First United Bank
Community banking and financial services
Mortgage Loan Officer
More locations: Temple, TX, USA | Austin, TX, USA | Seguin, TX, USA | Dallas, TX, USA | Fredericksburg, TX, USA | Plano, TX, USA | Southlake, TX, USA | Fort Worth, TX, USA | Tulsa, OK, USA | Oklahoma City, OK, USA
About the job
- A high school diploma or GED is required.
- At least two years of experience in a mortgage lending environment is required.
- A proven record of generating sales in a mortgage lending environment is required.
- Current experience as a Mortgage Loan Officer closing at least two self-sourced loans per month is required.
- Strong organizational skills are required.
- Excellent verbal and written communication skills are required.
- Exceptional interpersonal communication skills are required.
- Ability to work independently on assigned tasks and accept direction on given assignments is required.
- Demonstrated technical knowledge of bank, mortgage, federal, and state lending and compliance or regulatory matters is required.
- Completion of all required annual compliance exams is required.
- Adherence to all First United policies and procedures is required.
- Originate and close mortgage loans through marketing initiatives and new and existing relationships.
- Originate retail mortgage loans through external sources and execute origination objectives and sales strategies to expand market share.
- Generate referral business, leads, and relationships with individuals, existing clients, past clients, and real estate professionals.
- Cross-sell First United Bank products and services.
- Work with bank personnel to promote First United in assigned markets.
- Take complete loan applications and analyze and pre-qualify applicant information to determine the viability of the desired loan program.
- Pull and analyze credit and compare it for accuracy with the mortgage borrower's statements and loan application.
- Determine appropriate loan options based on the applicant's current situation, future plans, and preferred loan product.
- Submit loan applications, preliminary income and asset verification documents, loan disclosures, required credit explanation letters, and executed application forms to processing.
- Counsel borrowers through the application, approval, and closing process, including reviewing the Closing Disclosure before closing.
- Attend closings and provide customer service throughout the mortgage process.
- Meet First United best practices and production standards.
- Attend assigned production meetings.
- Maintain high ethical standards and ensure compliance for every borrower.
- Perform other duties requested by executive management or the supervisor.
- Dress professionally.
About the company
First United Bank is a community bank providing personal, business, mortgage, and wealth services. Its offerings include deposits, lending, treasury management, insurance, investments, and financial guidance. Branches and digital channels serve individuals, families, businesses, and local organizations. The bank combines regulated financial products with relationship-based service, helping households and organizations manage everyday accounts as well as home ownership, business capital, cash flow, risk protection, and long-term wealth decisions.
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