Technology Director Lead Architect - Commercial Banking
About the job
- Significant experience in engineering, architecture, or technology leadership, or an equivalent combination of work experience, military service, training, and education.
- Experience leading major technology initiatives, architecture organizations, and complex cross-functional programs that deliver meaningful business outcomes.
- Demonstrated success leading senior technology professionals, including hiring, performance management, compensation and talent processes, succession planning, employee development, and the management of complex or sensitive people matters.
- Proven experience defining and leading architecture strategies for large-scale, distributed enterprise systems and technology portfolios.
- Strong ability to solve abstract, systemic, and cross-domain challenges requiring advanced analytical thinking, strategic perspective, and sound commercial judgement.
- Extensive experience influencing CIO-level executives, senior technology leaders, and business stakeholders on technology strategy, investment priorities, risk management, and architecture decisions.
- Deep understanding of architecture governance, non-functional requirements, technology risk, cybersecurity, resiliency, and regulatory control expectations.
- Exceptional executive communication skills, with the ability to simplify complex technical concepts, articulate trade-offs and consequences, and build alignment among senior stakeholders.
- Demonstrated maturity, credibility, and sound judgement in high-stakes environments, including the ability to challenge constructively and operate effectively through ambiguity and change.
- Demonstrated experience designing, implementing, or governing enterprise AI solutions, including Generative AI, machine learning platforms, retrieval-augmented generation (RAG), agentic workflows, model lifecycle management, evaluation frameworks, observability, and integration with enterprise data and application architectures.
- Define and drive the target-state architecture for Commercial Banking, aligning technology strategy, modernization initiatives, AI adoption, and investment priorities with business objectives.
- Serve as a trusted advisor to senior business and technology leaders, providing direction on architecture, risk, resiliency, governance, and strategic technology decisions.
- Lead complex cross-domain initiatives across Commercial Banking, International Banking, and enterprise platforms while establishing architecture standards, reusable patterns, and roadmaps that improve consistency, scalability, and regulatory compliance.
- Partner with engineering, product, cyber, data, risk, and operations teams to simplify the technology landscape, accelerate modernization, and improve organizational effectiveness.
- Develop and mentor senior architects, strengthen architecture capabilities, and identify emerging technologies that enhance client outcomes, operational efficiency, and long-term business value.
- Manage a team of engineering managers and engineering leads.
- Focus on delivering commitments aligned to enterprise strategic priorities.
- Build support for strategies with business and technology leaders.
- Guide development of actionable roadmaps and plans.
- Identify opportunities and strategies for continuous improvement of software engineering practices.
- Provide oversight to software craftsmanship, security, availability, resilience, and scalability of solutions developed by the teams or third-party providers.
- Identify financial management and strategic resourcing.
- Set risk management guidelines and partner with stakeholders to implement key risk initiatives.
- Develop strategies for hiring engineering talent.
- Lead implementation of projects and encourage engineering innovation.
- Collaborate with and influence all levels of professionals, including more experienced managers.
- Lead the team to achieve objectives.
- Interface with external agencies, regulatory bodies, or industry forums.
- Manage allocation of people and financial resources for Technology Strategic Leadership.
- Develop and guide a culture of talent development to meet business objectives and strategy.
- Experience within Commercial Banking, Corporate & Investment Banking, International Banking, or another highly regulated financial services technology environment.
- Experience working across UK, international, and global technology organizations with complex legal entity, regulatory, data, and operational dependencies.
- Expertise in several of the following areas: cloud and platform architecture, distributed systems, data architecture and integration, API and event-driven architectures, resiliency and fault-tolerant design, cybersecurity, and high-performance or high-volume systems.
- Experience leading large-scale modernization and transformation initiatives, including application rationalization, platform consolidation, cloud adoption, data modernization, and legacy technology reduction.
- Proven experience developing enterprise architecture patterns, standards, reference architectures, and decision frameworks that drive consistency and adoption at scale.
- Ability to connect architectural decisions to measurable business value, client outcomes, operational efficiency, risk reduction, and investment priorities.
- Experience identifying and prioritizing AI opportunities that enhance client outcomes, employee effectiveness, control execution, operational efficiency, or revenue growth, and translating those opportunities into governed experiments, reusable capabilities, and enterprise-scale production solutions.
- Bachelor's or Master's degree in Computer Science, Engineering, Data Science, or a related discipline, or equivalent practical experience.
About the company
Wells Fargo offers a broad range of banking, mortgage, investing, credit card, and wealth and commercial services in the United States. Its products work through a network of branches, ATMs, and digital platforms, combining everyday banking with lending, investment products, and advisory services. The company differentiates itself with a large nationwide branch presence, a wide mix of financial services under one roof, and a focus on secure, user-friendly technology. Its goal is to help customers manage, protect, and grow their money by providing trusted, accessible financial solutions.
