VP of Engineering
First Circle
VP of Engineering
First Circle
Fintech lender financing SMEs' B2B trade
First Circle · Hong Kong, Hong Kong (Hybrid) · — · Posted 2026-10-05
Workplace: hybrid
Department: GB department
First Circle is an SME credit-centric, multi-product NeoBank in SE Asia which is fast-growing (>100%), profitable, and internationalising soon.
We started life as an SME lender in the Philippines in 2016 to solve the SME credit gap by using technology to systemise underwriting, deliver exceptional UX, and automate away delivery costs. We’ve delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia. We’ve been rewarded with both fast growth and exceptional unit economics, a rare combination in our space.
Over the past two years we’ve expanded our product range to include business bank accounts & payments, e-Invoices, corporate credit cards, rooftop solar, and most recently deposits catalysed by securing a full bank charter in the Philippines. In 2027, we’ll expand our geographical coverage to include at least two new markets in APAC.
Our excellent track record results from our people & culture. We combine high standards & intensity with a collegiate environment. Our barometers of success are the rate of personal growth of our people, how long high performers choose to stay, and ensuring we raise the bar with every hire.
Stage:
As VP of Engineering, you will be the most senior technical leader in the business, reporting directly to the CEO. You will own engineering output end-to-end: from system design and domain architecture to delivery velocity, team culture, and the platform decisions that define the next chapters of our journey.
This isn't a role for a detached executive. We are looking for a technically excellent leader who stays hands-on with the hardest problems and raises the bar on engineering quality. You'll build the organisation that makes us the leading SME neobank in Southeast Asia.
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Fintech lender financing SMEs' B2B trade
First Circle helps small and midsize businesses in growth markets access financing for B2B trade. It provides working-capital and trade-finance solutions that enable companies to pay suppliers or fund sales without relying on traditional collateral or personal connections. The product works by evaluating merit-based business finance needs and offering financing tied to trade transactions, backed by a team with experience from Morgan Stanley, Goldman Sachs, McKinsey, Amazon, and Web Summit. What sets First Circle apart is its focus on SMEs in growth markets and a willingness to extend capital based on business performance and credit merits rather than collateral or networks. The company aims to help growing businesses scale by making it easier to obtain timely finance for trades, thereby supporting broader economic growth.
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