Full-Time

Risk Lead - Engine by Starling

Risk & Compliance

Posted on 9/23/2025

Starling Bank

Starling Bank

1,001-5,000 employees

Mobile banking for personal and business

No salary listed

London, UK

Hybrid

Hybrid working model; preference for candidates located within a commutable distance to the office.

Category
Consulting (1)
Required Skills
Risk Management
Requirements
  • Generalist or Operational Risk Management experience
  • Track record of delivery by taking ownership and driving tasks to completion
  • Confident communicator at all levels with the ability to convey complex in a simplified manner to individuals across all levels
  • Strong presentation and facilitation skills
  • Strong interpersonal skills experienced in engaging with internal and external stakeholders
  • Strong attention to detail
Responsibilities
  • Embed and then mature the operation of Engine’s Risk Management Framework, including Engine’s Risk Appetite Framework, capturing and mitigating Enterprise risks, and ongoing Operational Risk Management
  • Facilitate the implementation of a risk management tool to enable more effective tracking, Management Information and aggregated Group reporting as appropriate
  • Build out Engine’s RCSA process, and run it (including tracking actions to completion and reporting on progress)
  • Work with the wider team to carry out Risk Assessments relating to business change, global expansion etc.
  • Contribute to risk assessments and risk reporting to the Engine Management Team, Committees and Board as required
  • Work closely with the Starling Group and Engine Risk functions, Engine’s management team, Information Security team, legal team and other key stakeholders to achieve all of the above
Desired Qualifications
  • Experience in a risk function, ideally within a SaaS / technology firm providing services in a regulated environment

Starling Bank is a digital bank in the UK offering personal and business current accounts through a mobile app. For individuals, it provides features like instant spending notifications, insights, and Spaces (pots) to separate money. For businesses, it offers business accounts with invoicing and accounting integrations. The app handles account management, payments, and budgeting in one place, with transactions processed online and via card payments. The bank earns revenue from card interchange fees, interest on balances held with the central bank, and lending (such as personal loans and overdrafts). Its approach combines mobile-first banking with a broad set of services in a single app, differentiating itself through the Spaces budgeting tool, real-time transaction insights, and a strong focus on both personal and business banking. Starling’s goal is to grow its customer base while expanding its lending portfolio and offering a complete digital banking experience in the UK.

Company Size

1,001-5,000

Company Stage

Private

Total Funding

$1.2B

Headquarters

London, United Kingdom

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Engine SaaS revenue surges 300% annually to £8.7M in FY25 with four international deals.
  • Plans US bank acquisition for national license within two years, targeting B2B growth.
  • Serves nearly 5M customers with AI-driven tools like Spending Intelligence and Scam Intelligence.

What critics are saying

  • FCA fines Starling £29M in 2024 for opening 54,359 high-risk accounts until 2023.
  • Chair David Sproul steps down by end-2026, disrupting governance amid US expansion.
  • New CRO Keith Algie from ANZ inherits weak controls, inviting FCA enforcement within 12 months.

What makes Starling Bank unique

  • Engine by Starling powers international clients like Tangerine Bank and SBS Bank since 2022.
  • Launched UK's first agentic AI assistant with Google Gemini on March 20, 2026.
  • Offers Marketplace integrating Anorak mortgages and So-Sure insurance directly in app.

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Benefits

Health Insurance

Life Insurance

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

Hybrid Work Options

401(k) Retirement Plan

401(k) Company Match

Mental Health Support

Wellness Program

Family Planning Benefits

Fertility Treatment Support

Professional Development Budget

Conference Attendance Budget

Gym Membership

Phone/Internet Stipend

Home Office Stipend

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

1%

2 year growth

2%
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