T

Tilt Finance

Subscription-based fintech for budgeting and credit

Head of Engineering - Nira

Full-Time
No salary listed
Expert
Bengaluru, Karnataka, India
HybridHybrid work in Bengaluru, India.
Engineering ManagementEngineering Leadership

About the job

Requirements
  • At least 7 years of engineering experience, including at least 3 years of management experience.
  • Experience leading teams in startup or scaling environments.
  • A strong track record of improving engineering standards and delivery.
  • Ability to operate across product, infrastructure, and data.
Responsibilities
  • Own and execute the engineering roadmap across NIRA.
  • Raise the bar on engineering practices, including continuous integration and delivery, testing, reliability, and observability.
  • Lead and grow a high-performing team of engineers.
  • Drive technical decisions that balance speed, quality, and scalability.
  • Partner cross-functionally with Product, Data Science, Credit, and Marketing to deliver business outcomes.
Desired Qualifications
  • Clear communication and a bias for action.

About the company

Tilt Finance offers a subscription-based personal finance platform that helps users manage money, monitor credit, and save. It provides budgeting tools, customizable payment plans, and credit score tracking, and reports timely payments to credit bureaus to help build credit (with negative reporting possible for missed payments). A Thrive Line of Credit is available subject to approval and uses a soft credit inquiry that doesn’t affect scores. The company generates revenue from an $8 monthly fee after a 14-day free trial, aiming to support beginners in improving financial health over time.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$174.5M

Headquarters

San Francisco, California

Founded

2012

Get referred to Tilt Finance

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Tilt acquired Blipay in July 2026, adding six million Brazilian users instantly.
  • Brazil's Pix reaches 90% of consumers, accelerating Tilt's distribution and repayment.
  • Tilt says it achieved profitability in 2022, supporting expansion into new markets.

What critics are saying

  • Labaton claims Tilt misclassified advances and hid costs; arbitration continues through 2026.
  • Brazil integration after Blipay's July 2026 purchase creates execution risk and regulatory friction.
  • Tilt depends on partners FinWise and WebBank; partner changes could cripple lending.

What makes Tilt Finance unique

  • Tilt uses cash-flow underwriting, not FICO, across cards, advances, and lines.
  • Tilt operates in five markets after Brazil, Mexico, Philippines, India, and the U.S.
  • Tilt combines consumer tools with banking partners FinWise, WebBank, and nbkc bank.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Remote Work Options
  • Home Office Stipend
  • Company Equity
  • Health Insurance
  • Paid Holidays
  • Performance Bonus

Growth & Insights and Company News

6 month growth

-1%

1 year growth

-1%

2 year growth

0%
PR Newswire
Jul 1st, 2026
Tilt acquires Brazilian salary-advance lender Blipay, adding 6M users in Latin America's largest credit market

Tilt, a US-based cash flow underwriting company, has acquired Blipay, a Brazilian salary-advance lender with over 6 million registered users. The deal marks Tilt's fourth international market entry, following Mexico, the Philippines and India. Blipay uses open banking data and Brazil's Pix instant payment system to extend credit to underserved consumers. This aligns with Tilt's approach of using real-time cash flow and alternative data rather than traditional credit scores, providing liquidity access to three in four consumers. The acquisition positions Tilt in Latin America's largest consumer credit market, where roughly 100 million people are underserved by traditional banks. Tilt achieved profitability in 2022 and has successfully replicated its international playbook across multiple markets.

Coverager
Jan 5th, 2025
Allianz Life Partners With Empower To Offer Lifetime Income Annuity

Allianz Life <i class="fa fa-info-circle company-popover" data-content="h3Allianz Life/h3. div. table

Coverager
Apr 9th, 2024
Empower To Acquire Petal

Financial technology company. Empower <i class="fa fa-info-circle company-popover" data-content="h3Empower/h3. div

Finextra
Apr 9th, 2024
Credit fintech Petal agrees sale to Empower

Empower Finance has agreed to buy US credit fintech Petal and closed the acquisition of Philippines-based Cashalo.

PR Newswire
Apr 9th, 2024
Empower Signs Definitive Agreement to Acquire Petal, and Completes Acquisition of Cashalo, to Accelerate Access to Fair Credit for Underserved Consumers

/PRNewswire/ -- Empower Finance, Inc. has entered into a definitive agreement to acquire Petal, a consumer credit card and financial technology company...