Full-Time
Portfolio Management Lead
Posted on 10/4/2025
Figure
501-1,000 employees
Online home equity lending via blockchain
Compensation Overview
$97k - $122k/yr
No H1B Sponsorship
Charlotte, NC, USA
Hybrid
 Finance & Banking (2) |
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- 5+ years of experience in portfolio analysis, financial analysis, or a related analytical role in consumer finance, mortgage, or HELOC is required
- Strong proficiency in data analysis tools (Tableau) and software (e.g., Excel, SQL, or similar)
- Working knowledge of bankruptcy terminology and requirements
- Advanced expertise in title theory, standing, and lien enforceability
- Good understanding of determining recoverability based on several loan attributes and external factors
- Exceptional analytical and problem-solving skills with a keen eye for detail
- Experience in analyzing complex problems and translating them into an analytical approach
- Strong communication and writing skills
- Strong leadership, stakeholder management, communication, partnership, and teamwork skills
- Servicing liaison for the upcoming sub-servicer transactions (data validation, data reconciliation & data mapping)
- Monthly call preparation for performance reviews and oversight decks (8-12 decks)
- Assist with process improvement implementation and daily tracking
- Assist with the creation of investor reporting for investors and participants
- Assist with Audit research and reporting deliverables
- Assist with the creation of internal policies and procedures for the investor and sub-servicer review process
- Assist with the servicing, oversight, technology implementation, and integration
- Assist with implementing key performance indicators (KPIs) and regularly monitor the effectiveness of default strategies, making data-driven adjustments as necessary
- Prepare comprehensive reports and presentations on portfolio performance and present findings to support informed decision-making
- Assist with research on market conditions, industry trends, and regulatory requirements relevant to our lending portfolio
- Assist with the creation and documentation of new processes and expanded procedures within the portfolio management team
- Assist with the implementation and integration of new technology solutions within the team
- Assist with the design of monitoring systems to detect and mitigate potential risk behaviors
- Collaborate with colleagues across different departments, including but not limited to lending, underwriting, loan administration, and credit to ensure compliance with internal policies and external regulations
- Experience with Loan Management Systems preferred
- Bachelor’s degree (Finance, Economics, Statistics, Business Administration, Accounting preferred) or equivalent preferred
Figure is a financial technology company that provides online, blockchain-enabled access to home equity through products like HELOCs and mortgage refinancing. Its fully online application speeds funding to homeowners, often within five days, by streamlining the lending process and using blockchain to increase security and reduce costs. The company earns money from origination fees and interest on the loans, with competitive rates (as low as 3.49% APR). Its target market includes homeowners in multiple states (e.g., California, Florida, Texas, New York) and it plans to expand to more states. The goal is to simplify and accelerate home equity borrowing for homeowners while offering secure, efficient transactions and scalable nationwide coverage.
Company Size
501-1,000
Company Stage
IPO
Headquarters
New York City, New York
Founded
2018
Simplify's Take
What believers are saying
- Figure originated $1.2B home equity volume in March 2026, doubling year-over-year.
- loanDepot partnership launches 5x5 HomeLoan across all 50 states with 1,800 officers.
- Agora Data collaboration tokenizes auto loans, attracting institutional investors rapidly.
What critics are saying
- January 2026 data breach exposes 1M users' SSNs, sparking Edelson Lechtzin class actions.
- CCO Stevens sells $834K stake on February 18, 2026, erasing $2B market value.
- BlackRock's BUIDL locks institutional inflows, collapsing Figure's securitization volumes.
What makes Figure unique
- Figure leverages DART blockchain registry to prevent double-pledging in home equity lending.
- Figure's platform enables 5-minute approvals and 5-day funding via blockchain underwriting.
- Figure tokenizes loans on immutable ledger, serving 300+ partners with verified data.
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Benefits
Health & wellness - Figure pays 100% of premium costs for employees and dependents for medical, dental, and vision insurance (with the exception of costs associated with the buy-up medical plan.)
Continuing education - Figure will reimburse eligible employees for approved continuing education that either offers growth in an area related to his or her current position or that may lead to promotional opportunities.
Flexible time off - We offer 10 company-wide holidays plus one personal holiday, generous Flexible Time Away (FTA), Paid Time Off (PTO), and Paid Parental Leave.
Bonus & stock options - Figure’s Bonus Plan recognizes and rewards eligible employees’ efforts and contributions. Eligible employees are also granted an option to purchase a set number of shares of Figure’s common stock.
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↓ -3%2 year growth
↓ -4%LoanDepot taps Figure to launch 5-minute loan product. LoanDepot will integrate Figure's proprietary credit and loan underwriting engine into its own proprietary mello technology platform and point of sale system.
