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United Auto Insurance

Non-standard auto insurance for high-risk drivers

Underwriting Customer Service Representative

UnderwritingConfirmed live in the last 24 hours
Full-timeRemote in USA

About the Job

Requirements

  • A high school diploma or equivalent is required.
  • A minimum of 2 years of customer service experience in a call center environment is required; insurance industry experience is preferred.
  • Fluency in Spanish is required.
  • Strong verbal and written communication skills are required.
  • Excellent problem-solving abilities and attention to detail are required.
  • Familiarity with forms, procedures, regulations, coverage, and business processes for assigned programs is required.
  • Proficiency in Word, Excel, Windows-based applications, and internet usage is required.
  • Ability to exercise good judgment and state opinions assertively is required.
  • Ability to work effectively in a highly intense environment and handle multiple tasks and demands simultaneously is required.
  • Ability to handle a high volume of calls while maintaining professionalism is required.
  • The candidate must be based in Texas.
  • Some college coursework and a Florida 4-40/2-20 Property and Casualty General Lines License are preferred.

Responsibilities

  • Manage 75–100 inbound calls per day from policyholders, agents, and other team members professionally and courteously.
  • Assist customers and agent partners from different states with inquiries about underwriting processes, policies, and procedures.
  • Respond to agent partners' calls and provide underwriting assistance and guidance as needed.
  • Review agent submissions and make underwriting decisions based on the documents received.
  • Address customer and agent inquiries, concerns, and requests professionally and promptly.
  • Troubleshoot web issues with agents and find solutions before escalating to the team lead.
  • Educate customers and agent partners about policy details, coverage options, and premium calculations.
  • Verify and update customer and agent information in the underwriting system as needed.
  • Communicate policy and procedure changes to customers and agent partners.
  • Maintain accurate, detailed records of customer and agent interactions and transactions.
  • Ensure compliance with underwriting guidelines and document deviations or exceptions.
  • Review and work on underwriting suspense workflow as phone volume allows.
  • Collaborate with agent partners and other departments, including claims and policy processing, to address customer and agent needs.
  • Participate in training sessions and stay updated on industry trends and underwriting policies.
  • Conduct quality checks on customer and agent interactions to ensure compliance with company standards.
  • Identify process-improvement opportunities and provide feedback to enhance customer service delivery.

Desired Qualifications

  • A Florida 4-40/2-20 Property and Casualty General Lines License is a plus.
  • Some college coursework is preferred.
  • Insurance industry experience is preferred.

About the Company

United Auto Insurance

Non-standard auto insurance for high-risk drivers

United Auto Insurance provides low-cost auto coverage tailored for drivers who don’t qualify for standard insurance. It focuses on non-standard auto insurance and sells through a network of independent agents. Its products are priced to meet the needs of higher-risk drivers and are distributed via agent portals that streamline quoting and selling for agents. The company differentiates itself through its long-time focus on the non-standard market, its private ownership, and its use of technology to empower agents, plus a strategic expansion from Florida to Illinois and later toward Texas. Its goal is to grow its market presence in non-standard auto insurance, strengthen its financial position, and expand into more states by supporting its core markets with additional capital and scalable distribution.

Company size
201-500
Company stage
Seed
Total funding
$45M
Headquarters
Miami Gardens, FL
Founded
1989

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