experience principles.
  • Cloud engineering experience with cloud-native development, microservices, continuous integration and continuous delivery, containerization, DevOps practices, and infrastructure-aware engineering.
  • AI and machine learning engineering experience with Python, Java, machine learning fundamentals, AI-powered developer tools, data processing, automation, responsible AI concepts, and agentic workflow awareness.
  • Mobile engineering experience with Swift, Kotlin, API integration, mobile testing frameworks, mobile architecture, and user interface and user experience fundamentals.
  • Problem solving, computer science fundamentals, communication, collaboration, curiosity, secure engineering, and a growth mindset.

About the company

American Express issues credit and pay-in-full charge cards to consumers and businesses, and unlike most card issuers it also runs the payment network its cards use. Its Travelers Cheque, launched in 1891, made carrying money abroad safer, and in 1959 it became the first major issuer of plastic cards. Cardholders earn points toward flights and hotels plus perks such as airport lounges, while companies use its corporate cards for employee travel and expenses. American Express earns a fee from merchants on each purchase, plus annual fees and interest on balances cardholders carry. Henry Wells and William Fargo, who later started Wells Fargo, co-founded it in 1850 as a freight delivery business; it is based in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

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Simplify Jobs

Simplify's Take

What believers are saying

  • Customers pay up for premium cards: annual card fee revenue rose 15% to $2.9 billion in the June 2026 quarter.
  • Hybrid dominates listings: 408 of Amex's 451 roles in October 2026 mixed office and home days.
  • Room to grow in AI: Amex listed 56 AI and machine-learning jobs among 451 openings in October 2026.

What critics are saying

  • Stock grants lost value: Amex fell 17% through October 8, 2026; Visa rose 7% over the same period.
  • Generosity is expensive: rewards, perks and partner payments took 45% of revenue in the June 2026 quarter.
  • Regulators are watching closely: Amex's bank agreed to a $350 million penalty over money-laundering controls in October 2026.

What makes American Express unique

  • Merchants pay more than borrowers: merchant fees were 52% of Amex's revenue in the June 2026 quarter, interest 24%.
  • It leans on one airline: Delta-branded cards were 13% of Amex card spending and 21% of its loans in 2025.
  • Most staff work outside the US: 50,900 of Amex's 76,800 employees were abroad at the end of 2025.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Company Match

Bonus incentives

Comprehensive medical, dental, vision, life insurance, and disability benefits

Generous paid parental leave policies

Free access to global on-site wellness centers staffed with nurses and doctors

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

Company News

Yahoo Finance
Oct 13th, 2026
Eli Lilly, Tractor Supply and American Express have doubled dividends in five years

Eli Lilly, Tractor Supply Company, and American Express have each more than doubled their quarterly dividends in five years, and their payout ratios suggest more increases could follow. Eli Lilly now pays $1.73 a share, up from $0.85 in 2021. Its payout ratio is 22%, though its yield is only 0.6%. Tractor Supply pays $0.24 a quarter. After a 5-for-1 split in 2024, that is a 131% rise from the split-adjusted $0.104 in 2021. Its yield is 2.9% and its payout ratio about 50%, but the stock is down 33% in 2026. American Express pays $0.95, up 121% from $0.43. Its payout ratio is about 20%, and its shares are down 16% this year.

Internet Archive
Oct 9th, 2026
Stripe

Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size – from new startups to public companies – use Stripe’s software to accept payments and manage their businesses online.

Yahoo Finance
Aug 14th, 2026
United Airlines sees loyalty revenue surge 13% as Amex cardholders boost premium spending

United Airlines reported strong second-quarter results driven by loyalty programmes, with American Express playing an unexpected role despite not co-branding a card with the carrier. United's MileagePlus card is issued exclusively by Chase through 2029, but Amex channels premium spend through its Platinum cardholders, who can designate United for a $200 annual credit on bags and fees. Business Platinum holders receive a 35% rebate on economy fares booked through Amex Travel. The airline also benefits from Amex's transfer partnerships with programmes like Air Canada Aeroplan and Singapore KrisFlyer, which provide access to United seats. United's chief commercial officer reported new co-branded card accounts rose 22% year-over-year, hitting a second-quarter record, whilst card spend increased 14%. Loyalty revenue grew 11.3%, or above 13% when adjusted for accounting changes.