Data Breach alert: Edelson Lechtzin LLP investigates Figure Lending Corp. Data Breach affecting nearly 1 million users. GlobeNewswire | Edelson Lechtzin LLP Today at 7:49pm PDT CHARLOTTE, N.C., April 09, 2026 (GLOBE NEWSWIRE) - Edelson Lechtzin LLP, a national class action law firm, is actively investigating data privacy claims arising from the Figure Lending Corp. data breach. On January 28, 2026, Figure Technology experienced an incident in which personal data was accessed via database queries involving loan and inquiry records. Key Facts About Figure Lending Corp. Figure Lending Corp. (d/b/a Figure) is a fintech firm using blockchain technology to offer quick home equity loans, refinancing, and crypto-backed lending services. Figure Lending Corp. discovered that personal information was retrieved by querying company databases containing records of loans and loan inquiries. Following an investigation, they discovered that certain personal data may have been acquired, including names, Social Security numbers, addresses, phone numbers, email addresses, dates of birth, loan account numbers, and loan information. Are You Affected by the Figure Lending Corp. Data Breach? If you received a data breach notification, you may be at increased risk of identity theft and fraud. Recommended steps include regularly reviewing account statements and monitoring credit reports for suspicious activity. Our Investigation and Your Legal Options Edelson Lechtzin LLP is investigating a class action seeking legal remedies for individuals whose sensitive personal data may have been compromised in the Figure Lending Corp. breach. We can help you evaluate your rights and potential claims at no cost. Contact Us for a Free Case Evaluation Speak confidentially with a data privacy attorney today: Marc Edelson, Esq., Edelson Lechtzin LLP, 411 S. State Street, Suite N-300, Newtown, PA 18940; Phone: 844-696-7492 ext. 2; Email: [email protected]; Web: www.edelson-law.com. Or click HERE to request a free consultation. Why Choose Edelson Lechtzin LLP Edelson Lechtzin LLP is a national class action law firm with offices in Pennsylvania and California. Beyond data breach litigation, our attorneys handle class and collective actions involving securities and investment fraud, federal antitrust violations, ERISA employee benefit plans, wage theft, and consumer fraud. Protect Yourself Now * Confirm whether your information was involved in the Figure Lending Corp. incident * Place fraud alerts and consider credit monitoring [if available] * Preserve any letters or emails you received about the breach * Contact our firm to discuss your legal options and next steps Media and Partnership Inquiries: Use the contact information above to connect with our team regarding interviews, co-counsel opportunities, and referral partnerships. This is a paid placement. For further inquiries, please contact GlobeNewswire directly.
loanDepot has partnered with Figure Technology Solutions to integrate Figure's blockchain-powered credit and underwriting engine into loanDepot's mello technology platform. The collaboration will enable loanDepot to offer the 5x5 HomeLoan, which promises approval in as little as five minutes and funding in as few as five days. The product will be available in all 50 states through loanDepot's network of nearly 1,800 licensed loan officers holding approximately 12,500 state licences. Borrowers can use the 5x5 HomeLoan to access home equity, refinance existing mortgages or purchase property with cash-equivalent purchasing power. loanDepot founder and CEO Anthony Hsieh said the partnership will help the company serve more customers, close more loans, reduce production costs and deliver profitable market share growth whilst introducing innovative products.
Goldman Sachs has identified three "attractive" crypto stocks following months of price declines, suggesting the sector may have bottomed. Analyst James Yaro noted that crypto-linked stocks have shown "volatile but flattish performance" recently, with price drops reaching historical peak-to-trough averages. The investment bank recommends Robinhood Markets with a $91 price target (30% upside), citing its expansion beyond stock brokerage into advanced trading features and financial services. Coinbase Global received a $235 price target (35% upside), with growth opportunities in derivatives trading, stablecoins and new products. Figure Technology Solutions, a blockchain-based fintech company, earned a $42 price target (30% upside) for outperforming expectations. Despite maintaining "Buy" ratings, Goldman reduced price targets for Robinhood and Coinbase whilst raising Figure's target by 7%.
David Todd Stevens, Chief Capital Officer of Figure Technology Solutions, sold 26,057 shares of common stock for approximately $834,000 at $32.00 per share, according to an SEC Form 4 filing. The transaction represents 5.3% of his direct holdings at the time. Following the 18 February sale, Stevens retained 462,943 shares of Class A common stock. Subsequent filings in March 2026 show his position reduced to 436,089 shares. The sale was smaller than his previous transactions of 40,000 shares in December 2025 and 83,500 shares in November 2025. Figure Technology Solutions, which leverages blockchain technology for consumer lending and digital financial services, has a market capitalisation of $7.3 billion. The company went public less than a year ago.