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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Advisor Trainee

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLima, PeruNo salary listedIn-person

About the Job

Responsibilities

  • Receive and recount cash supplied by the vault before operations begin, and balance and count cash at the end of the day.
  • Support filing office documentation and sending it to the central archive.
  • Receive cash and serve customers according to bank procedures and regulations for deposits and withdrawals, account credits and debits, check and service payments, loan payments, foreign-exchange transactions, transfers, remittances, opening personal accounts, and sales of specified insurance products.
  • Identify customers when processing transactions.
  • Retain counterfeit banknotes detected during transactions.
  • Report cash surpluses exceeding operating limits or cash shortages to the Office Sub-Manager.
  • Offer and/or contract financial products such as cards, loans, installment cash products, subrogated products, or other products in the assigned incentive portfolio.
  • Keep customer database information accurate and current.
  • Plan commercial activities using available tools and coordinate with the Office Manager and Sub-Manager to meet product, service, and migration targets.
  • Use customer-service interactions at the counter or in the branch to market products and services and update and maintain customer data.
  • Conduct ongoing cross-selling of complementary products when appropriate.
  • Understand customers and their needs using available tools.
  • Provide comprehensive customer service, maintain service quality, and educate and assist customers in using digital and alternative channels.
  • Resolve incidents and complaints responsibly, with a focus on service quality and timely response.
  • Identify dissatisfied customers or customers intending to end their relationship with the bank and offer suitable alternatives to support retention while providing value.
  • Monitor customers' current and overdue risk and plan and carry out necessary recovery and risk-management actions.
  • Follow up on the PPG objectives and assigned activities and make necessary corrections and adjustments in coordination with the Office Manager.
  • Attend assigned meetings and share relevant findings from customer management, including information about customer characteristics and needs.
  • Evaluate and analyze credit transactions and submit them to the appropriate approval levels.
  • Open all types of accounts requested by customers.
  • Inform, pre-qualify, and issue credit and debit cards within delegated authority; assign, cancel, or block debit and credit cards.
  • Enroll, maintain, and cancel direct debit arrangements.
  • Control batch transactions to ensure processes are completed, such as cancelling cards before settlement dates.
  • Update and properly archive customer documentation.
  • Perform other duties assigned by the manager in response to business needs.
  • Sell card-protection insurance, multiple insurance, and insurance withdrawal products to customers.
  • Conduct commercial activities and campaigns for non-personalized customer segments and optional branch customers not assigned to a portfolio.
  • Receive, count, check, enter, and report cash remittances together with the Office Sub-Manager under dual control.
  • Participate in and perform the office accounting reconciliation with the Office Sub-Manager.
  • Inform, issue, cancel, and duplicate debit cards within delegated authority and with the customer's in-person consent.
  • Consult and record customer information related to anti-money-laundering activities.
  • Support the Sub-Manager and/or AS1 with cash replenishment for ATMs.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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