Full-Time

Risk Strategy Data Scientist

Confirmed live in the last 24 hours

Bill.com

Bill.com

1,001-5,000 employees

Financial platform for managing business operations

Fintech
Financial Services

Junior, Mid

San Jose, CA, USA + 1 more

More locations: Draper, UT, USA

Position can be in San Jose, CA, Draper, UT, or working remotely.

Category
Data Science
Data & Analytics
Required Skills
Python
Data Science
SQL
Tableau
Data Analysis
Requirements
  • Minimum 2+ years of experience in end to end fraud risk control strategy experience within relevant industry experience in eCommerce, or online payments, leveraging data science/analytics to solve complex business problems.
  • Achieved ambitious business goals through design, creation, and execution of control strategies through direct work (complex analytical rule development, maintenance, etc) and in collaboration with Product Managers, Engineers, and Business Stakeholders.
  • Developed, maintained, and refined risk strategy frameworks for a domain to keep model strategy up to date with high performance with the goal of delivering on KPIs. Built and deployed data driven and automated monitoring rules to detect and quickly respond to evolving risk trends. Partnered with product/engineering on product/customer touchpoints for risk signal capture and treatments from strategies.
  • Utilized advanced analytics techniques to significantly contribute to the refinement of end to end control strategies, including experience in building complex SQL/Python scripts with minimal guidance to solve ambiguous problems. Expertise with interpreting results and using data findings to influence decision making.
  • Developed flexible performance dashboards and monitoring that drill to the right level of granularity to fit the audience, business needs; covering the breadth of control strategy. Hands on experience wrangling complex data in tools (ie. Tableau) with the focus to perform monitoring, diagnostic analytics, and share actionable stories with data.
  • Applied advanced knowledge of data, metrics, profiles/typologies and key indicators in the financial fraud risk domain. Demonstrated ability to find and recommend additional enhancements within data features, data enrichment, score recalibration for existing strategies and processes. Identify and execute new model/rules/product opportunities in order to optimize processes aligning with the business goals.
  • Experience in project leadership, partnering and collaborating with cross functional teams including modeling, product/engineering, operations to effectively design strategies across the lifecycle at multiple touchpoints. Establishing business requirements, shared KPIs, guiding execution, and performing validation/maintenance. Experience influencing cross functional team approaches. Mentorship and support of junior team members to achieve goals.
  • Bonus: Experience in experimental design, fraud typologies that involve onboarding fraud/abuse, and data/control governance, including proposal development, user acceptance definition, pre/post implementation validation, and approval workflows to ensure high quality deployments.
Responsibilities
  • Leading key projects associated with fraud detection, risk analysis and loss mitigation at Bill.com.

Bill.com provides a platform for businesses to manage their financial operations, including bill creation and payment, invoicing, expense management, and budget control. The platform automates tasks related to accounts payable and receivable, making financial processes more efficient and transparent. Unlike many competitors, Bill.com also offers access to credit lines, ranging from $500 to $5 million, along with its software services. The company aims to streamline financial management for small to medium-sized businesses and accounting firms, generating revenue through subscription and transaction fees.

Company Stage

IPO

Total Funding

$337.6M

Headquarters

San Jose, California

Founded

2006

Growth & Insights
Headcount

6 month growth

2%

1 year growth

6%

2 year growth

6%
Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for integrated financial solutions among SMBs.
  • Recent investment by Pier Capital LLC indicates confidence in growth potential.
  • Addition of 1099 filing solution could attract more SMBs.

What critics are saying

  • Increased competition from emerging fintech startups.
  • Slow AI adoption may limit competitive advantage.
  • Upcoming FinCEN regulations could increase compliance costs.

What makes Bill.com unique

  • Bill.com offers a comprehensive platform for financial operations management.
  • The company provides access to credit lines up to $5 million.
  • Bill.com integrates AI and machine learning for enhanced financial operations.

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Benefits

100% paid employee health, dental, and vision insurance - choose between HMO, PPO, and HDHP plans

HSA & FSA accounts

Life Insurance, Long & Short-term disability coverage

Pre-tax commuter benefits

Employee Assistance Program (EAP)

11+ Observed holidays and wellness days

Wellness & Fitness initiatives

Flexible time off

100% paid employee health, dental, and vision insurance - choose between HMO, PPO, and HDHP plans

HSA & FSA accounts

Life Insurance, Long & Short-term disability coverage

Pre-tax commuter benefits

Employee Assistance Program (EAP)

11+ Observed holidays and wellness days

Wellness & Fitness initiatives

Flexible time off