Valu is a financial technology company in Egypt focused on consumer finance and BNPL. It lets customers buy goods and services and pay in installments up to 60 months, often with little or no down payment, through a network of 6,000+ retailers and 1,500+ websites/apps. Beyond BNPL, Valu offers an ecosystem including the AZ Valu investment fund, Sha2labaz instant cash, savings tools, Ulter financing for high-value items, plus prepaid and co-branded Visa cards. Founded in 2017 under EFG Holding and listed on the Egyptian Exchange in 2025 with Amazon taking a stake, Valu aims to expand financial inclusion by simplifying access to credit while remaining profitable and leading Egypt’s consumer finance market.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Sixth of October City, Egypt
Founded
2017
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