V

Visa

Runs a global network for digital payments

Software Engineer

Full-TimeUpdated on 10/23/2026
$86.5k - $134.4k/yr+ Bonus + Equity
Entry, Junior, Mid
Bachelor's
Austin, TX, USA
HybridHybrid; at least 3 days per week in the Austin office. Travel 5–10%.
Software EngineeringAI Application Engineering

About the job

Requirements
  • Be based in Austin, Texas, or the Greater Austin metropolitan area.
  • Have a bachelor's degree or at least 3 years of relevant work experience.
  • Demonstrate strong proficiency in Java and Python, including async/await patterns, type hints (Pydantic v2), and high-performance serialization (orjson).
  • Have hands-on experience with LangChain, retrieval-augmented generation (RAG) architectures, large language model (LLM) API integration, prompt engineering, and agentic AI patterns; be familiar with intent classification and natural language processing (NLP) pipelines.
  • Have digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g., ChatGPT and Microsoft Copilot) to support everyday work.
Responsibilities
  • Conduct analysis, design, programming, debugging, and modification of computer programs for commercial or end-user applications.
  • Write code, complete programming tasks, and perform testing and debugging of applications.
  • Complete documentation and procedures for installation and maintenance.
  • Interface with users to define system requirements and/or necessary modifications.
  • Develop cost estimates, budgets, and schedules as needed.
Desired Qualifications
  • Have experience with FastAPI for building production APIs.
  • Have experience in analysis, design, and programming of computer applications.
  • Have experience debugging and modifying software programs.
  • Have experience writing and maintaining technical documentation.
  • Have experience performing software testing and troubleshooting.
  • Have experience collaborating with users or stakeholders to gather requirements.
  • Have experience developing or supporting installation and maintenance procedures.
  • Have experience with Model Context Protocol (MCP) JSON-RPC 2.0, REST APIs, Server-Sent Events (SSE), and mutual TLS (mTLS), and understand agent-to-agent communication patterns.
  • Be able to design and implement robust APIs using FastAPI, including request validation (Pydantic), authentication (OAuth2, API key, mTLS), and streaming responses.
  • Have experience developing and deploying cloud-native containerized applications.
  • Have practical experience using Generative AI models for code development and familiarity with LLM API integration patterns, including ChatOpenAI, token management, and streaming.

About the company

Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.

Company Size

10,001+

Company Stage

N/A

Total Funding

$24.2M

Headquarters

San Francisco, California

Founded

1958

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Simplify's Take

What believers are saying

  • Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
  • Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
  • Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.

What critics are saying

  • Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
  • Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
  • Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.

What makes Visa unique

  • Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
  • Visa avoids consumer lending exposure: it bears no cardholder credit risk.
  • Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.

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Benefits

  • Health Insurance.
  • Life Insurance.
  • Dental Insurance.
  • Disability Insurance.
  • Accidental Death & Dismemberment Insurance.

Company News

Fortune
Oct 26th, 2026
AI is giving cybercrime a makeover, and this startup just raised $15 million to fight back | Fortune

Overwatch’s CEO says AI is merging fraud, hacking and money laundering into one threat.

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.