Lead Analyst - AML Risk

Job Description

We’re looking for a Lead Analyst who is passionate about our mission of Money Without Borders to partner with our APAC AML product team to help drive data-driven and innovative growth decisions while helping to combat financial crime for our APAC markets. 

The APAC AML product team complements Wise's global AML functions and owns the region's AML outcomes end to end: making sure local risks are understood, controls are calibrated to each market, and every APAC entity stays within risk appetite, while protecting the experience of our good customers.

In this vital role, you will innovate and implement controls that enhance security without compromising user convenience. Most importantly, you’ll collaborate closely with your product managers, designers, data scientists and engineers to bring your insights into real change for our customers!

Your mission:

At Wise our mission is Money Without Borders - instant, convenient, transparent and eventually free. Whether our customers are sending money to another country, spending money abroad, or making and receiving international business payments, Wise is on a mission to make their lives easier and save them money. 

Here’s how you’ll be contributing to the APAC AML team:

• You’ll expose the vast data on our processes to the product teams across Wise in a meaningful and actionable way in which people can proactively access the information without friction or need for analyst assistance
• Proactively contribute to, own, create, track key metrics and results for your product and operational teams, keeping them accountable throughout the quarter
• Work with data scientists in understanding and developing the means for detecting and mitigating financial crime
• Building the framework for managing risk and customer experience at scale
• Drive the discovery phase by scoping new opportunities and suggesting features, rules and models to combat emerging risks. This includes also supporting typology coverage for APAC
• Quantify risk-growth trade offs - size how controls affect growth, revenue and customer experience to inform AML strategy in APAC
• The role requires collaboration with Product, Data Scientists, Engineering and Operations Team

This role will give you the opportunity to: 

• Be part of a positive change in the world. We’re fixing a broken, greedy system, and putting people and businesses in control of their money
• Create value from extensive datasets. We have millions of customers, a global set of payment infrastructure and a complex product that customers can use in different ways. There is a tonne of value left to unlock from this data!
• Influence the team’s direction. Analysts at Wise enable data-driven decision making and have a large impact by helping their teams to decide what to work on.
• Learn from a global network of professionals. We have a large, diverse team of analysts, data scientists and product managers that you will work with and learn from.

Qualifications

Our ideal candidate would have:

• 8+ years of analytics experience in embedded teams, including experience in financial crime, AML, fraud, risk or compliance analytics, ideally covering one or more APAC markets
• You have strong quantitative skills. Ideally a background in statistics, maths, physics, engineering, or other scientific area 
• You have experience with SQL and Python
• You have strong communication skills and an ability to translate business problems into analytical solutions
• You have an ability to structure business problems with minimal supervision and an ability to prioritise problems independently, as well as condense complex systems/ideas into simple-to-understand models
• You have experience with data visualisation tools (Looker, PowerBI, Tableau etc.) and demonstrate storytelling ability with data
• Proactive self-starter and passionate to solve problems - you can take work beyond the analysis and get things done.

Some extra skills that are great (but not essential): 

• Prior experience working with regulators / compliance especially within the fintech space is advantageous
• Knowledge of the fintech ecosystem in multiple APAC markets 
• Knowledge of utilities like Airflow/Github/DBT
• Experience on funnel optimization
• Experience in Data Science and Machine Learning

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Job Ad Salary Range: 6779661 - 8813559 INR Annual