Full-Time

Vice President

Product Management, Growth

Confirmed live in the last 24 hours

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech
Financial Services

Compensation Overview

$328.5k - $401.5kAnnually

Senior, Expert

Palo Alto, CA, USA

Requires a minimum of 3 days a week in the office, with potential for full-time in-person presence.

Category
Growth Marketing
Product Management
Product
Growth & Marketing
Required Skills
Product Management
Marketing
Data Analysis
Requirements
  • 10+ years of hands-on experience in product management experience with a strong product sense developed by shipping delightful & innovative consumer products
  • 10+ years of experience managing all product aspects for a consumer-facing software product, preferably in an online environment with transactional customer interactions.
  • 5+ years of people management experience building and leading teams
  • 3+ years of experience leading a growth function
  • Strong analytical skills in leveraging data to drive product decisions and improve metrics
  • Deep user empathy and experience building products based on user needs
  • Excellent written and verbal communication skills
  • Experience with a culture of rapid experimentation to accelerate learning and iteration
  • Ability to influence and build alignment between different teams and functions to execute your roadmap and deliver against goals successfully
  • Ability to think outside the box to solve complex problems with creative ideas
Responsibilities
  • Create the vision and roadmap for Growth
  • Hire and manage a team that will drive the work to execute this vision
  • Define the customer experience for discovery and onboarding.
  • Partner with Design, Research, Engineering, and Marketing to expose experiences our customers love and value.
  • Drive a fast-paced environment using data and experiments to achieve our goals.
  • Drive effective teamwork, communication, collaboration, and commitment across multiple groups with competing priorities
  • Scale and accelerate overall company MAU growth.

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings without incurring any fees or interest, making it a convenient option for those needing quick funds for emergencies or daily expenses. The app features a "Balance Shield" that helps users maintain their bank account balance by automatically depositing money if it falls below a certain level. Unlike traditional financial institutions, Earnin operates on a unique model where users voluntarily contribute what they feel is fair for the service, fostering a community-driven approach. This model encourages users to support one another, creating a more equitable financial system. Additionally, Earnin includes a "Tip Jar" feature for users to set savings goals, all while ensuring data security through encryption.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

8%

1 year growth

22%

2 year growth

66%
Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin has facilitated over $15 billion in earned wages, demonstrating significant user trust and market penetration.
  • Recognition through awards like the Best Payments App and Globee CEO World Awards highlights Earnin's industry leadership and innovation.
  • Strategic hires in legal and cybersecurity positions strengthen Earnin's compliance and data security, crucial for maintaining user trust and regulatory adherence.

What critics are saying

  • Past legal issues, such as the 2019 class action lawsuit for deceitful lending practices, could impact Earnin's reputation and user trust.
  • The voluntary contribution model may not be sustainable long-term if users opt to pay little or nothing for the service.

What makes EarnIn unique

  • Earnin's no-fee, no-interest model for accessing earned wages sets it apart from traditional financial institutions that rely on mandatory fees and interest charges.
  • The community-driven 'pay it forward' approach fosters a sense of mutual support and financial fairness, unlike competitors who do not emphasize community contributions.
  • Earnin's Balance Shield and Tip Jar features provide additional financial security and savings options, enhancing user experience beyond simple wage access.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.