Daily Bulldog
Jul 13th, 2026
Root Down Market awarded $20,000 Amex Shop Small(R) Grant from American Express and Main Street America to launch community ice cream stand employing local teens.

Root Down Market awarded $20,000 Amex Shop Small(R) Grant from American Express and Main Street America to launch community ice cream stand employing local teens. July 13, 2026 July 12, 2026 4 mins read NEW SHARON - Root Down Market, a restaurant, local food market and gathering place in New Sharon, Maine, has been selected as a recipient of an Amex Shop Small(R) Grant from American Express(R) and Main Street America. The grant provided Root Down Market with $20,000 in funding to purchase a new ice cream stand featuring Maine-made Gifford's Ice Cream while creating meaningful employment opportunities for local teenagers. The new ice cream stand will serve a variety of premium Gifford's Ice Cream flavors and provide local youth with valuable first-job experiences, helping them develop workplace skills, responsibility, and confidence in a supportive community environment. "We are incredibly honored to receive this investment from the American Express Shop Small grant," said Erica Emery, co-owner of Root Down Market. "Since opening two years ago, we have consistently had teenagers apply for jobs here, but we are not set up as a seasonal or after-school job. Dave and I both had our first jobs in the food industry, and we wanted to create a part of our business that would be a good fit for teens looking to work. I really stressed in the grant application that we are focused on local and Maine products and that our community has eager teens looking for work. We were thrilled to be awarded the grant to purchase our ice cream stand." The Root Down Market ice cream stand will proudly feature Maine-made Gifford's Ice Cream and is expected to become a seasonal destination for residents and visitors alike while serving as a model for youth employment and community investment in rural Maine. "Since the Giffords stand in Farmington closed, we thought we could fill the niche for people who were craving this premium Maine brand ice cream. We have brought on six local teens to scoop and serve for the summer. My personal favorite flavor is Southern Peach, and we have a great lineup of their other popular flavors," says Dave Allen, co-owner of Root Down Market. Hours are currently Thursday through Sunday from 11 am to 8 pm. Check their Facebook page for the most current hours for the ice cream stand. For a full menu of breakfast, lunch, and dinner and restaurant hours, head to www.rootdownmarket.com. "Small businesses play a vital role in our communities," said Jennifer Skyler, Chief Corporate Affairs Officer, American Express. "The Shop Small Grants Program builds on our longstanding commitment to small businesses, which began with Small Business Saturday, by putting meaningful investment behind the people and places that drive local impact." "At Main Street America, we believe that supporting entrepreneurs and small businesses builds community wealth and a culture of innovation - yet, far too often, this vision isn't realized due to a variety of factors, including lack of access to resources and funding," said Erin Barnes, President and CEO of Main Street America. "This is why we are so proud to partner with American Express on a program that provides meaningful support to small business owners working to strengthen their livelihoods and their communities." About Root Down Market Root Down Market is a community-focused business located in New Sharon, Maine, dedicated to supporting local producers, creating meaningful community connections, and providing quality products and experiences for residents and visitors throughout western Maine.

Yahoo Finance
Jun 30th, 2026
American Express beats SoFi as better buy despite fintech rival's 38% revenue growth to $3.6B

American Express raised $120 million in a Series C round led by Ribbit Capital, valuing the company at $1.45 billion. Sequoia and Kleiner Perkins participated, alongside new backer Emerson Collective. The pre-revenue startup, co-founded by Robinhood CEO Vlad Tenev, is developing "Mathematical Superintelligence" to eliminate AI hallucinations by requiring outputs in verifiable Lean4 programming language. Its Aristotle model achieved top performance at the International Mathematical Olympiad in July. Founded in 2023, Harmonic has raised $295 million across three rounds in 14 months. The company offers Aristotle via a free API and plans to commercialise in safety-critical sectors including aerospace and finance. The funding will support computing power for model training.