Senior Risk Consultant

Your Opportunity

Senior Risk Consultant

Remote

The Senior Risk Consultant will lead the company’s fraud prevention strategies and risk adoption of open banking tools.  This role will be responsible for developing and executing data-driven, customer-centric strategies for credit risk onboarding and fraud detection to ensure safe account creation, loan origination, and payment processing.  The Senior Risk Consultant will measure and monitor performance of fraud trends and adoption of open banking tools to ensure the business meets or exceeds fraud loss and growth targets. 

Katapult, The Aaron’s Company, and Community Choice Financial have combined under a unified enterprise, bringing together complementary brands and capabilities to better serve our customers and communities.

What We Offer

Benefits and Perks*

• Uncapped Flexible Paid Time Off.
• Paid on-the-job training and a comprehensive new hire program.
• Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development.
• Performance-based career advancement.
• Educational Reimbursement Program.
• Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA).
• Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program.
• Company-Sponsored Life and AD&D Insurance.
• Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance.
• Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program.
• Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace.
• A relaxed, business casual dress code that includes jeans and sneakers! 

*Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.

What You’ll Do - Essential Duties and Responsibilities

• Use data analytics to identify and mitigate fraud risks associated with account creation, loan origination, and payments. Establish and monitor fraud detection models and business rules to prevent fraudulent activities.  Create robust fraud detection mechanisms leveraging machine learning, AI, and other analytics tools to continuously improve fraud prevention.
• Lead the adoption of open banking solutions for improving business outcomes in fraud detection and credit risk assessment.
• Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups.
• Continuously evaluate emerging fraud and open banking trends, threats, and technologies, adapting the company’s strategies accordingly.
• Builds relationships by establishing trust, confidence and credibility with senior leaders, executives, and peers. Build and maintain productive partnerships with key areas of the business (e.g., Operations, Risk, Product, Compliance) to ensure strategies are comprehensive, fit for purpose and executed as designed.
• Oversee and continually refine the company’s fraud and open banking strategies to ensure compliance with all relevant regulations and policies.
• Establish key performance indicators (KPIs) to measure the effectiveness of fraud and open banking solutions, driving improvements over time

What We’re Looking For – Qualifications and Skills

• Bachelor's or Master's Degree in a quantitative discipline (statistics, math, computer science, data science. quantitative social science, operation management, finance) or equivalent working experience.
• 7+ years of experience in fraud risk or credit risk demonstrating understanding of risk management disciplines, varying analytic practices and fraud risk concepts.
• Proven success in analyzing large amounts of data which foster actionable business decisions. Intermediate to advanced experience in SQL, R or Python.
• Strong organizational skills and the ability to communicate effectively, both verbally and in written form.
• Ability to work effectively in a remote environment.

Workplace Awards & Recognition

We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America’s Greatest Workplace in Financial Services 2025 by Newsweek. 

Our Purpose

The Community Choice Financial® Family of Brands ("CCF" or the “Company”), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial® Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. 

Think you’ll thrive here? Learn more at https://www.ccffamilyofbrands.com/explore-careers

The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.  Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.  

Community Choice Financial® Family of Brands, including its subsidiaries and affiliates, (the “Company”) uses artificial intelligence (“AI”) tools to assist in its recruitment and hiring process. Read the AI Use Consent and Acknowledgement for more information. 

Important: The Community Choice Financial® Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com. In-store positions are in person only.  

The Community Choice Financial® Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.  

Please note, we do not accept unsolicited resumes from third-party recruitment firms or agencies.