Full-Time
Online banking platform offering fee-free services
$68.5k - $93.2k/yr
Junior, Mid
San Francisco, CA, USA
Hybrid work policy with in-office days required.
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Chime provides online banking services without physical branches, focusing on a fee-free experience for its customers. It partners with The Bancorp Bank, N.A. and Stride Bank, N.A. to offer a debit card and various financial services. Key features include SpotMe, which allows users to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days early. Chime does not charge monthly fees, minimum balance fees, or foreign transaction fees, and offers access to over 60,000 fee-free ATMs. Additionally, it provides a secured credit card that helps users build their credit without a credit check, and a savings account with a competitive 2.00% APY. Chime differentiates itself from traditional banks by operating entirely online and focusing on user-friendly financial management tools. The company's goal is to simplify banking and help customers manage their finances effectively.
Company Size
1,001-5,000
Company Stage
Series G
Total Funding
$2B
Headquarters
San Francisco, California
Founded
2012
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Competitive salary based on experience
401k match plus the usual medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Take Care of Yourself Days
Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
Several technology and FinTech companies reportedly paused their activities related to initial public offerings (IPOs) amid the stock market fall and investor uncertainty caused by the President Donald Trump administration’s announcement of tariffs. Five companies that were in various stages of their IPO-related plans are temporarily halting or rethinking them, The Wall Street Journal (WSJ) reported Friday (April 4), citing unnamed sources. Buy now, pay later (BNPL) provider Klarna and ticketing marketplace StubHub, which had both planned to start their IPO roadshows next week, have postponed those events, according to the report
Block’s Cash App is reportedly making progress in its efforts to offer banking services to customers who mostly use the app to make payments. The number of the app’s users who have their paychecks directly deposited into their Cash App account rose by 25% year over year to reach 2.5 million in December, Bloomberg reported Thursday (April 3). This is a key metric because those who have set up direct deposit are most likely to use the company’s other banking services, according to the report
On March 31, 2025, Chime introduced Chime+, a premium membership tier with various new features in a redesigned app, alongside the launch of Chime Workplace, a financial wellness suite under its Chime Enterprise division.
Mobile banking app Chime launched a premium membership program alongside several new features.Chime+ is available exclusively to members who direct deposit, the company said in a Monday (March 31) news release. Benefits include a 3.75% APY savings rate, exclusive merchant deals and priority customer support.“In addition to Chime+, Chime is also rolling out a redesigned app experience that features a variety of new, smarter tools to help all members manage money, build credit and save with confidence…,” the release said.Members can build credit on purchases from the day they open an account, rather than needing to direct deposit via Chime, per the release. In addition, Chime’s app now allows members to see FICO tracking and view the factors affecting their credit scores.“With today’s launches, we’re making it even easier for our members to manage their money and grow their credit,” Chime Chief Product Officer Madhu Muthukumar said in the release.The company is also debuting Chime Workplace, a suite of financial wellness services, according to a separate Monday news release. This gives employees access to Chime products that help with income management, savings, credit, and loyalty and rewards.Earlier this month, Chime introduced Instant Loans, which lets pre-approved members who receive direct deposits to their Chime Checking Accounts access three-month installment loans of up to $500.In other mobile banking news, PYMNTS last week examined efforts by credit unions (CUs) to update their banking apps in a conversation with David Durovy, senior vice president of transformation at i2c.“We’re in a mobile-first and mobile-native world, and we have to be transacting there,” Durovy said. “But that’s one of the key areas where even today, a large number of credit unions still haven’t been provided the capabilities from their existing partners to be able to get there.”Due to those limitations, CUs cannot fully capitalize on one of their competitive differentiations: the close knowledge of the markets they serve. To fully digitize, CUs must deliver new capabilities, new services and new ways of interacting
Mobile banking app Chime launched a premium membership program alongside several new features.