ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Risk and Fraud systems are a fundamental component of EarnIn’s success. We manage systems that provide real-time feedback to prevent fraud and facilitate the ability to investigate the mountains of information we have to gain insights into business operations.

We are looking for an experienced, collaborative, and resourceful staff-level engineer to join our backend teams. As a staff engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend risk-focused services. The US base salary range for this full-time position is $206,600 - $308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This is a remote-friendly role with a preference for hybrid in our Palo Alto HQ. 

WHAT YOU’LL DO

• Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code.
• Make a meaningful impact in the lives of our community members.
• Create and maintain test automation to enable continuous integration and development velocity 
• Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies.
• Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.
• Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
• Participate in hiring and onboarding for new team members.
• Lead cross-team engineering initiatives working with other teams including data science, design, product, marketing and analytics 
• Debug production issues across our services infrastructure and multiple levels of our stack
• Work with distributed systems and care passionately about producing high-quality designs and code

WHAT WE’RE LOOKING FOR

• 7+ years of delivering value through software in a collaborative environment. 
• Expertise in trade-off analysis for distributed architectures.
• Proficient in at least one modern programming language, and the ability to understand more than one - we currently work in C#, Kotlin and Python
• Hands-on experience working with SQL databases - NoSQL is a plus
• Experience with continuous integration and delivery tools
• Experience in developing and executing functional and integration test
• Excellent written and verbal communication skills.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.