Financial Planning Associate - Wealth Management

Job Description:

At HTK, you are part of a larger team at 1847Financial, Penn Mutual's most closely aligned distribution channel.

The Financial Planning Associate (Internal Title: Client Strategies Associate) supports the development and delivery of holistic financial planning strategies for clients of financial professionals. This role analyzes client financial information, prepares planning scenarios and reports, and partners with financial professionals and senior planning specialists to identify planning opportunities across retirement, investments, insurance, estate planning, tax considerations, cash flow, and risk management.

This role is an important contributor to the financial planning process and will continue to develop technical planning expertise and client-facing capabilities. As experience grows, the associate will take on greater responsibility in evaluating planning opportunities, contributing to recommendations, and participating in advisor and client presentations.

The ideal candidate brings foundational financial planning experience, strong analytical and communication skills, attention to detail, and a desire to grow within the financial planning profession.

Key Responsibilities

• Analyze client financial information and support the development of comprehensive financial plans addressing retirement, investments, insurance, estate planning, tax considerations, cash flow, education funding, and risk management.
• Prepare financial planning analyses, scenarios, reports, and illustrations to help financial professionals evaluate client needs, planning alternatives, and potential opportunities.
• Identify financial planning considerations and opportunities that may require additional analysis or review by senior planning specialists and financial professionals.
• Assist in developing financial planning recommendations and client-facing materials that translate complex financial information into clear, actionable planning strategies.
• Participate in planning meetings with financial professionals and, as experience develops, contribute to client discussions and presentations of planning observations and recommendations.
• Gather and evaluate client financial information, including income, expenses, assets, liabilities, insurance coverage, investment holdings, tax information, and estate planning documents, to support accurate and comprehensive planning.
• Leverage financial planning platforms such as eMoney, RightCapital, and MoneyGuidePro to model client scenarios, support plan development, and maintain current planning information.
• Partner with financial professionals, support teams, and clients to resolve information gaps and ensure financial plans are based on complete and accurate information.
• Research financial planning concepts, industry trends, products, and planning strategies to support evolving advisor and client needs.
• Maintain appropriate planning records and documentation to support compliance, service standards, and continuity of client relationships.
• Provide responsive, professional service while maintaining confidentiality and safeguarding sensitive client information.
• Integrate AI solutions into team workflows to streamline processes and enhance productivity.
• Promote effective adoption of AI tools by sharing best practices and providing informal guidance to team members.
• Communicate the benefits and limitations of AI applications and identify resources that support continued team learning.

Skills and Abilities

• Foundational knowledge of financial planning concepts with a desire to continue developing technical planning expertise.
• Strong analytical and problem-solving skills with the ability to interpret financial information and identify relevant planning considerations.
• Ability to translate financial information and planning concepts into clear, understandable insights.
• Strong verbal and written communication skills, with the ability and interest to develop toward greater client-facing responsibility.
• Excellent organizational skills and attention to detail.
• Ability to manage multiple planning assignments and deadlines in a fast-paced environment.
• Collaborative approach and ability to partner effectively with financial professionals, senior planning specialists, support teams, and internal partners.
• Strong client-service orientation and commitment to delivering high-quality work.
• Coachable, adaptable, and motivated to develop financial planning knowledge and capabilities.
• High degree of professionalism, discretion, and confidentiality.
• Experience using AI or digital tools to improve work processes and productivity.
• Ability to communicate the benefits of technology and AI tools to non-technical audiences.
• Demonstrated critical thinking and problem-solving skills when evaluating or improving workflows.

Required Qualifications

• Bachelor's degree in financial planning, finance, economics, business, accounting, or a related field.
• Minimum of 2 years of experience in financial services, wealth management, financial planning, paraplanning, advisory support, or a related role, with exposure to financial planning concepts and processes.
• CFP certification preferred, or actively pursuing the CFP designation. Additional financial planning designations are a plus.
• Active Series 6 or Series 7 license, along with Series 63 and 65 or Series 66, or the ability to obtain required licenses within an established timeframe.
• Experience using financial planning software, including eMoney, RightCapital, MoneyGuidePro, or similar platforms.
• Demonstrated ability to analyze financial information, produce accurate work, manage priorities effectively, and communicate professionally with financial professionals and clients.
  

Base Salary Range: $70,000 - $80,000 annually.

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For over 175 years, Penn Mutual has empowered individuals, families and businesses on the journey to achieve their financial goals. Through our partnership with Financial Professionals across the U.S., we help instill the confidence and reliability that comes from a stronger financial future. Penn Mutual and its affiliates offer a comprehensive suite of competitive products and services to meet the unique needs of Financial Professionals and their clients, including life insurance, annuities, wealth management and institutional asset management. To learn more, including current financial strength ratings, visitwww.pennmutual.com.

Penn Mutual is committed toEqual Employment Opportunity(EEO). We provide employment and advancement opportunities to all qualified applicants and associates, according to applicable laws. This is reflected in our practices for hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment, compensation, selection or training, and all other terms and conditions of employment. All employment-related decisions and practices are free from unlawful discrimination. This includes: race, creed, color, national origin, ancestry, citizenship age, gender (including pregnancy), sexual orientation, gender identity or expression, domestic partnership or civil union status, marital status, genetic information, disability, religious observance or practice, liability, veteran status or any other classification protected under applicable law.