Consultant Lead - Professional Services

FIS delivers real-time transaction clarity to debit cardholders. September 28, 2026 * FIS has integrated data and AI platform Spade's real-time transaction enrichment technology into its strategic debit processing platforms, connecting transactions to an enriched merchant identity drawn from a database which, according to Spade, covers 99.9% of U.S. and Canadian businesses. * FIS debit issuing clients can now surface more accurate merchant names, location data, and transaction details on cardholder statements, potentially reducing unnecessary disputes and delivering a more transparent payment experience. * FIS debit issuing clients gain access to enriched merchant data at the transaction level to better enable authorization decisions, dispute management and mitigation, and personalized cardholder experiences. JACKSONVILLE, Fla., September 28, 2026 - FIS(R)(NYSE: FIS), a global leader in financial technology, today announced the integration of Spade's real-time transaction enrichment technology into FIS's debit processing platform. The integration is designed to give FIS debit issuing clients access to richer, more precise merchant data at the transaction level and to help ensure cardholder statements reflect clearer, more recognizable merchant names. The designed result is to reduce unnecessary disputes, enable stronger authorization decisions, and facilitate a more transparent payment experience for cardholders. Ambiguous transaction labels on cardholder statements can drive unnecessary disputes and degrade the data financial institutions need to make accurate authorization decisions. To address these issues, Spade's enrichment technology is designed to match transactions to a more recognizable merchant identity and surface cleaner, more recognizable merchant names on cardholder statements. FIS embeds this capability into its debit processing platform so that financial institutions are better positioned to manage and mitigate dispute volumes and give cardholders a clearer, more accurate view of their spending. Bringing greater transparency to money in motion - the moment funds move between consumers and merchants - is central to how FIS helps financial institutions deliver better experiences across the money lifecycle. Spade's enriched transaction data is designed to enhance FIS debit issuing clients' experiences across three core areas. First, financial institutions can deliver enhanced transaction transparency to cardholders through cleaner, more recognizable merchant data on statements. Second, FIS debit issuing clients are positioned to potentially improve authorization rates through enhanced transaction intelligence. Third, financial institutions can power more accurate analytics, AI features, and personalized cardholder experiences using more accurate merchant data as a foundation. "A clear transaction record can help customers keep better track of where their money is going, and financial institutions deserve data that helps make that possible," said Kim Bynan, Head of Issuing Solutions, FIS. "The integration of Spade's enrichment technology into our debit processing platform is designed to give our clients a cleaner, more complete picture of transactions, so they are better positioned to mitigate dispute volumes and deliver the clear, reliable payment experiences their customers expect." "Delivering a modern payment experience starts with understanding the exact origin of every transaction," said Oban MacTavish, Co-Founder and CEO of Spade. "Integrating with FIS puts enriched merchant data inside one of the leading issuing platforms in the market, setting a new standard for transaction transparency across the financial industry." The integration is available to FIS debit issuing clients now, as a part of FIS's broader strategy to build data intelligence into its issuing infrastructure, reinforcing FIS's commitment to helping financial institutions enhance authorization performance and fraud resilience as payment ecosystems grow more complex. FIS is a financial technology company providing solutions to financial institutions and businesses. Fidelity Information Services, LLC unlock financial technology to the world across the money lifecycle underpinning the world's financial system. Its people are dedicated to advancing the way the world pays, banks and invests, by helping its clients to confidently run, grow, and protect their businesses. Its expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500(R) and the Standard & Poor's 500(R) Index. Let's talk. Together, Fidelity Information Services, LLC can work to solve your business goals. Please provide your email address below and a representative will reach out to you soon.

