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Cerved

Business intelligence and credit risk analytics

Financial Analyst - Finanza Agevolata

Full-Time
€30k - €45k/yr
Mid
Bachelor's
San Donato Milanese, Italy+2 moreMore locations: Bologna, Metropolitan City of Bologna, Italy | Turin, Metropolitan City of Turin, Italy
HybridHybrid work is available from San Donato Milanese, Turin, or Bologna.
Finance & BankingCorporate Finance & FP&A

About the job

Requirements
  • A degree in Economics, Finance, Law, or a related discipline is required.
  • At least approximately three years of consolidated experience in subsidized finance is required.
  • Solid knowledge of sector regulations and principal subsidized-finance instruments, including public guarantees, regional and national calls for proposals, grants, and incentives is required.
  • Experience using the principal platforms dedicated to managing subsidized-finance instruments is required.
  • Strong analytical and organizational abilities are required to manage complex activities and multiple deadlines.
  • The ability to interact effectively with different stakeholders, including companies, public entities, banks, auditors, and project partners, is required.
  • Autonomy in managing complex applications and a strong problem-solving orientation are required.
  • Excellent proficiency in Microsoft Office is required.
  • Precision, reliability, attention to detail, and the ability to maintain an overview of processes are required.
  • Good written and spoken English is required.
Responsibilities
  • Analyze and interpret decrees, calls for proposals, and guidelines, identifying applicable requirements, constraints, and obligations for different subsidized-finance instruments.
  • Conduct in-depth analyses of companies' financial statements and economic and financial situations, independently assessing application eligibility.
  • Manage the most complex or significant subsidized-finance applications end to end, ensuring quality, accuracy, and compliance with regulatory deadlines.
  • Maintain relationships with client companies, public entities, banks, auditors, and project partners, effectively handling requests, investigations, and critical situations.
  • Supervise the correct uploading and updating of information on dedicated platforms, ensuring completeness, consistency, and traceability.
  • Support verification and inspection activities by competent authorities by preparing the necessary documentation and providing technical and specialist support.
  • Collaborate with the various business functions involved in the process, contributing to continuous improvement in operational efficiency and regulatory compliance.
Desired Qualifications
  • Experience supporting or mentoring junior staff is preferred.
  • Participation in inspections by competent entities or authorities is preferred.
  • Experience in banking, consulting firms, or organizations specializing in subsidized finance is preferred.

About the company

Cerved is an Italian business intelligence and data analytics company helping organizations make informed financial, commercial, and credit decisions. Its services span credit and business ratings, fraud and compliance risk, lending decision support, credit management, and real estate valuation for SMEs, enterprises, and financial institutions. What sets Cerved apart is its blend of proprietary data, ratings expertise, and consulting built over decades in the Italian market. The goal is to help clients pursue sustainable, well-informed growth.

Company Size

N/A

Company Stage

IPO

Headquarters

San Donato Milanese, Italy

Founded

1974

Simplify Jobs

Simplify's Take

What believers are saying

  • Cerved expects 2026 revenue recovery from Atoka and improved pricing across April-December.
  • July 2026 forecasts show Italian corporate revenues stabilizing, supporting demand for Cerved analytics.
  • Cost cuts lifted 2025 EBITDA margins to 41.8%, preserving cash during transition.

What critics are saying

  • S&P cut Cerved outlook negative on July 8, 2026 after 14% Q1 revenue decline.
  • Union strikes on March 25 and February 2, 2026 signal worsening labor relations and exits.
  • Without sustained recovery, 2029 refinancing becomes difficult on a stand-alone basis, threatening independence.

What makes Cerved unique

  • ION-backed Atoka launched in 2026, bundling AI sales intelligence with Cerved distribution.
  • Cerved retains Italian IP rights while ION funds modernization and global commercialization.
  • Cerved Industry Forecast covers 750,000 companies, giving unmatched Italian credit and sector coverage.

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Benefits

  • Hybrid Work Options