Full-Time

Insights Analyst

Member Experience

Posted on 9/10/2024

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Fintech
Financial Services

Compensation Overview

$96.8k - $165.3kAnnually

+ Bonus + Equity Package

Mid

United States

Hybrid work policy with in-office days and team/company-wide events.

Category
Product Research
Product Strategy
Product
Required Skills
Python
Communications
SQL
Operations Research
Data Analysis
PowerPoint/Keynote/Slides
Requirements
  • A bachelor's degree in Statistics, Operations Research, EE, CS or equivalent / related area, with a minimum of 4 years experience working (or Master’s degree with minimum of 3 years experience) in analytics, or a similar role
  • Strong knowledge of statistics and experience evaluating experiment results to ensure statistical significance and deliver impactful insights based on the results
  • Experience in designing, conducting, and assessing experiments (A/B test, difference-in-difference, pre/post, etc.)
  • Proven track record to apply scientific methods (regressions, clustering, probability) to solve business problems
  • The ability to code complex queries using SQL and proficient in Python or R
  • Experience building powerpoint decks to tell a story and share data-driven insights and recommendations
  • Strong verbal and written communication skills, including the ability to synthesize complex topics and create compelling narratives for various audiences
  • A hunger to know and share the “who, what, when, and why” of the customer’s pain points in their support experience to surface product and process improvement opportunities
Responsibilities
  • Build actionable insights to improve the member experience to reduce member’s friction in the support process
  • Collaborate with cross-functional partners to identify opportunity areas and design and complete experiments to enhance the member experience
  • Apply statistical knowledge to provide insights and recommendations that drive business impact
  • Create presentations that condense analyses into digestible conclusions and actionable recommendations
  • Present the data-driven insights with great storytelling skills to senior leadership to drive positive challenges on achieving key member support-related metrics
  • Synthesize data and build consensus by clearly communicating and presenting data oriented information. Ensure that other Chime organizations and external BPO partners understand the methodologies of our metrics
  • Collaborate with other analysts, subject matter experts, and decision-makers to develop data-driven insights to improve overall member experience
  • Regularly communicate associated outcomes and insights to various team members at all levels to help guide strategic decisions for improvement
  • Be comfortable working both top-down in terms of a specific hypothesis/questions to answer as well as bottom-up in terms of finding new areas of opportunity

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows customers to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company's goal is to provide accessible banking solutions that empower customers to manage their finances effectively.

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-3%
Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's free in-app tax filing could attract new users and increase retention.
  • Expanded ATM network at Walgreens enhances brand visibility and user convenience.
  • Anticipated pullback by banks on 'free' services presents market share opportunity for Chime.

What critics are saying

  • Increased competition from neobanks could erode Chime's market share.
  • Potential regulatory changes on interchange fees could impact Chime's revenue model.
  • Chime's reliance on bank partnerships poses risks if these face challenges.

What makes Chime unique

  • Chime offers fee-free banking services, unlike traditional banks with multiple fees.
  • SpotMe allows overdrafts up to $200 without fees, enhancing customer financial flexibility.
  • Chime's Salt platform rewards frontline workers, differentiating it in HR technology.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

INACTIVE