Full-Time

Senior Software Engineer

Backend Java, Business Banking Cards

ING

ING

10,001+ employees

Digital banking and sustainable lending

No salary listed

Frankfurt, Germany

Hybrid

Hybrid work includes required office work alongside the option to work from home.

Bachelor's

Category
Software Engineering (1)
Required Skills
Microsoft Azure
Distributed Systems
Software Testing
SQL
Apache Kafka
Java
Version Control
Microservices
SCRUM
REST APIs
Data Modeling
DevOps
Oracle
Spring

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Requirements
  • A degree in computer science, engineering, business informatics, economics, or a comparable qualification is required.
  • Several years of professional experience in Java backend development, ideally in enterprise or regulated environments, are required.
  • Strong hands-on experience with Java 21 or newer is required.
  • Strong knowledge of Spring and Spring Boot is required.
  • Experience with Kafka and event-driven or asynchronous communication patterns is required.
  • Experience with Oracle Database, including data modeling, SQL, and performance-aware development, is required.
  • Good understanding of microservices, distributed systems, and cloud-ready application design is required.
  • Ability to take ownership of technical solutions from design to production is required.
  • Strong awareness of upstream and downstream systems, dependencies, interfaces, and operational impact is required.
  • Good understanding of secure software development practices, including authentication, authorization, data protection, dependency management, and secure coding principles, is required.
  • Awareness of cybersecurity risks in software development, especially in banking or other regulated environments, is required.
  • Confidence with build tools, version control, CI/CD processes, and automated deployment pipelines is required.
  • Hands-on experience with test automation and quality engineering practices is required.
  • Experience working in agile teams, such as Scrum or Kanban, is required.
  • Good written and spoken English skills are required.
Responsibilities
  • Design, develop, and maintain scalable backend solutions for the Business Banking Cards domain.
  • Build modern applications using Java 21+, Spring, Spring Boot, Kafka, and Oracle Database.
  • Take ownership of system design and implementation, considering the overall IT landscape, dependencies, integration points, and long-term maintainability.
  • Work with microservice-based and private cloud architectures.
  • Take end-to-end responsibility across the software development lifecycle, from analysis and solution design to implementation, testing, documentation, deployment, and production support.
  • Collaborate with business stakeholders, IT teams, architects, product owners, external service providers, and Retail Banking teams.
  • Design and implement synchronous and asynchronous integrations, including REST-based APIs and Kafka-based event communication.
  • Apply test-driven development and contribute to automated functional, integration, regression, and performance testing.
  • Apply secure software development practices and ensure that solutions meet banking, governance, and security requirements.
  • Identify and address security risks during design, implementation, testing, and production support.
  • Contribute to CI/CD pipelines, build processes, deployment automation, and continuous improvement of delivery workflows.
  • Support software quality through clean code, code reviews, quality assurance measures, and engineering best practices.
  • Analyze incidents and problems, identify root causes, and implement sustainable technical solutions.
  • Mentor less experienced engineers and share knowledge within the team.
Desired Qualifications
  • Experience with Java backend development in enterprise or regulated environments is ideally preferred.
  • Experience with automated deployment pipelines in an Azure or private cloud environment is ideally preferred.

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify Jobs

Simplify's Take

What believers are saying

  • ING posted €1.556 billion Q1 2026 profit and launched a €1 billion buyback.
  • Q2 2026 lifted ROTE above 15% and upgraded full-year commercial NII guidance.
  • ING expanded Spain, Italy, and Germany, adding clients and wealth-management scale.

What critics are saying

  • ING cut 1,250 jobs in 2026, including AML and compliance roles, risking controls.
  • Belgium fined ING €1.6 million in May 2026 over money-laundering failures.
  • ING’s Russia sale still carries an expected €0.8 billion post-tax loss.

What makes ING unique

  • ING’s Growing the Difference strategy is expanding retail, business, and private banking across Europe.
  • ING’s digital scale supports agentic mortgages, subscription banking, and conversational AI pilots.
  • ING’s capital-light fee growth rose 34% year over year in Q2 2026.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Vacation

Flexible Work Hours

Hybrid Work Options

Family Planning Benefits

Fertility Treatment Support

Wellness Program

Mental Health Support

Phone/Internet Stipend

Home Office Stipend

Gym Membership

Company News

Yahoo Finance
Aug 20th, 2026
Swift Current Energy secures $750M credit facility to accelerate US clean energy development

Swift Current Energy has secured a $750 million corporate credit facility, with an option to expand by $250 million to reach $1 billion in total capacity. The facility will support the development of clean energy projects across the United States. Crédit Agricole CIB served as administrative agent and coordinating lead arranger alongside ING Capital and Truist Securities. The dual-tranche facility has a three-year term and provides flexible access to cash and letter of credit capacity. Since its founding in 2016, Swift Current has commercialised 5 gigawatts of clean energy projects, owns and operates more than 1 gigawatt, and has over 10 gigawatts in development. Chief executive officer Michael Arndt said the financing provides flexibility to advance the company's platform and bring new energy resources online efficiently.

PR Newswire
Aug 18th, 2026
Flexential secures $800M to develop 130+ MW of data centre capacity across four US markets

Flexential has secured an $800 million credit facility to fund data centre development across four US markets. The financing will support more than 130 MW of new capacity, including facilities under construction in Atlanta-Douglasville (36 MW), Portland-Hillsboro (36 MW), and Denver-Parker (22.5 MW). The facility was oversubscribed and increased 60% from an initial $500 million target. It is backed by an 11-bank syndicate, with TD Securities as administrative agent. The funding complements equity investment from Flexential's sponsors, GI Partners and MSIP. CEO Ryan Mallory said the financing enables the company to invest ahead of enterprise and AI-driven infrastructure demand. Flexential operates 40 data centres across 18 markets in the US.

DIGIT.FYI
Aug 17th, 2026
DataVita secures $381M for AI data centres in Scotland's first AI Growth Zone

DataVita has secured a £300 million debt facility to expand and build two data centres in Scotland's North Lanarkshire AI Growth Zone. The financing, backed by a £202 million guarantee from the National Wealth Fund, comes from a syndicate including ING, ABN AMRO, Santander, the Scottish National Investment Bank and Siemens Financial Services. The investment will expand DataVita's existing DV1 data centre and fund construction of a new facility, DV3. Both are contracted to AI cloud firm CoreWeave under a 15-year lease. The developments will create around 600 construction jobs and approximately 100 permanent high-skilled positions. DataVita, Scotland's largest independent data centre operator, has served the country's digital infrastructure for over ten years. The project marks the National Wealth Fund's first support for domestic compute capacity, aligning with the government's Compute Roadmap and Scotland's AI strategy.

Yahoo Finance
Aug 16th, 2026
LunR Royalties Establishes Credit Facility of up to $150 Million

LunR Royalties Corp. ("LunR", or the "Company") (TSX: LUNR) is pleased to announce that it has entered into an agreement with National Bank of Canada Capital Markets and ING Capital LLC ("ING") as Co-Lead Arrangers and Joint Bookrunners, and National Bank of Canada ("NBC") as Administrative Agent, to establish a $100 million Revolving Credit Facility with a $50 million accordion feature (the "RCF" or the "Facility"). Each of NBC and ING acted as lenders.

ASSETPHYSICS
Aug 13th, 2026
Alterric increases syndicated green credit line to EUR 350 million

Alterric increases its syndicated green credit line from EUR 300 million to EUR 350 million. Crédit Agricole CIB strengthens its consortium with Commerzbank and ING; the unsecured facility, agreed in 2025, runs for three years with extension options and supports the project pipeline.