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Vanguard

Vanguard

Client-owned investment manager offering low-cost funds

Application Engineering Technical Lead - III

Full-Time
No salary listed
Expert
Bachelor's, Master's
Dallas, TX, USA+2 more

More locations: Malvern, PA, USA | Charlotte, NC, USA

Hybrid

Hybrid work is expected, with in-person collaboration under the company's hybrid working model.

No H1B Sponsorship

About the job

Requirements
  • Approximately 10+ years of application engineering experience.
  • An undergraduate degree or equivalent combination of training and experience.
  • Strong experience with distributed systems, integrations, application programming interfaces, and modern application architectures.
  • Demonstrated ability to influence technical direction without direct authority.
  • Experience mentoring engineers and helping establish engineering best practices.
  • Experience leveraging artificial intelligence-assisted development tools within modern software engineering environments.
Responsibilities
  • Drive the technical design and implementation of a modern fraud case management platform that integrates multiple applications and services into a unified solution.
  • Partner with architects, engineers, and product leaders to establish a scalable and resilient platform strategy.
  • Make architectural and engineering decisions that balance speed of delivery with long-term maintainability and operational excellence.
  • Contribute directly to solution design, technical planning, and critical engineering decisions.
  • Drive adoption of artificial intelligence-assisted software engineering practices to improve developer productivity, code quality, testing effectiveness, and delivery speed.
  • Evaluate and incorporate emerging artificial intelligence capabilities into engineering workflows, including code generation, automated testing, documentation, and development lifecycle optimization.
  • Partner with architecture and platform teams to identify opportunities for artificial intelligence-driven capabilities within the fraud case management ecosystem.
  • Establish engineering practices that balance innovation, security, governance, and responsible artificial intelligence adoption.
  • Act as an informal technical leader contributing to the fraud modernization roadmap.
  • Build partnerships with teams supporting existing case management and fraud-related applications.
  • Influence roadmaps, integration strategies, and technical standards to ensure a seamless end-to-end solution.
  • Help establish engineering practices, standards, and delivery processes for a newly formed team of full-stack engineers.
  • Mentor and develop engineers through technical leadership, coaching, design reviews, and collaboration.
  • Promote a culture of ownership, innovation, automation, and continuous improvement.
  • Champion agile delivery practices that enable rapid iteration and continuous value delivery.
  • Help define a strategic roadmap that enables onboarding of additional fraud capabilities, workflows, and regions over time.
  • Identify opportunities to leverage cloud-native technologies, automation, integration patterns, and modern engineering practices.
  • Establish the foundation for a scalable global platform that can support future growth and evolving fraud prevention requirements.
Desired Qualifications
  • A graduate degree.

About the company

Vanguard offers low-cost investment products and advisory services for individuals, financial advisors, and institutions, including mutual funds, ETFs, IRAs, and 401(k) rollovers. It earns fees based on assets under management and is owned by the funds, which are ultimately owned by the investors, aligning its interests with clients. This client-owned structure helps keep costs down and emphasizes long-term wealth growth and careful risk management. The goal is to help clients achieve their financial goals through prudent investing and cost-efficient management.

Company Size

10,001+

Company Stage

Private

Total Funding

$11.2M

Headquarters

Kline Township, Pennsylvania

Founded

1975

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Simplify's Take

What believers are saying

  • VOO pulled roughly $69 billion of 2026 net inflows, leading global ETFs.
  • Vanguard launched three UCITS ETFs on August 23, 2026, widening international distribution.
  • Vanguard and Itaú redesigned SPXI11 on August 21, 2026, expanding Brazil exposure.

What critics are saying

  • The SEC fined Vanguard $18.2 million on January 17, 2025 for misleading TRF disclosures.
  • A federal consumer lawsuit over Vanguard’s $100 exit fee survived scrutiny until February 2026.
  • If Altruist integration fails, Fidelity and Schwab keep dominating advisor custody and distribution.

