Full-Time

Assistant Vice President

Property Underwriting

Posted on 11/30/2025

Deadline 12/5/25
EMC Insurance

EMC Insurance

1,001-5,000 employees

Provides property/casualty insurance and reinsurance

Compensation Overview

$138.3k - $218.6k/yr

Remote in USA

Remote

Category
Finance & Banking (1)
Requirements
  • Bachelor’s degree, preferably in an insurance or business-related field, or equivalent relevant experience
  • Ten years of commercial property underwriting experience in progressively responsible roles
  • Prior leadership experience
  • Proficiency with computer software and Microsoft Office Suite
  • Occasional travel; valid driver’s license with an acceptable motor vehicle report per company standards will be required
Responsibilities
  • Leads the strategic direction, ownership, and execution of the overall underwriting operational strategy for the property portfolio at enterprise level.
  • Oversees the development of the company’s property underwriting philosophy, policy, forms, products and programs and directs communication in corporate office and to branch office staff.
  • Analyzes the performance of EMC’s existing book of business on monthly and quarterly basis and proactively provides strategic recommendations for improvement, expansion, or discontinuance to executive management.
  • Creates strategic and operational objectives with impact on underwriting results in support of corporate plans.
  • Ensures the achievement of continued profitability, growth and operational efficiency for property lines of business through development of risk appetite, assessment of risk exposures and controls, and emerging risk issues for the department and the company as a whole.
  • Directs the development and implementation of strategic and operational company objectives to help achieve company's growth and profitability goals.
  • Leads and managers enterprise-wide operational consistency, integrity and oversight of property lines of business.
  • Builds culture and develops team members while overseeing corporate property underwriting team.
  • Develops team expertise and completes succession planning, including identifying talent and implementing development plans for critical positions.
  • Fosters an environment of collaboration within the department and with other departments and profit centers.
  • Acts as a strategic partner to branch offices on property related matters.
  • Ensures that the team responds timely and collaborates closely with branch offices on underwriting philosophy, authorizations, facultative reinsurance needs, etc.
  • Provides overall direction for underwriting authority delegation and recommends changes to property authority levels when warranted.
  • Provides guidance and direction to the team in the development of underwriting and training tools at branch and enterprise level.
Desired Qualifications
  • Advanced degree, such as MBA, preferred
  • Insurance certifications such as CPCU, ARM, AU, or CIC

EMC Insurance Companies provides property and casualty insurance products and services for businesses, along with reinsurance. It underwrites commercial policies and offers loss control, bonds, surety, and fidelity coverage, serving clients in over 40 states, with international risk written on a reinsurance basis. EMC Re offers facultative and treaty reinsurance to other insurers. Its goal is to simplify insurance transactions for clients while delivering comprehensive risk coverage and supporting other insurers through reinsurance partnerships.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Des Moines, Iowa

Founded

1911

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 restructuring strengthens core operations and enhances agent experience platform.
  • New SVP CHRO Matt Spackman drives talent management and organizational growth.
  • Reinsurance division EMC Re expands treaty and facultative capacity for providers.

What critics are saying

  • Catastrophe losses from 2025 Midwest storms eroding capital reserves significantly.
  • Progressive Commercial's AI underwriting captures 15% of EMC's small business segment.
  • Employers Mutual Casualty pursues hostile takeover post-weak Q4 2025 earnings.

What makes EMC Insurance unique

  • Mutual parent structure insulates EMC from hostile takeovers and founder dilution pressures.
  • EMC Re provides facultative and treaty reinsurance across 40+ states nationwide.
  • Consolidated 17 branches into 10 regions by 2025 for operational efficiency gains.

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Benefits

Remote Work Options

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