Full-Time

Senior Software Engineer

Problem Setter, India

Posted on 1/29/2026

Karat

Karat

11-50 employees

Tailored influencer credit cards using metrics

No salary listed

Hyderabad, Telangana, India + 2 more

More locations: Pune, Maharashtra, India | Bengaluru, Karnataka, India

Remote

Candidates must reside in Bengaluru, Hyderabad, or Pune; role is 100% remote.

Category
Software Engineering (1)
Requirements
  • 4+ years of post-academic experience as a software engineer with demonstrated ability to program in a common programming language
  • Professional working experience using Cursor, GitHub Copilot, or another agentic artificial intelligence solution for software development
  • Experience working remotely with global teams
  • Fluent, concise English communication skills (verbal and written)
  • Excellent problem-solving skills
  • Experience operating independently with high output and strict deadlines
  • Residents of Bengaluru (Bangalore), Hyderabad, or Pune are eligible to apply; the position is currently restricted to these locations in India
  • Applicants must submit content in English (100% in English)
Responsibilities
  • Use engineering knowledge to produce Karat’s most complex interview content, including the creation of extensive codebases and objective design exercises
  • Partner with Content Designers in the development of new content formats that enable candidates to leverage generative AI during interviews
  • Author new technical interview questions in a variety of subject domains, leveraging modern technology, including generative AI
  • Mentor more junior Content Development Engineers through peer reviews of content developments, ensuring all content is at a consistent standard
  • Integrate feedback and iterate on content based on performance data and feedback from the Content Corrections team
  • Uphold Karat’s interview content standards through peer reviews, mentorship, and feedback integration
Desired Qualifications
  • Experience evaluating candidates
  • Project, product, or program management experience
  • High-growth, quick change startup experience

Karat provides customized credit solutions for social media influencers, including tailored credit cards and instant credit advances. It evaluates creditworthiness using influencers’ social metrics—such as follower counts, engagement, and sponsorship income—rather than traditional credit scores. The company targets a niche market with team and advisors from platforms like Instagram, Goldman Sachs, Twitch, YouTube, and Patreon to apply industry-specific insights. Its goal is to give influencers reliable liquidity and financial flexibility to grow their businesses and manage cash flow.

Company Size

11-50

Company Stage

Series B

Total Funding

$100.7M

Headquarters

San Francisco, California

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Raised $70M in 2023 with Visa partnership to launch creator banking products.
  • Secured $40M Series B on July 20, 2023, led by SignalFire for platform expansion.
  • Launched Creator Studio Discord in 2026 to boost creator monetization and growth.

What critics are saying

  • AxiCard steals market with better rewards and TikTok partnerships within 12 months.
  • CFPB fines Karat $100M+ for predatory social metric underwriting in 12 months.
  • Visa terminates partnership under regulation, collapsing 70% revenue in 18 months.

What makes Karat unique

  • Karat offers credit cards to influencers using social media metrics instead of credit scores.
  • Co-founders Eric from Instagram and Will from Goldman Sachs tailor fintech for creators.
  • Launched Black Card on December 22, 2020, for premium creator financial solutions.

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Benefits

Generous time off

Drive impact

401k matching

Health + wellness

Flexible work environment

Growth & Insights and Company News

Headcount

6 month growth

3%

1 year growth

3%

2 year growth

3%
Karat
Jan 14th, 2025
Creator Bootcamp, TikTok Ban Update, & 2025 Trends

On January 27th, trykarat.com is launching Creator Bootcamp-2 weeks of free workshops with some of your favorite creators and industry experts.

Karat
Dec 31st, 2024
The Playbook for Success on Socials

This year, trykarat.com launched Creator Studio-a free Discord community dedicated to helping creators connect, monetize, and grow.

LA TechWatch
Jul 20th, 2023
The LA TechWatch startup daily funding report: 7/20/2023

Karat Financial, a finance and credit card platform for creators and influencers, has raised $40M in Series B funding led by SignalFire.

Daily Insights News
Jul 20th, 2023
Karat, a startup building financial tools for content creators, raises $70M | TechCrunch - DAILY INSIGHTS

Karat, a startup building financial tools for content creators, raises $70M | TechCrunch - DAILY INSIGHTS.

TechCrunch
Jul 19th, 2023
Karat, a startup building financial tools for content creators, raises $70M | TechCrunch

Karat Financial, a startup offering credit to creators, has raised $70 million in venture capital on the heels of a Visa partnership.

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