What makes Vanguard unique

  • Client-owned structure keeps Vanguard optimizing fees, not external shareholder returns.
  • VOO crossed $1 trillion NAV on June 2, 2026, proving unmatched scale.
  • August 2026 Altruist deal extends Vanguard into advisor custody and workflow software.

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Benefits

Best-in-class medical, dental & vision coverage

Onsite health clinic & fitness center

Health Smart Rewards program

Vanguard Retirement Savings Plan

Education Benefits

PTO

Family Planning Benefist

Parental leave

Personal development opportunities

Volunteer Time Off

Growth & Insights and Company News

Headcount

6 month growth

8%

1 year growth

8%

2 year growth

8%
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Axios
Aug 26th, 2026
Vanguard pays $4.6B for RIA software startup Altruist

Vanguard is pushing into Fidelity's turf.

PR Newswire
Aug 26th, 2026
Vanguard to acquire AI-forward wealth platform Altruist to expand financial advice reach

Vanguard has entered a definitive agreement to acquire Altruist, an AI-forward wealth technology and custody platform serving financial advisors. The deal, expected to close later this year pending regulatory approvals, aims to expand access to financial advice by enabling advisors to serve more clients efficiently. Vanguard first invested in Altruist in 2020 to increase competition in the registered investment advisor custody space. Following the acquisition, Altruist will operate as a standalone business, retaining its leadership, brand, and operating model whilst gaining access to Vanguard's resources and investment expertise. The transaction terms were not disclosed. Altruist will continue focusing on providing integrated technology solutions for independent financial advisors, combining custody services with portfolio management tools.

Yahoo Finance
Aug 25th, 2026
Vanguard's VOO draws $4.3B in red week, nears test from Nvidia and Apple

Vanguard's S&P 500 ETF (VOO) attracted $4.3 billion during a week when the index fell 0.92%, extending its buy-the-dip pattern. The fund has pulled in roughly $69 billion in net inflows this year, more than any other ETF globally. VOO became the first ETF to cross $1 trillion in net asset value on 2 June 2026. It overtook SPY as the world's largest ETF early in 2025, aided by its 0.03% expense ratio versus SPY's 0.09%. The fund's top 10 positions control approximately 37.6% of total assets. Nvidia, its largest holding at 7.55%, reports earnings on 26 August. Apple, the second-largest position at 7.05%, faces a CEO transition on 1 September when John Ternus replaces Tim Cook.

Professional Paraplanner
Aug 23rd, 2026
Vanguard launches three global ETFs.

Vanguard launches three global ETFs. 23 August 2026 Vanguard has expanded its UCITS ETF range with the launch of three new funds. The new ETFs will be listed on the London Stock Exchange, Deutsche Borse, Euronext Amsterdam, Borsa Italiana and SIX Swiss Exchange. The Vanguard FTSE Global All-Cap UCITS ETF is designed to give investors broad exposure to the full investable equity market through a single fund, including large-, mid- and small-cap companies across developed and emerging markets. The Vanguard FTSE Global Small-Cap UCITS ETF provides a dedicated way to add global small-cap exposure, while the Vanguard FTSE All-World ex-US UCITS ETF offers an alternative for investors who already hold, or wish to manage separately, their US equity allocation, as well as investors who want broad exposure to developed and emerging markets outside the US. The new ETFs will sit alongside Vanguard's existing FTSE All-World UCITS ETF, which provides exposure to large- and mid-cap companies across developed and emerging markets and form part of Vanguard's broader expansion of its UCITS ETF range in 2026. Jon Cleborne, head of Vanguard Europe, said: "Investors want global equity portfolios that are simple to build, low-cost and flexible enough to meet different allocation needs. "With nearly half of all assets in the global equity UCITS ETF category, Vanguard has become a leading choice for investors seeking straightforward, low-cost global diversification. These new ETFs build on that strength by giving investors more choice in how they access global markets, whether through broad all-cap exposure, dedicated global small-cap exposure, or broad exposure to developed and emerging markets outside the US."