T

TransUnion

Credit reporting, risk analytics, fraud detection

Java Developer

Full-TimePosted on 10/13/2026Deadline 10/23/26
No salary listed
Senior
Bachelor's
Bengaluru, Karnataka, India
HybridAt least two days per week at the assigned office.
Software EngineeringBackend Engineering

About the job

Requirements
  • At least 5 years of hands-on experience in backend service development.
  • A bachelor's degree in Computer Science, Engineering, or a related field.
  • Strong proficiency in backend development using Java.
  • Experience with Java Spring Boot, API and microservices design, and SQL and relational databases; PostgreSQL is preferred.
  • Familiarity with CI/CD tools such as Git and Jenkins.
  • Strong problem-solving, debugging, and analytical skills.
  • Excellent communication and interpersonal collaboration abilities.
  • High personal commitment, accountability, and team orientation.
Responsibilities
  • Design, develop, and maintain backend services using Java.
  • Build and enhance APIs and microservices using frameworks such as Spring Boot for Java.
  • Write efficient SQL queries, stored procedures, and data access logic, preferably using PostgreSQL.
  • Contribute to building scalable, maintainable backend systems in a polyglot environment.
  • Participate in CI/CD activities using tools such as Git and Jenkins.
  • Troubleshoot, debug, and resolve issues across the backend service stack.
  • Collaborate closely with teammates, product managers, and senior engineers to deliver high-quality solutions.
  • Demonstrate ownership, communication, and a can-do attitude in day-to-day work.
  • Contribute to cloud-aligned development practices.
Desired Qualifications
  • Experience building or scaling large distributed systems.
  • Exposure to marketing technology, customer segmentation, or analytics solutions.
  • Exposure to AWS or GCP.

About the company

T

TransUnion

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Website

TransUnion is a global information and insights company. It collects and analyzes data to provide services for businesses and consumers. For business clients, it offers credit portfolio management, marketing solutions, and fraud detection to help manage risk and make informed decisions. For consumers, it provides tools to monitor personal credit, including credit reports and scores. The platform supports enterprise use by enabling storage, identity resolution, and protection for building traditional and generative AI models. TransUnion generates revenue through three segments: U.S. Markets, International, and Consumer Interactive. Its goal is to help customers understand and manage credit risk, prevent fraud, and derive actionable insights from large data assets.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Chicago, Illinois

Founded

1968

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 15% to $1.31 billion, and guidance increased again.
  • International growth accelerated in Canada, the U.K., and India after OneTru deployments.
  • Snowflake integration and Universal Ads partnerships widen non-credit revenue beyond bureau cycles.

What critics are saying

  • FTC and CFPB rental-screening litigation remains pending after June 2026, threatening penalties.
  • Illinois layoffs already hit 640 workers by March 2024, signaling continuing cost pressure.
  • Experian and Equifax can copy TransUnion's product bundling, eroding pricing by 2027.

What makes TransUnion unique

  • TransUnion's OneTru migration hit 60% of U.S. matches by July 2026.
  • TransUnion launched 40 AI products in first-half 2026, including TruIQ and TruValidate.
  • TransUnion owns Trans Union de Mexico after March 2026, broadening North American data coverage.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Mental Health Support
  • Disability Insurance
  • Paid Parental Leave
  • Adoption Assistance
  • Fertility Treatment Support
  • Legal Services
  • Long-Term Care Insurance
  • Commuter Benefits
  • Tuition Reimbursement

Company News

Yahoo Finance
Oct 20th, 2026
TransUnion launches first adverse-actionable scores against $2.4B synthetic fraud, debuts on Oscilar

TransUnion has launched Credit Washing and Synthetic Fraud Scores with adverse action capability, which it calls the first of their kind. Lenders can use them to spot synthetic identities and credit washing, and to give consumers reason codes when credit is denied. TransUnion research puts lender exposure to synthetic identity fraud at $2.4 billion as of June 2026. Consumers whose charge-offs were hidden through credit washing are 3.5 times more likely to charge off a new account within a year, and super prime consumers are 10 times more likely. Oscilar, a risk platform serving more than 100 financial institutions, is the first to offer the scores. They run alongside credit decisioning in one workflow, so lenders can cite fraud risk in adverse action notices.

Associated Press
Oct 8th, 2026
TransUnion launches First Look for mortgage lenders to cut origination costs by reviewing credit insights before purchasing scores

TransUnion has launched First Look Functionality for Mortgage, allowing lenders to review credit insights before purchasing scores. The tool enables mortgage lenders to buy credit reports alone or with their chosen score, then request additional scores only when needed, without incurring the cost of a second report when eligibility conditions are met. The innovation follows TransUnion's extension of 99-cent VantageScore 4.0 mortgage pricing through 2028, with no charge when pulled alongside a FICO Score. Traditional mortgage workflows often require lenders to purchase credit scores early, leading to unnecessary fallout costs. The functionality works with both soft-pull and hard-pull workflows and is compatible with government-sponsored enterprises and Federal Housing Administration automated underwriting systems. It's available through mortgage resellers without requiring changes to existing selling guidelines or policies.

Yahoo Finance
Jul 31st, 2026
TransUnion joins Universal Ads to extend audience data into premium TV inventory

TransUnion has joined Universal Ads as an inaugural Audience partner, bringing its audience data into premium TV advertising inventory for app advertisers. The partnership extends cross-channel audience targeting and measurement from digital media to television. The move highlights how TransUnion is expanding uses of its data assets beyond traditional credit reporting. The integration allows app marketers to use consistent targeting across mobile, web, and connected TV platforms. TransUnion reported Q2 2026 sales of $1.31 billion and net income of $143.4 million. The company raised its full-year 2026 guidance to revenue of $5.13 billion to $5.16 billion and net income of $807 million to $821 million. Management has repurchased 5.67 million shares for $449.84 million under its current buyback programme.

Yahoo Finance
Jul 28th, 2026
TransUnion raises guidance on 10% growth and platform modernisation milestone

TransUnion reported its tenth consecutive quarter of high single-digit revenue growth or better, achieving 10% organic constant currency growth in Q2 2026. The company raised its full-year adjusted diluted EPS guidance to 11-12% growth, reflecting strong first-half performance. U.S. Financial Services grew at a 9% CAGR excluding mortgage, driven by market share gains and innovation rather than underlying volumes. Over one-third of Financial Services revenue now comes from alternative data and non-credit solutions. The company's platform modernisation reached 60% of U.S. match activity migrated to OneTru, with completion expected by year-end. International operations accelerated to 6% organic growth, supported by recovery in India and strong performance in Canada and the UK. TransUnion reduced its leverage ratio to 2.6x, targeting below 2.5x long-term.

Yahoo Finance
Jul 28th, 2026
TransUnion beats Q2 revenue expectations with sales up 14.9% to $1.31B, but Q3 guidance disappoints

TransUnion reported second-quarter revenue of $1.31 billion, beating Wall Street expectations by 1.8% and marking 14.9% year-on-year growth. The credit reporting company also exceeded profit forecasts, with adjusted earnings per share of $1.23, 6.9% above analyst estimates. However, the company's revenue guidance for the next quarter disappointed, coming in 0.6% below expectations at $1.30 billion. TransUnion raised its full-year revenue guidance to $5.14 billion and lifted its adjusted earnings per share forecast to $4.79. Operating margin improved to 19.7%, up from 16.9% in the same quarter last year. Free cash flow margin also increased to 23.3% from 18.8%. Chief executive Chris Cartwright said TransUnion "delivered another strong quarter of outperformance".

INACTIVE