Application Deadline:

10/30/2026

Address:

100 King Street West

Job Family Group:

Technology

Hybrid Work Model - 2 days/week in Toronto office. This role is not remote/virtual.

About this role:

Creates a visionary AI and Data architecture and contribute to organizational strategy to align business needs with technologies. Leads the creation of the strategic enterprise AI and Data architecture for BMO. Partners with internal stakeholders to define the technology capabilities, principles, standards, and guidelines regarding AI including machine learning and data architecture. Provide expert advice regarding AI and Data architecture in critical programs and initiatives. Validates solution architecture for adherence to defined policies, standards and guidelines including regulatory directives. Partners with broader internal stakeholders to define architectural possibilities and futures. Works with business and development teams to recommend processes or system design enhancements. Ensures that systems are functionally appropriate, technically sound, and well-integrated.

Responsible for:

Define the enterprise technology capability model and develop target and reference architectures, standards, and best practices by leveraging advanced AI and data technologies.
Support technology governance processes, ensuring risk management and compliance for AI and data solutions.
Lead the design of end-to-end AI solution reference architectures, integrating data architecture components such as data pipelines, model training, deployment, and monitoring.
Apply innovative AI, data, and analytics technologies to enterprise platforms, aligning technical solutions with complex business and IT requirements.
Develop and maintain the technical roadmap for enterprise platform capabilities to realize the organization’s AI and data vision.
Support initiatives related to data acquisition, processing, and utilization through the enterprise AI and data platform.
Define infrastructure requirements for AI systems; evaluate and select tools, platforms, and frameworks to ensure scalability, performance, and security.
Serve as a technical thought leader in AI, machine learning, and data architecture, recognized for deep architectural expertise.
Provide strategic advice and guidance to business units on the implementation of AI and data solutions.
Ensure project deliverables align with target state architecture and challenge architectural decisions where necessary to uphold governance standards.
Identify opportunities to enhance data architecture across diverse and complex business functions and processes.
Build and maintain strong relationships with internal stakeholders across enterprise, technology, and business groups to ensure adherence to architecture standards.
Monitor industry trends and emerging technologies to inform strategic decisions and recommend relevant innovations.
Collaborate with business partners to analyze strategy and trends, defining principles and models that guide technology decisions.
Act as a trusted advisor, providing strategic input into business decisions and architectural direction.
Deliver architectural recommendations and presentations to internal stakeholders and senior leadership.
Lead and facilitate the design of technology projects and applications, acting as the primary subject matter expert.
Review technical work and provide mentorship to promote technical development and knowledge sharing.
Create and manage key architecture assets for designated portfolios and business domains.
Ensure robust architecture design and provide guidance to mitigate risks and avoid negative impacts on enterprise technology and budgets.
Identify and address risks in technology solutions that may affect project outcomes, guiding stakeholders toward proactive resolutions.
Participate in system specification reviews to ensure requirements translate into valid software architecture.
Conduct research and proof-of-concept initiatives to evaluate emerging technologies and recommend their application.
Contribute to business case development by providing architectural insights and feasibility assessments.
Promote organizational capability by mentoring, sharing expertise, and building communities of practice.
Stay current with industry trends through professional associations, learning communities, and continuous education.
Provide architectural expertise and domain knowledge to advise senior leaders across the enterprise.
Operate at a strategic level, applying creativity and expertise to solve complex, ambiguous challenges.
Adapt architectural strategies in response to evolving business and technology trends.
Perform additional responsibilities as required to support enterprise goals.

Qualifications:

Bachelor’s or Master’s degree in Computer Science, Data Science, Engineering, or related field.
10+ years of cumulative experience in software development, data engineering, or AI/ML architecture.
Preferred experience with generative AI, LLMs, or reinforcement learning in production environments
Proven experience designing and deploying AI/ML solutions
Strong knowledge of machine learning frameworks (e.g., TensorFlow, PyTorch), cloud platforms (e.g., Azure, AWS, GCP), and MLOps tools.
Preferred certifications in cloud architecture or AI/ML.
Proficiency in Python, SQL, and other relevant programming languages.
Familiarity with data architecture, APIs, and microservices.
Experience with implementing disruptive technologies in an organization;
Experience with Complex & high-volume cloud implementations;
Passion for technology &/or domains;
Possesses knowledge in financial industry business knowledge as well as knowledge of major data consumption use cases in financial services.
Exhibits knowledge of data architecture concepts and practices.
Demonstrates knowledge of architecture frameworks, methodologies, and tools.
Possesses expert communication skills, both written and oral.
Demonstrates solid consulting and client management skills.
Is energetic, personable, and achievement- and outcome-oriented.
Exhibits relationship management and managerial leadership abilities.
Seasoned professional with a combination of education, experience and industry knowledge.

