M

M&T Bank

Full-service banking with mortgage, deposits, loans

Technical Engineer 3 - ATM Technology Platforms

Full-TimeUpdated on 10/23/2026
$97.1k - $161.8k/yr
Senior
Bachelor's
Buffalo, NY, USA
Hybrid
IT OperationsEnterprise Applications

About the job

Requirements
  • Combined minimum of 6 years of higher education and/or work experience in systems design, management, and/or architecture.
  • Experience in technical engineering, infrastructure engineering, systems engineering, platform engineering, or systems administration environments.
  • Experience supporting, configuring, deploying, and maintaining enterprise software applications and platforms.
  • Experience with PowerShell or Batch scripting.
  • Experience with software deployment and release management processes.
  • Experience with vulnerability remediation, patch management, and operational support.
  • Experience troubleshooting complex systems and platform issues.
  • Strong analytical, problem-solving, and troubleshooting skills.
  • Experience working with Windows-based enterprise environments.
  • Ability to collaborate effectively across technology, business, and vendor teams.
  • Strong verbal and written communication skills.
Responsibilities
  • Work closely with Technology management, senior engineers, and support teams to implement and manage the design, development, and execution of technical solutions that meet or exceed current and future organizational needs.
  • Review, implement, and design infrastructure; create support and architectural documentation, standards, policies, analyses, and tests.
  • Interact regularly and independently with business partners at varying associate and management levels to clarify problems or opportunities and elicit business requirements.
  • Coordinate vendor interactions and vendor resources as needed.
  • Mentor and coach less experienced engineers, technicians, and integrators; review documentation, proposals, and changes they propose.
  • Continuously expand knowledge and understanding of financial services trends, practices, and technologies.
  • Follow and promote industry best practices, standards, and procedures.
  • Maintain working knowledge of bank applications, systems, and development environments, and detailed understanding of vendor technologies and services used by the bank.
  • Design, deploy, install, configure, maintain, and support vendor-provided applications and technology platforms.
  • Support software deployment, vulnerability remediation, patch management, platform upgrades, and operational stability.
  • Develop and maintain automation solutions for software installation, deployment, monitoring, and maintenance.
  • Troubleshoot and resolve complex infrastructure, application, and platform issues across multiple integrated systems.
  • Collaborate with internal teams and external vendors to improve platform reliability, functionality, security, and customer experience.
  • Understand and adhere to company risk and regulatory standards, policies, and controls in accordance with the company's risk appetite, and escalate risk-related issues as needed.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators, as applicable.
  • Complete other related duties as assigned.
Desired Qualifications
  • A bachelor's degree in Computer Science, Computer Engineering, Information Systems, or a related field.
  • Minimum of 6 years of professional experience in a technical engineering position involving infrastructure design technologies, data management and interchange, system design, and/or development for complex applications.
  • Experience supporting vendor-provided applications and enterprise technology platforms.
  • Experience in financial services or other highly regulated industries.
  • Experience with ATM or TCR platforms or software, or self-service banking technology.
  • Experience supporting technologies from vendors such as Diebold, NCR/Atleos, Hyosung, or similar ATM technology providers.
  • Experience with application deployment automation and scripting.
  • Knowledge of enterprise networking concepts and infrastructure technologies.
  • Experience with Group Policy and endpoint management technologies.
  • Working knowledge of HTML and CSS.
  • Experience supporting customer-facing technology platforms.
  • Ability to translate complex business and functional requirements into structured, high-quality implementations using industry-standard approaches.
  • Advanced technical skills, analytical skills, troubleshooting skills, and problem-solving skills.
  • Advanced knowledge and expertise in industry and/or vendor technologies.
  • Ability to solicit, gather, document, and analyze system specifications and requirements.
  • Ability to work independently and collaboratively within a team environment.
  • Ability to use effective facilitation skills and techniques to elicit and review requirements from a diverse range of stakeholders.
  • Understanding of how supported technologies interact with other systems and services.
  • Effective influencing skills.
  • Process-oriented mindset.
  • Logical thinking.
  • Strong knowledge of server/client and virtual technologies.
  • Adaptability and ability to learn quickly in a fast-paced environment.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

6 month growth

10%

1 year growth

11%

2 year growth

11%
Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.

Yahoo Finance
Sep 15th, 2026
M&T Bank gains 18% YTD, outpacing Nasdaq amid strong loan growth and rising net interest income

M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.