FIS moves retirement recordkeeping into real time with cloud-native platform. September 24, 2026 * FIS has launched the latest version of the FIS Retirement Platform (FRP), built on a modern, cloud-native architecture, giving retirement plan providers a scalable, modern recordkeeping foundation built for flexibility and growth. * The FIS Retirement Platform delivers cloud-native scalability, resiliency, and enterprise-grade security on a microservices architecture, enabling retirement plan providers to deliver modern participant and advisor experiences on a single, unified recordkeeping foundation. * The FIS Retirement Platform sits at a defining stage of the money lifecycle, the long phase during which retirement assets rest, accumulate, and are ultimately put to work for participants, and the platform helps give providers the intelligence to actively manage and grow those assets on behalf of the people who depend on them. JACKSONVILLE, Fla., September 24, 2026 - Retirement recordkeeping is consolidating fast, and modern, cloud-native architecture is increasingly distinguishing the providers positioned to compete and grow from those held back by legacy infrastructure. FIS(R)(NYSE: FIS), a global leader in financial technology, is aiming to provide a path forward with the latest version of the FIS Retirement Platform (FRP), now built on a modern, cloud-native architecture and available to retirement plan providers and third-party administrators of all sizes. SECURE 2.0, the landmark 2022 retirement savings legislation, is requiring retirement plan providers to support new plan designs at a pace that can be challenging for legacy infrastructure to sustain: mandatory automatic enrollment, pension-linked emergency savings accounts, student loan repayment matching, and expanded eligibility for part-time workers. Each requires recordkeeping systems to configure, test, and administer new functionality quickly and accurately. The FIS Retirement Platform is designed to provide plan sponsors and third-party administrators (TPAs) with a modern, cloud-native foundation to help address these requirements. FIS built the FIS Retirement Platform to help turn retirement data into actionable intelligence across every layer of the platform, building intelligence into the FIS Retirement Platform's foundation so that it flows through participant engagement, back-office operations, and provider decision-making alike. The FIS Retirement Platform roadmap currently includes: * Personalized participant guidance: Providers will be able to deliver tailored engagement across the retirement journey, helping participants make better-informed savings decisions. * Intelligent back-office automation: Administrators will be able to automate manual workflows, helping reduce operational burden and improving accuracy. * Plan health analytics: Providers will be able to surface risks and opportunities earlier, helping protect plan health and participant retirement outcomes. "For decades, innovation in retirement recordkeeping was measured by how fast you could run the batch. This release is designed to move beyond that model and change that: it is a modern, cloud-native platform that analyzes plan data in real time and turns it into intelligence providers can act on, so the money participants are setting aside for retirement can be managed more actively and more intelligently," said Will Hicks, Head of Retirement, FIS. "This is a foundation designed to help the retirement industry move forward, and FIS built it." The FIS Retirement Platform is available now to retirement plan providers and third-party administrators. To learn more, contact your FIS representative or visit FISglobal.com FIS is a financial technology company providing solutions to financial institutions and businesses. Fidelity Information Services, LLC unlock financial technology to the world across the money lifecycle underpinning the world's financial system. Its people are dedicated to advancing the way the world pays, banks and invests, by helping its clients to confidently run, grow, and protect their businesses. Its expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in Jacksonville, Florida, FIS is a member of the Fortune 500(R) and the Standard & Poor's 500(R) Index. FIS(R) and any associated brand names/logos are the trademarks of FIS and/or its affiliates. All other trademarks are the property of their respective owners. Let's talk. Together, Fidelity Information Services, LLC can work to solve your business goals. Please provide your email address below and a representative will reach out to you soon.

