Portfolio Analyst
Zions Bank
Portfolio Analyst
Zions Bank
Offers retail and commercial banking services
At Amegy Bank, everyone counts! Your contributions are valued, and everyone is given the opportunity to grow in their career. We’re committed to doing the very best for our customers, our communities, and our employees.
We are looking for a Portfolio Analyst to join the Homebuilder CRE team in The Woodlands, TX.
Ideal candidates will have the skills and experience necessary to\:
Exercise independent judgment in servicing and portfolio administration matters, making decisions within established bank policies, procedures, and delegated authority including\:
Builder Loan Takedowns, Conversions & Modifications\: Coordinate with the closing department, legal counsel, and title companies to facilitate new builder takedowns, loan conversions, and modifications from inception through closing.
Borrowing Base Reconciliation & Reporting\: Reconcile borrowing bases monthly by clearing paid-off loans, updating stages of completion, and maintaining accurate archival records.
Appraisal & Flood Insurance Management\: Order, review, and track appraisals and flood insurance coverage to ensure compliance with lending requirements.
Inspection Administration\: Coordinate inspections, generate reports, update monitoring spreadsheets, manage third-party vendor requests, and process related invoices.
Draws, Payoffs & Lien Releases\: Process and monitor construction draws, loan payoffs, and lien releases in a timely and accurate manner.
Advances & Wire Processing\: Review, process, and coordinate funding advances and wire transfers to support client and lending needs.
Loan Statement Administration\: Generate and distribute monthly builder loan statements and respond to related inquiries and monitor monthly interest payments and outstanding loan-related fees, proactively contacting borrowers to resolve past-due items and maintain portfolio performance.
Portfolio Covenant Monitoring & Compliance\: Request financial covenant information, identify and resolve exceptions, and maintain departmental compliance tracking.
Fee Reporting & Reconciliation\: Prepare and update departmental fee reports to ensure accurate revenue tracking and reporting.
Department Activity Tracking\: Maintain department tracking reports by recording new loan activity, milestones, and status updates and conduct periodic quality control reviews of departmental reports to ensure completeness, accuracy, and data integrity.
Administrative & Operational Support\: Perform ongoing administrative duties and provide operational support to ensure efficient department workflow.
Qualifications\:
Requires a Bachelor’s degree or 2+ years of directly related experience.A combination of education and experience may meet requirements.
Basic knowledge of loan documentation, administration, and policies/procedures.
Must be familiar with reading, understanding, and analyzing financial statements.
Strong analytical skills and attention to detail.
Ability to identify and resolve exceptions and interpret data.
Effective verbal, written, and interpersonal communication skills.
Advanced proficiency in common office software applications.
This position is fully in office (5 days a week) at 4576 Research Forest Drive, The Woodlands, TX 77381
Benefits\:
At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
At Amegy Bank, everyone counts! Your contributions are valued, and everyone is given the opportunity to grow in their career. We’re committed to doing the very best for our customers, our communities, and our employees.
We are looking for a Portfolio Analyst to join the Homebuilder CRE team in The Woodlands, TX.
Ideal candidates will have the skills and experience necessary to\:
Exercise independent judgment in servicing and portfolio administration matters, making decisions within established bank policies, procedures, and delegated authority including\:
Builder Loan Takedowns, Conversions & Modifications\: Coordinate with the closing department, legal counsel, and title companies to facilitate new builder takedowns, loan conversions, and modifications from inception through closing.
Borrowing Base Reconciliation & Reporting\: Reconcile borrowing bases monthly by clearing paid-off loans, updating stages of completion, and maintaining accurate archival records.
Appraisal & Flood Insurance Management\: Order, review, and track appraisals and flood insurance coverage to ensure compliance with lending requirements.
Inspection Administration\: Coordinate inspections, generate reports, update monitoring spreadsheets, manage third-party vendor requests, and process related invoices.
Draws, Payoffs & Lien Releases\: Process and monitor construction draws, loan payoffs, and lien releases in a timely and accurate manner.
Advances & Wire Processing\: Review, process, and coordinate funding advances and wire transfers to support client and lending needs.
Loan Statement Administration\: Generate and distribute monthly builder loan statements and respond to related inquiries and monitor monthly interest payments and outstanding loan-related fees, proactively contacting borrowers to resolve past-due items and maintain portfolio performance.
Portfolio Covenant Monitoring & Compliance\: Request financial covenant information, identify and resolve exceptions, and maintain departmental compliance tracking.
Fee Reporting & Reconciliation\: Prepare and update departmental fee reports to ensure accurate revenue tracking and reporting.
Department Activity Tracking\: Maintain department tracking reports by recording new loan activity, milestones, and status updates and conduct periodic quality control reviews of departmental reports to ensure completeness, accuracy, and data integrity.
Administrative & Operational Support\: Perform ongoing administrative duties and provide operational support to ensure efficient department workflow.
Qualifications\:
Requires a Bachelor’s degree or 2+ years of directly related experience.A combination of education and experience may meet requirements.
Basic knowledge of loan documentation, administration, and policies/procedures.
Must be familiar with reading, understanding, and analyzing financial statements.
Strong analytical skills and attention to detail.
Ability to identify and resolve exceptions and interpret data.
Effective verbal, written, and interpersonal communication skills.
Advanced proficiency in common office software applications.
This position is fully in office (5 days a week) at 4576 Research Forest Drive, The Woodlands, TX 77381
Benefits\:
At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Offers retail and commercial banking services
Zions Bank is a financial institution that provides traditional banking services to individuals and businesses, including personal and business accounts, loans, mortgages, and investment services, delivered through branches and digital channels. The company differentiates itself by prioritizing people—employees, clients, and communities—through strong benefits, learning opportunities, community involvement, and autonomy that enables employees to grow in their roles. This focus on people and community sets Zions Bank apart from competitors that may emphasize products alone. The goal is to help customers succeed financially while also empowering employees and serving as a premier employer of choice that contributes to the communities it serves.
Explore more opportunities at Zions Bank