Full-Time
Posted on 6/17/2025
Interest-free BNPL payments provider internationally
$240k - $300k/yr
No H1B Sponsorship
New York, NY, USA
Hybrid
Remote-first with option to work in Manhattan office; candidate must be US-based.
Zip Co provides buy now, pay later (BNPL) services that let people buy things now and pay over time without interest. It operates in markets including Australia, New Zealand, the United Kingdom, the United States, Canada, and Mexico, serving both individual consumers and businesses. Its main products are Zip Pay (for everyday purchases) and Zip Money (for larger expenses). Revenue comes from merchant fees, late fees, and interest on certain products. Zip partners with retailers to offer convenient, transparent payment options that help customers manage their finances, with a focus on simple terms and clear due dates. The company aims to expand globally and grow its market presence by providing flexible, easy-to-use payment solutions that simplify the purchasing process.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Sydney, Australia
Founded
2013
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Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!
Bonus scheme - We give you skin in the game through our various share incentive programs.
Family support - We support our ZipFam on their life journey through people policies and programs.
Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.
Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.
Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.
IXOPAY and Zip US have launched the Unified Trust Layer Framework, an open industry initiative addressing trust and liability challenges in AI-initiated commerce. The framework aims to establish identity verification, preserve transaction intent and make trust measurable when AI agents autonomously conduct transactions. The initiative responds to structural shifts in payment systems, which were designed for human-initiated transactions. According to Accenture, 87% of financial institution technology officers believe trust will be the most significant barrier to agentic payments adoption, whilst 78% expect fraud to increase as agentic commerce scales. The framework focuses on three capabilities: agent identity validation, intent capture and preservation, and contextual trust signalling. IXOPAY and Zip are inviting merchants, networks and platforms to help shape the framework's development.
Zip, a digital financial services company, has launched Pay in 2, a new payment option allowing US customers to split purchases into two instalments over two weeks. The product complements Zip's existing Pay in 4 offering, targeting everyday spending within a single billing cycle. The launch follows a pilot programme where 95% of participants said they would use Pay in 2 again, primarily for groceries and bills. The shorter payment window is designed to help customers manage cash flow between paychecks. From 9-15 February, the first 100 daily customers using Pay in 2 will receive one year of no origination fees on subsequent orders. Loans are originated by WebBank and subject to credit approval. Zip operates in Australia, New Zealand and the United States, serving millions of customers across tens of thousands of merchants.
Buy now, pay later company Zip has secured a $283 million warehouse facility from Victory Park Capital to support its US expansion. The two-year deal, facilitated with Atlas SP Partners, will back Zip's US BNPL receivables and help scale its funding capacity. Chicago-based Victory Park, a majority-owned affiliate of Janus Henderson Group, has been a long-time funder of the Australian-founded company over the past decade. Zip has also received equity investments, including $100 million from Y Combinator, CRV and Tiger Global in 2023. The funding comes as Zip shows strong growth, with fiscal first-quarter total income surging 32.8% to $321.5 million and transaction volume jumping 38.7% to $3.9 billion. The company is expanding beyond fashion into everyday purchases through partnerships with merchants like Valvoline and Best Buy.
Zip Co. Ltd. has secured a US$283 million warehouse facility in partnership with Victory Park Capital and ATLAS SP Partners to finance its U.S. Buy Now, Pay Later receivables. This two-year facility aims to enhance Zip's funding capacity and scalability in the U.S. market, marking the fourth major financing agreement with VPC since 2015. The facility supports Zip's business expansion and strengthens its U.S. capital management strategy.
Zip Co shares traded around A$3.15-3.20 on 9 December 2025, stabilising after a sharp pullback that saw the stock fall roughly 20-30% over the past month. The Australian buy now, pay later company disclosed it has now repurchased 32.3 million shares for over A$92 million under its expanded A$100 million buyback programme, which was doubled from A$50 million in October. The company is navigating several key developments simultaneously. It submitted a confidential draft registration statement to the SEC for a potential US dual listing, likely on Nasdaq. However, regulatory concerns emerged as US State Attorneys General issued a voluntary information request, though analysts at Jefferies expect minimal impact. Zip's turnaround continues, with FY2025 revenue reaching A$1.07 billion and net profit of A$79.9 million. Analysts maintain a consensus "buy" rating with an average 12-month price target of A$5.10.