Executive Underwriter - Commercial Bond

What you’ll be doing

What will your essential responsibilities include?

• Lead complex underwriting referrals for accounts that exceed the authority limits of underwriters and managers, providing expert guidance and decision-making support.
• Collaborate with the Head of Commercial Bonds (HCB) to shape, refine, and implement the strategic vision for the division, including the development of innovative bond products and long-term growth initiatives.
• Drive the review and enhancement of Commercial Bond Rules, Guidelines, and Policies, recommending adjustments to optimize operational efficiency, risk management, and market competitiveness.
• Oversee the refinement of bond pricing models, PML assessments, and risk evaluation frameworks in partnership with Underwriting Managers, the Head of Risk, PRCB Pricing Actuaries, and HCB.
• Lead the internal audit and review processes across underwriting units in the Americas to ensure technical compliance, robust underwriting controls, and appropriate claims handling practices.
• Act as a key liaison with Regulatory Compliance to interpret, communicate, and implement changes related to SFAA and other regulatory requirements, ensuring adherence across the organization.
• Drive the development of new products, including reviewing bond wordings and indemnity agreements, working closely with General Counsel to mitigate legal and operational risks.
• Design and deliver advanced training programs for risk analysts, underwriters, and underwriting support teams, fostering continuous professional development aligned with best practices.
• Analyze industry resources (e.g., SFAA, NASBP), interpret underwriting bulletins and alerts, and disseminate critical insights to the team to support informed decision-making.
• Prepare and present comprehensive reports on underwriting portfolio performance, risk metrics, and financial results to senior management, facilitating strategic planning and performance monitoring.
• Regularly review market trends, emerging risks, and operational data with HCB to identify new opportunities and support the achievement of underwriting targets.
• Establish and maintain service standards, performance metrics, and quality assurance procedures to uphold underwriting excellence and customer service standards.
• Represent the Commercial Bonds division in strategic initiatives, including the development of IT solutions such as DIVA and AXAXL Surety Online, ensuring alignment with business needs.
• Lead special projects, cross-departmental collaborations, and interactions with claims, legal, and regulatory teams to support organizational objectives and innovation initiatives.

What you’ll bring 

We’re looking for someone who has these abilities and skills:

Required Skills and Abilities:

• Extensive experience in commercial bond underwriting and strong understanding of insurance principles and regulations
• The ability to travel a minimum of 15% of the time is anticipated.

Desired Skills and Abilities:

• Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations. 
• Outstanding collaborative skills in a fast-paced team-centric environment.
• Excellent interpersonal, presentation, written and verbal communication skills.
• The ability to demonstrate critical thinking, decision making, and problem-solving skills. 

Who we are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.   At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action:  We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD  $132,200 - $257,100.  Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefitssuch as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering ourcolleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to positionthemselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.