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Full-Time

Credit Risk Strategist

Capital

Posted on 6/18/2024

Stripe

Stripe

5,001-10,000 employees

Online payment processing and financial infrastructure

Financial Services
Data & Analytics

Mid, Senior

New York, NY, USA

Category
Corporate Finance
Financial Planning and Analysis (FP&A)
Risk Management
Finance & Banking
Required Skills
SQL
Excel/Numbers/Sheets
Requirements
  • 4+ years of experience in credit analysis and underwriting
  • Strong technical expertise, including SQL, excel, google sheets
  • Experience in risk management, financial lending, or core credit risk management function
  • Strong analytical skills and a rigorous, data-driven approach to problem-solving
  • Experience working with both internal and external stakeholders and the ability to closely manage expectations and deliverables in a timely manner
  • Ability to thrive in an unstructured and fast-moving organization
  • Bachelor's degree in finance, economics, statistics, or a related field
Responsibilities
  • Architect and implement credit policies based on Stripe's proprietary data and selected industry data to target, price, and size capital products
  • Utilize analytical and technical skills to provide credit risk recommendations, deliver insights, and support strategic business decisions
  • Collaborate with cross-functional teams to shape new product development across different geographies and industries
  • Incorporate third-party data into credit assessment
  • Analyze account activity and monitor portfolio trends to reduce potential credit losses
  • Help scale risk processes by designing and optimizing outsourced workflows

Stripe is a financial infrastructure platform that facilitates online and in-person payments, subscription management, invoicing, and fraud management. It provides a unified platform, powerful APIs, and no-code options for developers, with a technology-first approach to payments and finance.

Company Stage

N/A

Total Funding

$9.3B

Headquarters

South San Francisco, California

Founded

2010

Growth & Insights
Headcount

6 month growth

7%

1 year growth

15%

2 year growth

11%

Benefits

Inclusive coverage - We provide a thoughtful and balanced set of benefits that allow Stripes to be their best selves and do great work. Whether that means offering comprehensive mental, physical, and medical health plans, supporting Stripes’ financial futures, providing fertility benefits and parental leave, or making sure Stripes have access to healthy food at the office, our robust programs put Stripes and their families first.

Growth by way of learning - We are voracious learners and teachers. Our Education team delivers an onboarding and product training curriculum for all new Stripes, and hosts expert-led courses on things like project management fundamentals and macroeconomics. Beyond the formal program, Stripes are constantly sharing knowledge with each other through conversation, documentation, reading groups, and informal talks.

A principled approach to food - The food program holds a special place in Stripe’s history and future. These Stripes come to our kitchen from a breadth of backgrounds and experiences, and focus on one proposition—respect. This is apparent not only in the local ingredients they work with or in the gracious, teamwork-driven buffet lines, but also in their approach to growing a global team through sustainable food practices and minimal waste.