Full-Time

Senior Technical Program Manager

Finance

Confirmed live in the last 24 hours

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech

Compensation Overview

$181.3k - $221.5kAnnually

+ Equity + Benefits

Senior

Palo Alto, CA, USA + 1 more

More locations: Mountain View, CA, USA

Hybrid work with in-office days 2 days a week.

Category
Project Management
Engineering Management
Business & Strategy
Required Skills
Product Management
Risk Management
Data Analysis

You match the following EarnIn's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 5+ years of experience in Product or Technical Program Management
  • Strong analytical skills to help identify issues and opportunities and track KPIs
  • Deep understanding of accounting principles and their application to product development.
  • Ability to collaborate cross-functionally with finance, legal, and compliance teams to align product goals with financial strategies.
  • Excellent problem-solving and decision-making skills, with the ability to translate financial goals into actionable product strategies.
Responsibilities
  • Define the product vision and strategy for Finance capabilities (including customer and general ledgers, finance reporting and reconciliation capabilities, and finance analytics), and identify key performance metrics for Finance capabilities.
  • Lead planning with finance (accounting, treasury, financial planning, and financial operations) to build a roadmap of capabilities to continue to drive EarnIn to scale
  • Define and manage KPIs, providing insights through data analysis and iterative improvements.
  • Work with product teams to identify new product changes that require changes to accounting, treasury or planning flows, tools or reports, and deliver changes through engineering teams on time and on scope
  • Continuously advocate for and educate teams on the vision for Finance tooling and capabilities.
  • Ensure product offerings meet regulatory requirements by working closely with compliance, legal, and risk management teams.
Desired Qualifications
  • Experience of building finance applications and a strong understanding of operational finance activities, such as accounting, forecasting, and treasury management strongly preferred

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings without incurring any fees or interest, making it a convenient option for those needing quick funds for emergencies or daily expenses. The app features a "Balance Shield" that helps users maintain their bank account balance by automatically depositing money if it falls below a certain level. Unlike traditional financial institutions, Earnin operates on a community-driven model where users can voluntarily contribute to the service, fostering a culture of support and fairness. This approach allows users to choose how much they want to pay for the service, which can be as little as zero dollars. Additionally, Earnin includes a "Tip Jar" feature for users to set savings goals. The company prioritizes user privacy and data security with 256-bit encryption.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

1%

1 year growth

3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin has facilitated over $15 billion in earnings access since 2013.
  • Recognition as Best Payments App highlights Earnin's fintech innovation.
  • Partnerships with gig platforms could expand Earnin's user base.

What critics are saying

  • Legal challenges from deceptive lending allegations could harm Earnin's reputation.
  • Increased competition in early wage access may impact Earnin's market share.
  • Reliance on voluntary contributions may not sustain long-term revenue.

What makes EarnIn unique

  • Earnin offers fee-free early wage access, unlike traditional payday loans.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Balance Shield feature provides automatic deposits to prevent overdrafts.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.