Company Size
10,001+
Company Stage
IPO
Headquarters
San Francisco, California
Founded
1851
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Simplify's Take
What believers are saying
- July 2026 second-quarter revenue rose 9% to $22.6 billion, beating estimates.
- July 2026 investment banking fees jumped 35% to $939 million, showing capital-markets momentum.
- 2026 card accounts grew 20% and commercial loans 12%, expanding fee and interest income.
What critics are saying
- January 2026 severance costs hit $612 million after 5,600 layoffs, signaling ongoing restructuring.
- CFPB’s 2022 $3.7 billion order keeps auto, mortgage, and deposit misconduct damage alive.
- One OCC AML enforcement action remains; another control failure triggers fresh penalties and leadership scrutiny.
What makes Wells Fargo unique
- June 2025 Fed lifted Wells Fargo’s $1.95 trillion asset cap, restoring balance-sheet growth.
- May 2026 Advisor Gateway gave 200-plus tools and BlackRock Aladdin analytics to wealth advisors.
- Wells Fargo still owns a top-tier U.S. branch franchise and $2.2 trillion wealth platform.
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Benefits
Health Insurance
401(k) Retirement Plan
Paid Vacation
Paid Sick Leave
Parental Leave
Disability Insurance
Life Insurance
Tuition Reimbursement
Commuter Benefits
Adoption Assistance
Company News
Four of the biggest US banks reported higher third-quarter profits on Tuesday, but warned that higher interest rates and inflation could hurt consumers and the economy. JPMorgan Chase, the largest US bank by assets, earned $15.3 billion, or $5.57 a share, up from $14.4 billion a year earlier. It missed analyst forecasts of $5.93 a share, its first miss in nearly three years. Goldman Sachs posted a profit of $5.29 billion, up from $4.1 billion, as equities revenue jumped 72%. Wells Fargo earned $5.95 billion and beat forecasts, while Citigroup's profit rose 40%. JPMorgan chief executive officer Jamie Dimon cited "large fiscal deficits, sticky inflation, elevated asset prices, rising interest rates and geopolitical conditions.
US stock futures were mixed on Tuesday as investors weighed a wave of earnings reports. Dow futures rose 0.9%, S&P 500 futures slipped 0.1%, and Nasdaq futures fell 0.7%. Memory stocks fell for a second day after a Chinese chipmaker, CXMT, said it had made a breakthrough in memory chip production. Roundhill Memory ETF fell more than 5% in premarket trading. UnitedHealth rose more than 2% after it earned an adjusted $4.69 per share on $112.69 billion in revenue, beating estimates. It raised its full-year earnings outlook to at least $20.50 per share. Goldman Sachs gained more than 3% on strong results. JPMorgan Chase, Wells Fargo, and Citigroup fell short in parts of their reports. Johnson & Johnson fell 2% after $25.40 billion in sales narrowly missed estimates, though it raised its full-year forecasts.
Wells Fargo beat Wall Street estimates for the third quarter as consumers and businesses held steady and loan losses stayed low. Net income rose 6.5% to $5.95 billion, or $1.87 a share; analysts expected adjusted earnings of $1.84 a share. Revenue climbed 2% to $21.9 billion. Provision for credit losses totalled $1 billion, and net charge-offs were $983 million, both better than analysts expected. Net interest income rose 4.7% to $12.5 billion, just short of the $12.6 billion consensus. The bank kept its full-year forecast of roughly $50 billion. Net interest margin held at 2.43%, ending several quarters of decline. "Consumers are spending more, loan delinquencies are low, and deposit and investment balances have grown," chief executive officer Charlie Scharf said. Shares fell 1.5% to $82.05 in early trading.
Blackstone is leading a $1bn private credit financing to support the combination of the security enterprise solutions businesses of Leidos Holdings and Analogic Corporation, Bloomberg reported. Blackstone Credit & Insurance is reportedly lead lender and joint lead arranger, alongside HPS Investment Partners, Bank of America, and Wells Fargo. Leidos, a listed engineering and technology services company based in Virginia, serves government and commercial clients. It generated $17.2bn in revenue in 2025. Analogic develops imaging, detection, artificial intelligence, and automation technologies. Private equity firm Altaris acquired it in a $1.1bn take-private deal in 2018. Blackstone was reportedly also among the lenders in a recent financing for Waymo, which was increased to $5bn.
NEW YORK - October 12, 2026 - Blackstone Credit & Insurance today announced that it is leading a $1 billion financing in support of the combination of Analogic Corporation with the Security...