Salary:

$85,500.00 - $185,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

About the company

Bank of Montreal, known as BMO, runs a Canadian bank and a large American bank, serving households and businesses on both sides of the border. Until the Bank of Canada opened in 1935, it acted as the Canadian government's banker. People use its branches and apps for accounts, mortgages, credit cards, and investments, while companies borrow from it and turn to its BMO Capital Markets arm to raise money and trade securities. BMO makes money on the gap between the interest it charges on loans and pays on deposits, plus fees from managing wealth and advising on deals. Bank of Montreal was founded in 1817 as Canada's first bank, and it keeps its legal head office in Montreal and its executive offices in Toronto, Canada.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1817

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Simplify's Take

What believers are saying

Profits are climbing: before one-time items, BMO earned C$2.86 billion in the quarter ending July 2026, up 19%.
Expansion means jobs out West: in March 2026, BMO announced plans for 130-plus new California branches within five years.
Payouts are steady: BMO has paid a dividend every year since 1829, the longest record of any Canadian company.

What critics are saying

Cost cuts reach staff: BMO reported a C$202 million severance charge in February 2026 as headcount fell 678 to 53,035.
The U.S. arm earns less: its 8.6% return on equity trailed BMO's overall 13% in the quarter ending April 2026.
Compliance lapses draw fines: Canada's consumer watchdog fined BMO C$4 million in February 2026 for overcharging 101,091 customers.

What makes Bank of Montreal unique

Business lending comes first: 56% of BMO's loans in April 2026 went to companies and governments, 28% to mortgages.
It is a big American bank too: its U.S. arm ranked 16th in the country by assets in June 2026.
Chicago is its second hub: 81 of BMO's 926 job openings in October 2026 were there, behind only Toronto's 241.

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Benefits

Health Insurance
Tuition Reimbursement
Accident and Life Insurance
401(k) Retirement Plan
Professional Development Budget
Hybrid Work Options

Company News

CodeGoTech

Oct 22nd, 2026

BMO names Tim Cox as US CEO as Darrel Hackett retires nov. 1.

BMO names Tim Cox as US CEO as Darrel Hackett retires nov. 1. BMO taps its U.S. general counsel and chief regulatory officer Tim Cox to lead its American operations as Darrel Hackett steps down November 1. BMO, the Chicago-anchored U.S. arm of Canada's Bank of Montreal, is preparing for a significant leadership transition at the top of its American operations. Tim Cox, the bank's U.S. general counsel and chief regulatory officer, has been named to succeed Darrel Hackett as U.S. chief executive officer, with the handover set to take effect November 1, when Hackett formally retires from the role. The appointment places a lawyer and regulatory specialist at the helm of one of North America's largest cross-border banking institutions at a moment when the regulatory environment for major banks in the United States is anything but settled. From the legal suite to the corner Office. Cox's ascension is notable precisely because of the path he has taken to reach it. Ascending from the dual role of general counsel and chief regulatory officer to the chief executive seat is a relatively uncommon trajectory in major banking, where the top position has historically been populated by career commercial bankers, capital markets veterans, or retail-focused operators. Cox's background positions him as an executive who has spent considerable time navigating the complex intersection of law, compliance, and institutional strategy - experience that carries heightened relevance as United States regulators continue to scrutinize large domestic and foreign-chartered banks on matters ranging from capital adequacy to consumer protection and anti-money-laundering frameworks. In an era when legal and regulatory risk has become as consequential to a bank's bottom line as credit risk or interest rate exposure, elevating a chief regulatory officer to the top post sends a deliberate signal about institutional priorities. BMO's board and senior leadership appear to be betting that deep regulatory fluency will be a strategic advantage as the bank seeks to deepen its U.S. footprint - a presence that expanded substantially following BMO's acquisition of Bank of the West in 2023, a deal that added hundreds of branches across the western United States and dramatically increased the institution's domestic asset base. Hackett's Legacy and the Timing of Departure. Darrel Hackett's retirement brings to a close a tenure that saw BMO's U.S. operations navigate the post-pandemic economic cycle, the integration of a landmark acquisition, and a markedly more volatile interest rate environment than any large bank had encountered in decades. His November 1 departure date provides a clean calendar transition, allowing Cox a full quarter to settle into the role before year-end planning cycles and the bank's fiscal reporting obligations come into focus. The orderly nature of the succession - an internal promotion rather than an external search - also reflects a degree of strategic continuity that investors and counterparties typically read favorably. The source reporting also references Aron Levine in the context of this leadership transition, suggesting that changes at the U.S. leadership level extend beyond the chief executive seat itself. While the precise scope of Levine's role in the reorganization has not been fully detailed in available reporting, his inclusion underscores that this is a broader recalibration of BMO's U.S. management structure rather than a simple one-for-one swap at the top. What the appointment signals for BMO's U.S. Strategy. BMO's U.S. ambitions have been among the most closely watched expansion stories in North American banking over the past several years. The Bank of the West integration placed BMO in direct competition with regional and super-regional banks across California and other high-growth western markets, while simultaneously increasing the complexity of its regulatory obligations under federal and state supervisory frameworks. Managing that complexity - maintaining strong relationships with the Office of the Comptroller of the Currency, the Federal Reserve, and state-level regulators - is precisely the domain in which Cox has built his career. The choice to promote from within the legal and compliance function also reflects a broader industry recognition that regulatory credibility is not a peripheral concern but a core competitive differentiator. Banks that can demonstrate proactive regulatory engagement, robust governance structures, and institutional transparency are increasingly better positioned to pursue acquisitions, expand product lines, and absorb supervisory scrutiny without operational disruption. Cox, having served in the dual capacity of general counsel and chief regulatory officer, is presumed to bring exactly that kind of institutional credibility to the chief executive role. What this means. BMO's decision to elevate Tim Cox from chief regulatory officer to U.S. chief executive officer is more than a routine succession announcement. It represents a considered institutional bet that regulatory expertise and legal acumen are now front-line strategic competencies for a major bank operating in the United States. As Darrel Hackett hands over the reins on November 1, the bank enters a new leadership chapter shaped by compliance-first thinking at the very top of its American hierarchy. For peer institutions watching closely, the message is clear: in the current environment, knowing how to navigate Washington may matter as much as knowing how to grow a loan book. Elena rosato. Italian fintech analyst. Covers EU payment regulation and the Mediterranean banking sector. § Comments Open discussion no account needed

