Money Laundering Reporting Officer

Responsibilities

We are looking for an experienced Pakistan-based MLRO to support Binance Pakistan’s growth in the region. The role will be responsible for building and maintaining the local AML/CFT, KYC, sanctions and regulatory compliance framework, with a strong focus on Pakistan’s financial crime regulatory environment and virtual asset requirements set out by the Pakistan Virtual Assets Regulatory Authority (“PVARA”).



• Develop, implement and maintain the Pakistan compliance programme, covering AML/CFT, KYC/CDD, sanctions screening, transaction monitoring, suspicious activity reporting, and regulatory governance.

• Act as the local MLRO/primary financial crime compliance point of contact for the Pakistan entity, including oversight of suspicious transaction identification, escalation and reporting.

• Ensure compliance with applicable Pakistan laws, regulations and regulatory expectations, including AML/CFT requirements, FMU reporting obligations, sanctions requirements, and any PVARA VASP licensing conditions.

• Support the PVARA licensing process or ongoing licence obligations, including preparation of policies, procedures, regulatory submissions, governance documents and responses to regulatory queries.

• Liaise with relevant Pakistani regulatory and law enforcement stakeholders and competent authorities.

• Conduct enterprise-wide and product-level AML/CFT risk assessments, identifying control gaps and recommending practical remediation plans.

• Work closely with global and regional compliance, legal, investigations, sanctions, onboarding and product teams to ensure Pakistan requirements are properly embedded into Binance’s global control framework.

• Provide compliance advice on new products, customer onboarding, transaction monitoring, local partnerships and operational changes impacting the Pakistan business.

• Deliver training to local staff on AML/CFT, sanctions, KYC, suspicious activity reporting, regulatory expectations and compliance culture.

• Drive continuous improvement of the local compliance framework, ensuring it remains effective, scalable and suitable for a fast-moving fintech / virtual assets environment.

 
 

Requirements

• Bachelor’s degree in Law, Finance, Business, Accounting, Engineering or a related discipline.

• Minimum 5 years’ experience in AML/CFT, compliance, financial crime, regulatory affairs or MLRO-type roles, ideally within Pakistan’s financial services, fintech, payments, banking, brokerage, EMI, crypto or virtual assets sector.

• Strong understanding of Pakistan’s AML/CFT framework, including KYC/CDD, STR/CTR reporting, sanctions compliance, transaction monitoring and regulatory engagement.

• Familiarity with Pakistani regulators and authorities, including relevant law enforcement or supervisory bodies.

• Experience supporting licensing, regulatory inspections, audits, policy development or compliance programme implementation.

• Prior experience in a start-up, fintech, payments, digital assets, crypto, or high-growth technology business is strongly preferred.

• Strong stakeholder management skills, with the ability to work effectively with regulators, senior management, global teams and cross-functional stakeholders.

• Excellent written and verbal communication skills, with the ability to explain complex regulatory and financial crime matters clearly and practically.

• Strong analytical and problem-solving skills, with a hands-on approach to identifying, managing and remediating compliance risks.

• Professional certifications such as CAMS, ICA, ACAMS, CFE or equivalent would be an advantage.