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One Park Financial

Provides working capital for small businesses

VP of Credit & Business Intelligence

Risk ManagementConfirmed live in the last 24 hours
Full-timeMiami, FL, USANo salary listedIn-person

About the Job

Requirements

  • The candidate must have 8–10 years of credit and/or analytics experience at fintechs or credit institutions.
  • The candidate must have deep knowledge of underwriting using bank and cash-flow analysis, bureau and alternative data, with a focus on unsecured credit risk.
  • The candidate must have at least five years of experience leading data science, analytics, or risk policy teams and scaling analytics functions at a growing organization.
  • The candidate must have a proven track record of implementing business intelligence-based optimization strategies, including reporting and alerting, with profit-and-loss impact.
  • The candidate must be fluent in SQL and Python or R, and have experience with business intelligence tools such as Power BI or Tableau and cloud data platforms such as Snowflake, AWS, or Databricks.
  • A bachelor's degree in a quantitative field is required.

Responsibilities

  • Own Credit Policy and Analytics across credit origination, account management, portfolio monitoring, collections, and loss and growth forecasting.
  • Lead the development, validation, and implementation of advanced artificial intelligence and machine learning models and strategies to expand small-business access to finance while managing risk.
  • Develop and maintain key portfolio key performance indicators and periodic analyses to identify risk and growth opportunities.
  • Support effective challenge of Business Operations through data- and data-science-based business intelligence practices.
  • Partner with Product, Engineering, and Operations to productionize strategies in decision engines while ensuring data quality, monitoring, and controls.
  • Use Open Banking (Plaid), commercial and personal credit, business identity, fraud, and validation sources to evaluate improvements to credit strategy and merchant experience.
  • Identify opportunities to reshape user flows, reduce customer friction, and optimize the credit funnel.
  • Manage analytics infrastructure needs to proactively highlight issues for organizational attention and prioritization.
  • Manage executive discussions on analytics prioritization for pressing business needs.
  • Coach, mentor, and develop the Analytics team to become effective Credit and Business Intelligence champions and credit policy owners.

Desired Qualifications

  • At least three years of direct merchant or small- and medium-sized business risk experience is preferred.
  • Advanced master's or PhD qualifications are a plus.

About the Company

One Park Financial

Provides working capital for small businesses

One Park Financial provides working capital for small and mid-sized businesses. By drawing on direct experience with entrepreneurs, they help owners access funding options that fit their needs, enabling growth and operations. Their products are designed to supply working capital through funding options tailored to SMBs, rather than a one-size-fits-all loan. The company differentiates itself through a deep understanding of small business challenges, a focus on community impact, and recognition as a Top Workplace for several years, underscoring a people-first approach. The goal is to help small business owners succeed on their own terms by giving them affordable, accessible capital to support their initiatives and contribute to local economies.

Company size
51-200
Company stage
Not listed
Total funding
Not listed
Headquarters
Miami, FL
Founded
2010

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