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Wells Fargo

Nationwide banking and financial services

Business Banker

Retail & Commercial BankingPosted on Nov 9
Full-timeAustin, TX, USANo salary listed

About the Job

Requirements

  • At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • The Loan Originator position requires meeting Consumer Financial Protection Bureau qualification standards, including applicable financial responsibility, character, general financial fitness, and criminal background standards, as well as ongoing regulatory requirements and any additional screening.

Responsibilities

  • Advise business clients with approximately $500,000 to $2 million in annual sales and offer products and services spanning deposits, credit, treasury management, payments, and digital capabilities.
  • Deliver tailored solutions aligned with clients' business objectives, bank policies, procedures, risk requirements, and a consistent client-centered experience.
  • Acquire new clients and manage and grow an assigned portfolio across the full client journey, from onboarding and relationship development to new-client acquisition.
  • Generate business through targeted prospecting, branch-generated opportunities, networking, referrals, coordinated market outreach, and defined business-development routines; maintain an active pipeline of qualified opportunities.
  • Work within the Business Banker and Relationship Manager partnership model by identifying and referring secured or complex lending opportunities, coordinating customer introductions, and supporting a seamless experience while retaining ownership of the broader relationship.
  • Help clients improve cash flow, liquidity, and overall financial health.
  • Partner with Retail, Treasury Management, Merchant Services, Credit, branch partners, and Relationship Managers to deliver a holistic banking experience.
  • Manage client relationships, recommendations, documentation, and business-development activities in accordance with applicable laws, regulations, policies, procedures, and risk-management requirements.
  • Share knowledge and best practices with peers and partners to support team effectiveness and consistent delivery of business banking solutions.
  • Assess customer needs and refer customers interested in a dwelling-secured product to a SAFE team member. Assist customers without taking an application or offering or negotiating terms of a dwelling-secured transaction.

Desired Qualifications

  • At least 2 years of business banking experience.
  • At least 1 year of experience managing client portfolios and business relationships.
  • Knowledge of business banking and portfolio management.
  • Experience in business lending, credit policies, compliance requirements, and financial products and their application to business client needs.
  • Ability to prospect, network, generate new business opportunities, follow up, manage a pipeline, and conduct business-development activities.
  • Experience using digital banking tools and navigating financial conversations.
  • Ability to understand client needs, make sound decisions, and recommend appropriate financial solutions.
  • Ability to partner closely with peers and business partners to help clients meet client goals.

About the Company

Wells Fargo

Nationwide banking and financial services

Wells Fargo provides banking, investment, and payment services across the United States. Its products include checking and savings accounts, loans, credit cards, wealth management, and payment solutions that work through branches, online and mobile platforms, and an extensive network of branches and ATMs to move money and manage accounts. The bank leverages a long West-to-Midwest footprint and an integrated suite of banking, investment, and payments, reflecting its evolution from 1852 and the 1998 Norwest merger that adopted the Wells Fargo name. Its goal is to help customers manage money, grow wealth, and pay and transfer funds safely and reliably for individuals, small businesses, and institutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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