Underwriter 2 - Excess Casualty, Umbrella Excess Liability

Large companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic losses beyond the limits of their primary insurance program or self-insured retention (SIR).

AXA XL Excess Casualty business unit offers Umbrella and Excess Liability coverage to North American based Insureds.  Underwriting teams are based throughout the United States, Canada, and Bermuda.  We have a vast appetite for risk with a portfolio that includes clients in manufacturing, hospitality, real estate, retail, services, technology, and many more.

As an Underwriter II, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients. You’ll be joining an established team of underwriters as part of AXA XL’s East Zone.  

What you’ll be doing

What will your essential responsibilities include?

• Review and analyze submissions including applications, policy wording, loss runs, inspection reports, and financial data to assess risk and determine appropriate underwriting decisions.
• Underwrite new and renewal business within your authority, ensuring profitability and adherence to the company's risk appetite.
• Develop and maintain outstanding broker and insured relationships within your territory, proactively identifying and generating new business opportunities.
• Communicate underwriting appetite clearly and effectively, promoting our value proposition to brokers and clients.
• Support cross-selling initiatives across AXA XL lines, collaborating with colleagues to maximize coverage solutions.
• Manage policy endorsements, loss control reports, and compliance documentation to ensure high-quality service delivery.
• Participate in business planning, forecasting, and monitoring of financial exposure, ensuring portfolio health and growth targets are met.
• Stay informed of industry trends, emerging risks, and market developments to provide innovative and practical risk management solutions.
• Travel approximately 20% for client and broker meetings, industry events, and team collaboration.

You will report to the Underwriting Manager, Excess Casualty East Zone.

What you’ll be doing

We’re looking for someone who has these abilities and skills:

• Bachelor’s Degree or equivalent work experience.
• Moderate Excess Casualty underwriting experience, with a robust understanding of general liability classes and risk assessment.
• Proven ability to manage a high-volume portfolio, with a focus on profitability and growth.
• Existing broker relationships within your territory are preferred, along with a demonstrated ability to build new relationships.
• Outstanding analytical, negotiation, and communication skills, with a client-centric approach.
• Self-motivated, organized, and able to work without supervision while collaborating effectively within a team.
• Knowledge of industry standards, market practices, and regulatory requirements.

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com.

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.   At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action:  We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.

The U.S. base salary range for this position is USD 87,400 – 170,000. 

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefitssuch as an enterprising retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering ourcolleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to positionthemselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.