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Aplazo

Provides BNPL payments for merchants

Senior Fullstack Engineer

Full-Stack EngineeringConfirmed live in the last 24 hours
Full-timeRemote in MexicoNo salary listedRemote

About the Job

Requirements

  • At least 3 years of full-stack experience; 5 or more years for E3.
  • Strong backend skills in Java and Spring; Python or Go is a plus.
  • Strong mobile skills with Flutter and Dart, including experience building production applications.
  • Experience with APIs including REST and GraphQL, databases including PostgreSQL and MongoDB, and cloud infrastructure including AWS ECS and Lambda.
  • Familiarity with microservices and event-driven architectures.
  • Experience with unit and integration testing, and end-to-end testing sufficient to validate builds.
  • Experience with CI/CD pipelines, observability tools such as DataDog, and deploying in cloud environments.
  • Awareness of how payments platforms work, including flows, constraints, and failure modes relevant to BNPL or fintech products.
  • Use AI tools such as Claude, Copilot, and ChatGPT daily for coding, debugging, refactoring, and writing tests.
  • For E2, build and share reusable prompts or workflows that improve the team's baseline.
  • For E3, apply AI strategically to architecture exploration, large-scale refactors, and prototyping.
  • Think critically about where AI helps and misleads, and teach others the difference.
  • Stay current on AI capabilities relevant to fintech and software development.
  • Write clear technical documentation.
  • Explain trade-offs to technical and non-technical audiences.
  • Fluency in Spanish and working proficiency in English for cross-team collaboration.
  • Product-mindedness and understanding the business outcome behind assigned work.
  • Comfort moving between mobile and backend work.
  • Ownership of problems through resolution.
  • Comfort with uncertainty and changing priorities in a fast-scaling company.

Responsibilities

  • Design and implement features across mobile and backend, owning the full surface area.
  • Contribute to architecture and design decisions at E2 or lead them at E3, including writing proposals, presenting trade-offs, and making decisions.
  • Conduct code reviews to identify correctness issues, security gaps, and opportunities to mentor.
  • Respond to and resolve production incidents, and improve runbooks.
  • Help engineers grow through pairing, thoughtful feedback, and code review, particularly at E3.

Desired Qualifications

  • Web development experience with Angular or React, TypeScript, and HTML/CSS.
  • Hands-on experience building or integrating payment systems such as PSPs, payment rails, or BNPL.
  • On-call experience and comfort with production ownership.
  • Contributions to shared libraries, tooling, or internal platforms.
  • Experience transitioning teams or codebases across technology stacks.
  • Python or Go backend experience.

About the Company

Aplazo

Provides BNPL payments for merchants

Aplazo provides buy-now-pay-later (BNPL) services in Mexico for online and in-store shoppers who often don’t have credit cards. Merchants can offer installment payments at checkout, and Aplazo settles funds to the merchant while the shopper pays in fixed installments. The system uses risk models, including AI-assisted credit decisions, to manage delinquency as it grows across ecommerce and physical retail. The company differentiates itself by targeting Mexico’s largely underbanked market and enabling both online and in-person purchases, supported by data-driven risk tools and a funding-backed expansion. Aplazo aims to become the go-to payment option for everyday purchases in Mexico.

Company size
201-500
Company stage
N/A
Total funding
$102.3M
Headquarters
Mexico City, Mexico
Founded
2020

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