Insurance Director

Description

THE COMPANY

Cogir Senior Living, based in Scottsdale, Arizona, proudly oversees a network of senior living communities spanning 13 states nationwide. As a trusted leader in senior housing, we are dedicated to growth while maintaining our commitment to exceptional care for our residents and a supportive, growth-focused environment for our team members.

At Cogir, our culture is rooted in the core values of human focus, creativity, and excellence, which inspire us to continuously improve and achieve excellence in all we do. Join us in our mission to enrich the lives of our residents while building a meaningful and fulfilling career!

WHAT WE OFFER

Competitive wages, training, and growth opportunities.

Early access to paycheck (pay on demand).

Health, Dental, Vision, and Life Insurance.

Paid Vacation, Holidays, and Sick Leave.

401K with company match.

Free meals at work.

Employee Assistance Program.

Generous Employee Referral Program and more.

Equal Opportunity Statement

Cogir is an equal opportunity employer and is committed to creating a workplace free from discrimination and harassment. All employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected characteristic under applicable law. Cogir values diversity, inclusion, and respect, and is committed to providing equal employment opportunities for all team members.

POSITION SUMMARY

The Corporate Risk Management Specialist is responsible for the comprehensive oversight, administration, and tracking of Cogir Senior Living's enterprise insurance portfolio across all operating communities and corporate functions. This role serves as the internal subject matter expert on corporate insurance programs, ensuring that all policies are current, appropriately scoped, and aligned with the organization's risk profile. The Specialist works cross-functionally with Finance, Legal, Operations, and Human Resources to coordinate coverage, manage renewals, support claims activity, and liaise with external brokers and carriers under the direction of senior leadership.

AREAS OF INSURANCE OVERSIGHT

This role has primary administrative responsibility for the following lines of coverage:

•  Employment Practices Liability Insurance (EPLI)
•  General and Professional Liability (GL/PL)
•  Directors and Officers Liability (D&O)
•  Workers' Compensation (multi-state and provincial)
•  Cyber Liability
•  Property and Casualty
•  Commercial Umbrella and Excess Liability
•  Additional lines as assigned by leadership

Reasonable Accommodation Statement

Cogir is committed to providing reasonable accommodations to qualified individuals with disabilities and to individuals with sincerely held religious beliefs, practices, or observances, in accordance with applicable law. If you require a reasonable accommodation to participate in the application or interview process, or to perform the essential functions of this role, please notify Cogir Human Resources at [email protected] so appropriate arrangements can be made.

KEY RESPONSIBILITIES

Policy Administration and Tracking

•  Maintain a centralized, up-to-date inventory of all corporate insurance policies including coverage limits, effective dates, renewal schedules, named insureds, and certificate holders.
•  Develop and manage a renewal calendar to ensure no lapses in coverage across all policy lines.
•  Review policy documents for accuracy and flag discrepancies or gaps for leadership review.
•  Coordinate the issuance and distribution of certificates of insurance (COIs) to third parties, vendors, and community partners as needed.

Broker and Carrier Relations

•  Serve as an internal point of contact for external brokers and insurance carriers, under the oversight of a senior manager.
•  Prepare and compile renewal submissions, exposure schedules, and supporting documentation for underwriters.
•  Participate in broker meetings, coverage reviews, and renewal negotiations; summarize outcomes and escalate decisions as appropriate.
•  Maintain organized records of all broker communications, binders, endorsements, and policy amendments.

Claims Coordination

•  Track open and closed claims across all lines of coverage; maintain a claims log with status updates, reserve information, and resolution details.
•  Coordinate intake and documentation for new claims, working with the appropriate internal stakeholder (HR, Legal, Operations) to compile required materials.
•  Monitor claim trends and provide periodic reporting to leadership to support risk mitigation strategies.

Compliance and Contractual Review

•  Review vendor, lease, and service agreements for insurance requirements; confirm Cogir's policies satisfy contractual obligations and flag deficiencies.
•  Ensure compliance with all applicable regulatory requirements related to insurance across operating jurisdictions (including California, Washington, Arizona, and Quebec).
•  Assist in preparing materials for audits, board reporting, or due diligence processes involving the insurance program.

Cross-Functional Collaboration

•  Partner with HR/Colleague Experience on EPLI and workers' compensation matters, including integration with employee relations tracking systems.
•  Collaborate with Finance on premium allocations, accruals, and budget forecasting for insurance expenditures.
•  Support Operations with community-level insurance questions, new community onboarding insurance requirements, and acquisition due diligence.

Requirements

QUALIFICATIONS

Required

•  3 or more years of experience in corporate risk management, insurance administration, or a related field.
•  Demonstrated knowledge of commercial insurance lines including liability, workers' compensation, and property/casualty.
•  Strong organizational skills with the ability to manage multiple policy lines, deadlines, and stakeholders simultaneously.
•  Proficiency in Microsoft Office Suite (Excel, Word, Outlook); experience with insurance management platforms or tracking tools is a plus.
•  Exceptional written and verbal communication skills.
•  High attention to detail and ability to interpret policy language and coverage terms accurately.

Preferred

•  Experience in senior living, residential care, or a multi-site service industry environment.
•  Familiarity with employment practices liability and D&O coverage in a multi-state or cross-border context.
•  Associate in Risk Management (ARM) designation or progress toward a risk/insurance credential is a plus.
•  Prior experience working with insurance brokers or in a brokerage environment.

WORK ENVIRONMENT AND CONDITIONS

This is an in-office position located at Cogir’s Scottsdale, AZ corporate office. Occasional travel to operating communities or broker/carrier meetings may be required. The role operates in a professional office environment with standard business hours, with flexibility as operational needs require.