Yahoo Finance

Oct 21st, 2026

BMO names Tim Cox US chief as Darrel Hackett retires, with $1.5T in assets

BMO has named Tim Cox as its next US chief executive, succeeding Darrel Hackett, who retires from the role on November 1. Cox is currently the bank's US general counsel and chief regulatory officer. Hackett, one of the most prominent Black US banking leaders, will become executive vice chair and senior adviser. Cox will join the bank's executive committee, chair the US management committee, and report to chief executive officer Darryl White. The change follows BMO's plan to open 130 branches in California and 15 in Arizona by 2031. The bank, which counts itself as the eighth-largest in North America with $1.5 trillion in assets, expanded on the West Coast by buying Bank of the West in 2023. Cox joined BMO in 2010 and became US general counsel in 2022.

ABF Journal

Oct 21st, 2026

FGI Finance Supports LTP Sports Group with $65MM ABL Facility

LTP Sports Group, a wholesale distributor of bikes, parts and accessories, sought a finance partner that shares its commitment to genuine partnerships and

Stockhouse

Oct 20th, 2026

Evolve Royalties secures $75M BMO credit facility to grow copper royalty portfolio

Evolve Royalties has arranged a revolving credit facility of up to $75 million with BMO. The company, which focuses only on copper royalties, plans to use the money to add royalty and streaming deals. Evolve provides capital to mining companies in exchange for a share of future revenues. This gives it exposure to copper production without mine operating and construction costs. Chief executive officer Joseph de la Plante expects supply to fall short of demand as electric vehicles, data centres and electrification lift consumption, while ageing mines and few new discoveries limit output. His team previously founded Nomad Royalties, which Sandstorm acquired in 2022. Evolve went public in December.

Compliance Week

Oct 15th, 2026

CFPB targets debanking practices after OCC report.

CFPB targets debanking practices after OCC report. President Donald Trump issued an executive order in August 2025 to deter debanking, but a recent report from the Office of the Comptroller of the Currency (OCC) found that the nine largest national banks maintained debanking policies. Now the US Consumer Financial Protection Bureau (CFPB) is taking action against those institutions in one of the few actions it has taken since the start of the current Trump administration. The CFPB announced a new initiative Wednesday to investigate debanking activities. The bureau says it will determine whether the nine banks named in the OCC report - JPMorgan Chase Bank, Bank of America, Citibank, Wells Fargo Bank, U.S. Bank, Capital One, PNC Bank, TD Bank, and BMO Bank - and other institutions violated federal consumer financial laws, and it will take enforcement action if the investigation establishes grounds to do so.

Bank of Montreal

Enterprise Architect - AI and Data

About the job