C

Citizens Financial Group

Runs consumer and commercial banking services

Business Banking Relationship Manager 1

Full-Time
No salary listed
Junior
Bachelor's
United States
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A bachelor's degree or equivalent combination of education and experience is required.
  • Business-to-business sales experience is required.
  • The ability to operate in a team environment while building and leveraging strong internal and external networks is required.
  • The ability to succeed in a fast-paced, demanding sales culture with measured routines and goals aimed at new loan and deposit generation, cross-sales, customer service, and satisfaction is required.
  • The ability to understand core business products and services and a consistent record of sales and outside calling skills are required.
  • Excellent written and verbal communication and interpersonal skills are required.
  • The ability to develop strong customer and colleague relationships is required.
Responsibilities
  • Develop consultative relationships with small business clients in a target market with annual revenues ranging from one million to ten million dollars.
  • Understand client needs, provide value-added solutions, manage a portfolio of existing customers, and drive new commercial customer relationships.
  • Partner with the business banking team to offer product solutions that enhance the customer experience, increase loyalty, and improve customer and bank profitability.
  • Complete Business Banking University and Drive Sales training during the initial four-week orientation, as well as commercial credit training to identify, assess, and mitigate lending risk.
  • Maintain strong market knowledge and develop, retain, and expand relationships with centers of influence such as certified public accountants and attorneys.
  • Engage in significant community activity to expand the potential customer base.
Desired Qualifications
  • Two or more years in a Business Banking Relationship Manager role or related business lending experience is preferred.
  • Proficiency with portfolio and account management is preferred.

About the company

C

Citizens Financial Group

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Citizens Financial Group runs consumer and commercial banking businesses for households, small firms and larger companies, alongside wealth management. Through Citizens Bank, it accepts deposits, processes payments and lends for homes, education and business needs through branches and digital channels. Its commercial teams manage corporate cash flows, arrange financing and advise on mergers and acquisitions, while its private bank serves wealthy families and business owners. The group earns interest on loans and securities, pays interest on deposits and charges fees for financial services and advice. Its banking roots date to 1828, and it is headquartered in Providence, Rhode Island.

Company Size

10,001+

Company Stage

IPO

Headquarters

Providence, Rhode Island

Founded

1828

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Simplify's Take

What believers are saying

  • Profits support stability: July 2026 reporting showed Citizens earned $587 million in the second quarter, up 35% yearly.
  • Wealth services broaden: Citizens added an insurance advisory team for business owners and families in May 2026.
  • Employees build retirement savings: Citizens adds 1.75% of eligible earnings annually plus matching contributions after one year.

What critics are saying

  • Borrower defaults still cost money: July 2026 reporting showed Citizens wrote off $135 million net in the second quarter.
  • Rate changes affect earnings: Citizens' floating-rate loans reprice faster than its core deposits, according to its 2025 filing.
  • Part-time health coverage has limits: Citizens requires scheduled work above 20 hours weekly for plan eligibility.

What makes Citizens Financial Group unique

  • Citizens gathers deposits beyond branches: its Citizens Access division runs entirely online.
  • Citizens finances Apple purchases directly: Citizens Pay is the lender named in Apple's credit agreement.
  • Citizens targets private equity buyers: its 2025 review reports fourth place in sponsor-backed middle-market M&A deal volume.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Parental Leave

Flexible Work Hours

Tuition Reimbursement

Wellness Program

Paid Vacation

Paid Sick Leave

Company News

Inc.
Oct 8th, 2026
Stord Secures $400 Million And Wants to Be Bigger Than Amazon

Stord is about to cross $1 billion in revenue. The buzzy logistics star is just getting started.

Yahoo Finance
Sep 14th, 2026
Citizens Bank sues SoFi over poaching 30 mortgage staff who generated $5M in revenue

Citizens Bank has sued SoFi, alleging the digital lender poached 30 mortgage employees since 2024, affecting operations across nine states. The lawsuit centres on two employee groups, particularly nine Connecticut-based staff who resigned in June within minutes of each other. Citizens claims SoFi "strategically orchestrated" the departures, which represented $400 million in closed loans and $5 million in revenue the previous year. The bank alleges employees transferred confidential client data before leaving. The Connecticut departures eliminated 70% of the branch's mortgage producers and 80% of mortgages, essentially wiping out Citizens' market presence there. Three additional Connecticut employees have since joined SoFi. A SoFi spokesperson called the lawsuit "a baseless allegation and a clever attempt to prevent Citizens employees from pursuing career opportunities elsewhere.

Morningstar
Aug 26th, 2026
NewPower Worldwide expands credit facility to $750M to support global growth

NewPower Worldwide, an electronics distributor, has expanded its committed credit facility to $750 million. The increased capacity will enable the company to invest in inventory, support customer growth, and capitalise on global supply chain opportunities. Since its founding in 2014, NewPower has grown to 14 offices across the Americas, EMEA, and APAC, with $5 billion in annual sales and more than $1 billion in inventory worldwide. The facility expansion strengthens the company's ability to purchase strategically and support large-scale customer requirements. Chief executive officer Carleton Dufoe said the expanded facility provides additional capacity to secure inventory and respond faster to market opportunities. Citizens led the increased credit facility to support NewPower's growth objectives. The New Hampshire-based company distributes electronic components and finished goods to OEMs, EMS providers, and supply chain partners worldwide.

Associated Press
Jul 16th, 2026
Citizens Financial Group reports Q2 2026 net income of $587M, up 35% YoY

Citizens Financial Group reported second quarter 2026 net income of $587 million, up 35% year-over-year, with earnings per share of $1.30, up 41% year-over-year and 15% quarter-over-quarter. The Providence, Rhode Island-based bank, which has $233.8 billion in assets, attributed the results to strong revenue growth and favourable credit performance. Chairman and CEO Bruce Van Saun highlighted progress on strategic initiatives, including growth in the Private Bank, record wealth fees, and record second quarter fees in capital markets. The company also announced successful launch of a new consumer mobile platform and progress on its "Reimagine the Bank" initiative. Citizens' board declared a quarterly dividend of $0.46 per share, payable on 13 August 2026 to shareholders of record on 30 July 2026.

Minichart
Jun 27th, 2026
CareCloud, Inc. Announces First Amendment to Credit Agreement with Citizens Bank and Provident Bank – June 2026

The First Amendment is an important contractually binding document that modifies certain provisions of the original Credit Agreement between CareCloud, Inc., its subsidiaries, and Citizens Bank, N.A. The amendment was executed to address new requirements related to acquisitions and reporting obligations under the credit facility.