F

Frost

Texas-based bank offering banking, investments, insurance

Commercial Account Manager

Full-Time
No salary listed
Junior, Mid
Bachelor's
Austin, TX, USA
In Person

About the job

Requirements
  • A Texas General Lines Agent License in Property and Casualty is required, or it must be attained within 90 days.
  • At least 2 years of experience in the commercial insurance field is required, or a Bachelor's Degree with 1 year of insurance-related experience, or a Commercial Lines CISR/TIIA designation.
  • The ability to retain a book of business between $450,000 and $650,000 is required.
  • Organizational skills and the ability to multitask are required.
  • Excellent written and verbal communication skills are required.
  • Proficiency in Microsoft computer applications is required.
Responsibilities
  • Assist the Producer in identifying account-rounding and coverage-enhancement opportunities.
  • Analyze carrier quotes and coverages to determine the best options for the client.
  • Review new and renewal policies for accuracy in rating and coverage.
  • Provide policy service, including changes, payments, claims, and third-party communications.
  • Assist in presenting FIA products to new and existing customers by collaborating on renewal strategies and preparing proposals.
  • Research coverage issues, policy problems, cancellation issues, reinstatement issues, billing problems, claims history, and underwriting issues in response to requests.
  • Collect detailed risk and underwriting information, including census data, survey data, and loss history.
  • Maintain current knowledge of company underwriting and rating information.
  • Follow agency standard procedures to maintain electronic files and information.
Desired Qualifications
  • Insurance professional designations such as CISR, ACSR, CRM, or CIC.
  • Bachelor's Degree.

About the company

Frost provides banking, investments, and insurance services to individuals and businesses in Texas. Its products include deposit accounts, loans, asset management, and various insurance offerings delivered through branches, digital channels, and a knowledgeable staff. Frost emphasizes a long local history (founded in 1868) and a Texas-focused approach, aiming to deliver personalized service and lasting relationships, as reflected in its JD Power recognition for customer satisfaction. Its goal is to help people and businesses improve their lives through reliable financial solutions and a supportive, people-first workplace for its employees.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Antonio, Texas

Founded

1973

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Simplify's Take

What believers are saying

  • Q2 2026 net income rose to $170.4 million, with EPS reaching $2.70.
  • Average loans climbed 7.4% and deposits reached $42.6 billion in Q2 2026.
  • Management opened 10 to 12 branches in 2026, adding over 100,000 households.

What critics are saying

  • Q1 and Q2 2026 both missed revenue estimates, signaling weak pricing power.
  • A single $54 million multifamily loan lifted nonperforming assets in 2026.
  • Texas multifamily stress compounds into capital pressure if refinancing worsens in 2027.

What makes Frost unique

  • Frost Bank ranked highest in Texas retail banking satisfaction for 17 straight years.
  • Its 1868 Texas heritage and relationship-heavy franchise still dominate commercial banking.
  • Blend modernized Frost's digital deposit application in 2026, tightening account onboarding.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Tuition Reimbursement

Wellness Program

Referral Bonus Program

Training Programs

Professional Development Budget

Company News

Yahoo Finance
Aug 19th, 2026
Cullen/Frost Bankers misses Q2 revenue estimates despite 5.3% year-on-year growth

Cullen/Frost Bankers reported mixed second-quarter results, with revenues of $576 million, up 5.3% year on year but falling short of analyst expectations by 2.2%. The Texas-based financial institution, which traces its roots to 1868, operates Frost Bank and provides commercial and consumer banking, wealth management, and insurance services. Chairman and CEO Phil Green described the quarter as "a period of sustained, solid and balanced growth." The company beat analysts' tangible book value per share estimates. The stock remained flat following the earnings announcement and currently trades at $166.47. Regional banks stocks tracked showed mixed second-quarter performance overall, with revenues meeting consensus estimates. Share prices have risen 1.8% on average since the latest earnings results.

Yahoo Finance
Jul 31st, 2026
Cullen/Frost Bankers misses revenue estimates despite 5.7% consumer account growth and $0.16 EPS boost from Texas expansion

Cullen/Frost Bankers reported Q2 revenue of $575.3 million, up 5.2% year-on-year but missing analyst estimates of $589 million. The Texas-based bank's adjusted earnings per share of $2.70 beat expectations of $2.57 by 5.2%. Consumer checking account household growth accelerated to 5.7%, with CEO Phillip Green noting this "high customer growth is also driving strong increases in noninterest income". However, multifamily commercial real estate nonperformers and intensified competition in lending structures presented challenges. The bank's branch expansion programme added over 100,000 new households, contributing $0.16 to earnings per share this quarter. Nonperforming assets increased due to a single $54 million multifamily loan. Management expects continued loan and deposit growth, supported by demographic trends showing 82% of new consumer customers are under 45 years old.

Yahoo Finance
Jul 31st, 2026
Cullen/Frost Q2 2026 earnings up 9.7% to $170M, return on assets rises to 1.31%

Cullen/Frost Bankers reported second-quarter 2026 earnings of $170 million, up 9.7% from $155 million in the same period last year. Earnings per share rose 13% to $2.70, compared with $2.39 a year earlier. The Texas-based bank's return on average assets was 1.31% for the quarter, up from 1.22% in the second quarter of 2025. Return on average common equity was 15.41%, slightly down from 15.64% in the prior-year period. Chairman and CEO Phillip D. Green led the earnings call alongside CFO Daniel J. Geddes, who provided additional commentary and guidance. The company held its quarterly earnings conference call on 30th July 2026 to discuss the results with investors and analysts.

TXF
Jun 2nd, 2026
Epsilon Energy secures $90M borrowing base redetermination from Frost Bank and Texas Capital Bank

Epsilon Energy has received a $90 million borrowing base redetermination on its senior secured revolving credit facility with Frost Bank and Texas Capital Bank. Effective 29 May, the lenders redetermined the borrowing base at $90 million and increased the facility. The redetermination reflects the lenders' assessment of Epsilon Energy's oil and gas reserves and production capabilities. The increased borrowing capacity provides the company with additional financial flexibility for operations and potential growth initiatives.

Yahoo Finance
May 3rd, 2026
Frost Bank falls 2.9% after missing revenue estimates despite beating profit expectations

Cullen/Frost Bankers shares fell 2.9% after the Texas-based financial institution reported mixed first-quarter 2026 results. The company beat profit expectations with earnings of $2.65 per share versus analysts' consensus of $2.48, and net income rose 13.4% year-over-year. However, revenue of $574.8 million missed Wall Street expectations despite growing 6.5% from the previous year. Analysts suggested the decline could also represent a "sell the news" event, with investors taking profits after the stock's recent run-up. The market's reaction indicates the revenue miss overshadowed the otherwise solid profit figures. Frost Bank shares are up 9.7% year-to-date, trading at $140.63, close to their 52-week high of $147.10.