Commercial Banking Officer 3
Camden National Bank
Commercial Banking Officer 3
Camden National Bank
Full-service community bank offering digital banking
We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities.
We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.
Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.
We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.
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Summary
Examine, evaluate, and authorize or recommend approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real estate loans by performing the following duties. The essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and/or staffing changes. At any point other duties may be assigned.
Essential Duties and Responsibilities include the following.
Analyze potential loan markets to develop prospects for loans. Includes calling on potential or existing customers to develop new business opportunities.
Interview applicants and requests specified information for loan applications.
Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation.
Correspond with or interviews applicant or creditors to resolve questions regarding application information.
Approves loans within specified limits or refer loans to Senior Loan Officer for approval.
Ensure loan agreements are complete and accurate according to policy.
Responsible for the proper handling of OREO, including the maintenance, showing and litigation of such properties.
Collects commercial overdue accounts.
Prepare credit memos.
Represents the Bank at various business, community and social functions.
Supervisory Responsibilities
No supervisory responsibilities
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree (B.A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.
Language Skills
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of the organization.
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills
To perform this job successfully, an individual should have knowledge of accounting software; Contact Management systems; Database software; Internet software; Spreadsheet software and Word Processing software.
We encourage candidates to consult with their Talent Partner throughout the recruiting process to better understand how their experience aligns with the role, as well as details on compensation and our total rewards offerings. The prospective range of pay we will offer to a successful applicant to this position is $135,700.00-$201,700.00, which represents a good faith estimate of what we expect to offer at the time of posting based on the role’s responsibilities, level and location. Actual starting salary will be determined by the Bank in the Bank’s discretion, and shall depend on the applicant’s experience, skills, education, certifications, as well as other relevant business conditions. Final offers will reflect these considerations and may vary accordingly.Pursue a career at Camden National Bank and apply today. We can't wait to hear from you!
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Equal Opportunity Employer
Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.
Full-service community bank offering digital banking
Camden National Bank is a full-service community bank with a network of 73 banking centers in New Hampshire and Maine, offering modern digital banking alongside personalized, local service. It provides standard banking products such as checking and savings, loans, and business banking, accessible through online, mobile, and in-branch interactions, with all deposits insured by the FDIC. The bank differentiates itself through its emphasis on friendly, individualized service and strong local presence, aiming to support individuals, families, and businesses in thriving communities. Its goal is to help customers succeed financially while keeping local communities vibrant and connected.
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