Modulr accelerates US expansion with Cogent Bank partnership. LONDON, UK and ORLANDO, Fla. (September 23, 2026) - Modulr, the payments automation platform built to scale, today announced further expansion in the United States through a strategic partnership with Cogent Bank. The partnership combines Modulr's payments automation platform with Cogent Bank's deep experience as a U.S. state-chartered, full-service community bank, giving businesses moving money in the U.S. access to multiple payment rails through a single streamlined platform tailored to their payments needs. It builds on Modulr's initial launch into the U.S. earlier this year, after it was selected by global financial technology leader FIS to provide next-generation payments technology to U.S. financial institutions. New market, same strong expertise The U.S. is one of the world's largest payments landscapes, with its B2B payments market alone valued at more than $460bn in 2025 and forecast to roughly double over the coming decade. Real-time payments are also reshaping how U.S. businesses move money according to latest data from U.S. payments networks: FedNow processed $853bn in 2025, a near-24x increase from 2024, while The Clearing House's real time payments (RTP) processed over $1.3 trillion in the same year. However, businesses in the U.S. today face the same challenges that Modulr set out to solve in the UK and Europe when it launched a decade ago, including a slow and fragmented payments ecosystem, operationally complex integrations, and a high-friction onboarding process. Modulr has deep experience building real-time payments infrastructure, supported by strong compliance and operational foundations, focused on removing this complexity - and can now roll this out in partnership with Cogent Bank. A bank built to scale with Modulr Modulr selected Cogent Bank as its U.S. partner based on its high growth as well as its investment in modern banking infrastructure. Since its founding in 2018, Cogent has grown from $85 million to more than $2.5 billion in assets, a 30x increase. Cogent's core infrastructure integrates directly with FIS's Money Movement Hub, giving Modulr customers access to a broad range of expanding payment features, such as the Automated Clearing House (ACH), RTP, and FedNow networks through a single, streamlined platform. Existing and new Modulr customers can open U.S. accounts and make same-day and standard pay-outs through an integrated platform, with routing automatically optimized for cost and speed. It is built for current Modulr customers scaling into the U.S., giving them one platform on both sides of the Atlantic, as well as U.S.-native platforms processing high volumes of payments in verticals like lending, earned wage access and payroll. "There has been a growing appetite from existing and prospect customers for us to provide our payments automation services in the U.S.," commented Myles Stephenson, Founder & CEO, Modulr, "and this, alongside the large gap in the U.S. market for automated, simplified payments, means we are well positioned for this next stage of growth through our partnership with Cogent Bank. Working with Cogent gives us nationwide reach from day one, with infrastructure built by our payments experts and supported in the U.S. through our strategic partnership with FIS." "We will begin piloting our U.S. platform with several key customers in earned wage access, lending and merchant services and will shortly expand into earned wage access and payroll, giving businesses the confidence, coverage and tools they need to scale across the U.S." "Our partnership with Modulr reflects our commitment to delivering innovative payment solutions that help businesses scale with confidence," said Barbara Negron, SVP, Managing Director, Embedded Finance & Partnerships at Cogent Bank. "By combining our modern banking infrastructure with Modulr's payments automation platform, we're making it easier for businesses to move money quickly, securely and efficiently." About Modulr Modulr is the payments automation platform built to scale, driving the future of finance operations by streamlining money movement with accuracy, control, and reliability. Through a single platform, Modulr automates how money moves into and out of a business - including payroll, supplier payments, spend management, and payment collection - which in turn removes manual work, lowers operational costs, and reduces errors. Backed by deep industry expertise, Modulr brings over a decade of experience as a regulated payments provider, delivering the reliability required to run mission-critical finance operations at scale. Processing more than 200m transactions and over £180bn in payment value on an annualised basis, Modulr is trusted by over 6,000 businesses, from fast-growing SMEs to global enterprises, including through a partnership with global financial technology leader FIS. About Cogent Bank Cogent Bank is a state-chartered bank that has operated as a full-service business and personal bank since it was founded in 2018. With over $1 billion in total assets Cogent offers multiple banking centers in North, Central and Southwest Florida. Cogent offers a broad range of lending, depository, treasury management and mobile banking services designed to meet the complex and diverse needs of its clients while staying focused on the local communities it serves. Cogent believes banking is personal and requires high-touch, innovative services designed to make managing financial transactions easier. Cogent pairs its financial expertise with a passion for learning more about its clients' goals and objectives. To learn more, visit www.cogentbank.net.